Home > Mercantile Bank of Missouri Valley > Loan Charge- Offs and Recoveries
Mercantile Bank of Missouri Valley, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $562,000 | 1,589 |
| Loans secured by real estate, total | $6,000 | 4,070 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 4,069 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,103 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,492 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 6,519 |
| Loans to individuals | $554,000 | 769 |
| Credit card loan charge offs | $547,000 | 324 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,000 | 6,894 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $222,000 | 1,238 |
| Loans secured by real estate, total | $122,000 | 635 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $122,000 | 635 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $42,000 | 86 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,590 |
| Secured by multifamily residential properties | $17,000 | 187 |
| Secured by nonfarm nonresidential properties | $61,000 | 491 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,000 | 2,962 |
| Loans to individuals | $80,000 | 1,138 |
| Credit card loan recoveries | $76,000 | 312 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,000 | 5,575 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $5,000 | 939 |
| Net charge-offs | $340,000 | 1,805 |
| Loans secured by real estate, total | $-116,000 | 10,716 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-116,000 | 10,737 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $-42,000 | 9,653 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 9,695 |
| Secured by multifamily residential properties | $-17,000 | 10,805 |
| Secured by nonfarm nonresidential properties | $-55,000 | 10,657 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-18,000 | 10,026 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $474,000 | 726 |
| Credit card loan net charge offs | $471,000 | 328 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 6,857 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-5,000 | 8,006 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,505,000 | 856 |
| Loans secured by real estate, total | $19,000 | 3,224 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,000 | 3,224 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $19,000 | 198 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $82,000 | 2,753 |
| Loans to individuals | $1,404,000 | 504 |
| Credit card loan charge offs | $1,362,000 | 254 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $42,000 | 3,730 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $16,000 | 982 |
| Total recoveries | $331,000 | 1,030 |
| Loans secured by real estate, total | $132,000 | 696 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $132,000 | 696 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $41,000 | 115 |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 887 |
| Secured by multifamily residential properties | $20,000 | 216 |
| Secured by nonfarm nonresidential properties | $39,000 | 742 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $64,000 | 1,568 |
| Loans to individuals | $135,000 | 846 |
| Credit card loan recoveries | $129,000 | 291 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 5,185 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $37,000 | 245 |
| Net charge-offs | $1,174,000 | 817 |
| Loans secured by real estate, total | $-113,000 | 11,230 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-113,000 | 11,255 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-22,000 | 9,973 |
| Secured by 1-4 family residential properties- net charge-offs | $-32,000 | 11,241 |
| Secured by multifamily residential properties | $-20,000 | 11,346 |
| Secured by nonfarm nonresidential properties | $-39,000 | 11,072 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $18,000 | 4,005 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,269,000 | 448 |
| Credit card loan net charge offs | $1,233,000 | 248 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $36,000 | 3,195 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-21,000 | 8,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $671,000 | 1,445 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $23,000 | 4,769 |
| Loans to individuals | $648,000 | 694 |
| Credit card loan charge offs | $643,000 | 342 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,000 | 7,522 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $141,000 | 1,992 |
| Loans secured by real estate, total | $45,000 | 1,437 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $45,000 | 1,436 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $10,000 | 284 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $19,000 | 258 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,216 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $56,000 | 1,790 |
| Loans to individuals | $40,000 | 2,071 |
| Credit card loan recoveries | $26,000 | 586 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $14,000 | 3,696 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $38,000 | 235 |
| Net charge-offs | $530,000 | 1,331 |
| Loans secured by real estate, total | $-45,000 | 11,492 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-45,000 | 11,521 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-10,000 | 10,301 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 10,676 |
| Secured by multifamily residential properties | $-19,000 | 11,847 |
| Secured by nonfarm nonresidential properties | $-13,000 | 11,323 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-33,000 | 11,066 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $608,000 | 587 |
| Credit card loan net charge offs | $617,000 | 317 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-9,000 | 11,537 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-38,000 | 9,190 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $854,000 | 1,268 |
| Loans secured by real estate, total | $17,000 | 4,108 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $17,000 | 4,108 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,748 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $10,000 | 2,137 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,000 | 6,975 |
| Loans to individuals | $833,000 | 549 |
| Credit card loan charge offs | $823,000 | 293 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,000 | 6,577 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $143,000 | 2,216 |
| Loans secured by real estate, total | $49,000 | 1,537 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $49,000 | 1,537 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $9,000 | 379 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $40,000 | 883 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $48,000 | 2,396 |
| Loans to individuals | $46,000 | 1,951 |
| Credit card loan recoveries | $38,000 | 518 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 5,178 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $19,000 | 532 |
| Net charge-offs | $711,000 | 1,077 |
| Loans secured by real estate, total | $-32,000 | 11,901 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-32,000 | 11,938 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-9,000 | 10,754 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 3,123 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-30,000 | 12,140 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-44,000 | 11,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $787,000 | 433 |
| Credit card loan net charge offs | $785,000 | 268 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 6,964 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-19,000 | 9,560 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $507,000 | 2,243 |
| Loans secured by real estate, total | $15,000 | 5,131 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 5,130 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $15,000 | 3,628 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 6,479 |
| Loans to individuals | $476,000 | 826 |
| Credit card loan charge offs | $474,000 | 386 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,000 | 9,480 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $4,000 | 1,417 |
| Total recoveries | $151,000 | 2,311 |
| Loans secured by real estate, total | $71,000 | 1,300 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $71,000 | 1,300 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $34,000 | 153 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,266 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $34,000 | 1,014 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 2,254 |
| Loans to individuals | $18,000 | 3,947 |
| Credit card loan recoveries | $12,000 | 908 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 6,221 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $31,000 | 396 |
| Net charge-offs | $356,000 | 2,217 |
| Loans secured by real estate, total | $-56,000 | 12,948 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-56,000 | 12,987 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-34,000 | 11,453 |
| Secured by 1-4 family residential properties- net charge-offs | $12,000 | 3,345 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-34,000 | 12,927 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-46,000 | 12,524 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $458,000 | 645 |
| Credit card loan net charge offs | $462,000 | 357 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-4,000 | 12,144 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-27,000 | 10,131 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $357,000 | 3,643 |
| Loans secured by real estate, total | $237,000 | 1,966 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $237,000 | 1,966 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $92,000 | 132 |
| Total charge-offs secured by 1-4 family residential properties | $22,000 | 3,695 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $123,000 | 1,525 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $115,000 | 3,782 |
| Loans to individuals | $5,000 | 9,652 |
| Credit card loan charge offs | $1,000 | 3,869 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,000 | 9,554 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $13,000 | 8,746 |
| Loans secured by real estate, total | $6,000 | 4,124 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 4,123 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $3,000 | 624 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $3,000 | 390 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,000 | 7,781 |
| Loans to individuals | $4,000 | 7,607 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,000 | 7,886 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $344,000 | 3,091 |
| Loans secured by real estate, total | $231,000 | 1,794 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $231,000 | 1,794 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $89,000 | 116 |
| Secured by 1-4 family residential properties- net charge-offs | $22,000 | 3,229 |
| Secured by multifamily residential properties | $-3,000 | 13,766 |
| Secured by nonfarm nonresidential properties | $123,000 | 1,422 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $112,000 | 3,145 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,000 | 9,651 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000 | 9,194 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.