Home > Mercantile Bank of Mount Ayr > Assets and Liabilities
Mercantile Bank of Mount Ayr, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $51,145,000 | 7,327 |
| Cash and due from depository institutions | $1,829,000 | 8,670 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,764,000 | 6,768 |
| Federal funds sold & reverse repurchase agreements | $2,310,000 | 5,128 |
| Net loans & leases | $30,898,000 | 6,863 |
| Loan loss allowance | $702,000 | 4,714 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $378,000 | 9,023 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $966,000 | 6,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,145,000 | 7,327 |
| Total liabilities | $46,605,000 | 7,251 |
| Total deposits | $44,542,000 | 7,249 |
| Interest-bearing deposits | $40,475,000 | 6,988 |
| Deposits held in domestic offices | $44,542,000 | 7,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $791,000 | 3,132 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $272,000 | 8,672 |
| Total equity capital | $4,540,000 | 7,779 |
| Total bank equity capital | $4,540,000 | 7,779 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $2,800,000 | 4,419 |
| Undivided profits | $1,340,000 | 8,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $561,000 | 4,261 |
| Earning assets | $47,972,000 | 7,223 |
| Long-term assets (5+ years) | $6,642,000 | 5,066 |
| Average Assets, year-to-date | $51,404,800 | 7,113 |
| Average Assets, quarterly | $51,315,000 | 7,265 |
| Volatile liabilities | $3,227,000 | 8,356 |
| Insider loans | $149,000 | 8,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,651,000 | 2,086 |
| Tier 1 (core) risk-based capital | $4,488,000 | 7,706 |
| Tier 2 risk-based capital | $448,850 | 5,740 |
| Total risk weighted assets | $35,654,450 | 6,478 |
| Total unused commitments | $18,651,000 | 2,096 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $52,073,000 | 7,320 |
| Cash and due from depository institutions | $2,571,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,889,000 | 6,584 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 3,371 |
| Net loans & leases | $28,757,000 | 7,219 |
| Loan loss allowance | $466,000 | 6,496 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $417,000 | 9,023 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,049,000 | 6,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,073,000 | 7,320 |
| Total liabilities | $47,549,000 | 7,263 |
| Total deposits | $46,268,000 | 7,172 |
| Interest-bearing deposits | $41,001,000 | 6,979 |
| Deposits held in domestic offices | $46,268,000 | 7,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,341 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $281,000 | 7,600 |
| Total equity capital | $4,524,000 | 7,625 |
| Total bank equity capital | $4,524,000 | 7,625 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $2,800,000 | 4,358 |
| Undivided profits | $1,324,000 | 8,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $510,000 | 4,145 |
| Earning assets | $48,036,000 | 7,251 |
| Long-term assets (5+ years) | $5,003,000 | 6,001 |
| Average Assets, year-to-date | $52,026,800 | 7,214 |
| Average Assets, quarterly | $51,765,000 | 7,312 |
| Volatile liabilities | $2,036,000 | 9,633 |
| Insider loans | $167,000 | 8,547 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,005,000 | 2,158 |
| Tier 1 (core) risk-based capital | $4,764,000 | 7,470 |
| Tier 2 risk-based capital | $428,530 | 5,932 |
| Total risk weighted assets | $34,245,030 | 6,607 |
| Total unused commitments | $17,005,000 | 2,171 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $52,376,000 | 7,511 |
| Cash and due from depository institutions | $1,799,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,734,000 | 6,198 |
| Federal funds sold & reverse repurchase agreements | $3,060,000 | 4,311 |
| Net loans & leases | $26,478,000 | 7,545 |
| Loan loss allowance | $446,000 | 6,893 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $398,000 | 9,443 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $907,000 | 6,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,376,000 | 7,511 |
| Total liabilities | $47,830,000 | 7,463 |
| Total deposits | $46,534,000 | 7,425 |
| Interest-bearing deposits | $41,510,000 | 7,212 |
| Deposits held in domestic offices | $46,534,000 | 7,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $296,000 | 7,603 |
| Total equity capital | $4,546,000 | 7,743 |
| Total bank equity capital | $4,546,000 | 7,743 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $2,800,000 | 4,330 |
| Undivided profits | $1,346,000 | 8,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 10,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $485,000 | 3,842 |
| Earning assets | $49,272,000 | 7,347 |
| Long-term assets (5+ years) | $4,437,000 | 6,765 |
| Average Assets, year-to-date | $52,916,200 | 7,290 |
| Average Assets, quarterly | $52,632,000 | 7,414 |
| Volatile liabilities | $1,917,000 | 9,825 |
| Insider loans | $156,000 | 8,887 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,331,000 | 1,875 |
| Tier 1 (core) risk-based capital | $4,546,000 | 7,678 |
| Tier 2 risk-based capital | $407,710 | 6,178 |
| Total risk weighted assets | $32,578,310 | 6,864 |
| Total unused commitments | $20,331,000 | 1,894 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $53,599,000 | 7,515 |
| Cash and due from depository institutions | $1,589,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,227,000 | 5,480 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $25,904,000 | 7,727 |
| Loan loss allowance | $418,000 | 7,298 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $429,000 | 9,440 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $950,000 | 6,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,599,000 | 7,515 |
| Total liabilities | $49,278,000 | 7,472 |
| Total deposits | $48,085,000 | 7,419 |
| Interest-bearing deposits | $43,968,000 | 7,147 |
| Deposits held in domestic offices | $48,085,000 | 7,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $890,000 | 2,657 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $303,000 | 8,192 |
| Total equity capital | $4,321,000 | 7,862 |
| Total bank equity capital | $4,321,000 | 7,862 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $2,800,000 | 4,229 |
| Undivided profits | $1,121,000 | 9,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 12,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $486,000 | 4,217 |
| Earning assets | $50,631,000 | 7,339 |
| Long-term assets (5+ years) | $5,170,000 | 6,407 |
| Average Assets, year-to-date | $47,391,600 | 7,969 |
| Average Assets, quarterly | $50,946,500 | 7,709 |
| Volatile liabilities | $1,468,000 | 10,877 |
| Insider loans | $28,000 | 7,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,547,000 | 1,989 |
| Tier 1 (core) risk-based capital | $4,321,000 | 7,804 |
| Tier 2 risk-based capital | $418,000 | 6,061 |
| Total risk weighted assets | $33,945,300 | 6,728 |
| Total unused commitments | $17,547,000 | 2,005 |
| Derivatives | $0 | 651 |