Home > Mercantile Bank of Marshalltown > Income and Expense
Mercantile Bank of Marshalltown, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 6,349 |
| Total interest expense | $2,153,000 | 6,168 |
| Net interest income | $2,448,000 | 6,406 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $583,000 | 4,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $2,047,000 | 5,880 |
| Salaries and employee benefits | $841,000 | 6,877 |
| Premises and equipment expense | $317,000 | 5,400 |
| Additional noninterest expense | $889,000 | 4,814 |
| Pre-tax net operating income | $984,000 | 6,059 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $670,000 | 6,175 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $670,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $667,960 | 6,171 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 6,761 |
| Total interest expense | $1,559,000 | 6,726 |
| Net interest income | $2,391,000 | 6,680 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $721,000 | 4,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,820 |
| Total noninterest expense | $1,936,000 | 6,377 |
| Salaries and employee benefits | $806,000 | 7,173 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $868,000 | 5,343 |
| Pre-tax net operating income | $1,376,000 | 4,733 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $465,000 | 4,280 |
| Income before extraordinary items | $911,000 | 4,863 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $911,000 | 4,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $325,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $911,000 | 4,919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 6,824 |
| Total interest expense | $1,627,000 | 6,806 |
| Net interest income | $2,419,000 | 6,698 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $808,000 | 3,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,371 |
| Total noninterest expense | $1,993,000 | 6,352 |
| Salaries and employee benefits | $896,000 | 6,734 |
| Premises and equipment expense | $264,000 | 6,427 |
| Additional noninterest expense | $833,000 | 5,734 |
| Pre-tax net operating income | $1,234,000 | 5,079 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $395,000 | 5,055 |
| Income before extraordinary items | $840,000 | 5,359 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $840,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $839,320 | 5,130 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 7,114 |
| Total interest expense | $2,095,000 | 6,880 |
| Net interest income | $2,220,000 | 7,197 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $795,000 | 3,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 4,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 3,324 |
| Total noninterest expense | $1,946,000 | 6,520 |
| Salaries and employee benefits | $883,000 | 6,713 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $825,000 | 5,918 |
| Pre-tax net operating income | $1,069,000 | 5,366 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $734,000 | 5,720 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $775,000 | 5,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $720,600 | 5,459 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.