Home > Mercantile Bank of Lyon County > Income and Expense
Mercantile Bank of Lyon County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 7,296 |
| Total interest expense | $1,915,000 | 6,657 |
| Net interest income | $1,797,000 | 7,778 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $315,000 | 6,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $1,096,000 | 8,592 |
| Salaries and employee benefits | $479,000 | 9,289 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $508,000 | 7,189 |
| Pre-tax net operating income | $1,016,000 | 5,925 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $358,000 | 5,348 |
| Income before extraordinary items | $658,000 | 6,251 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $658,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $658,000 | 6,236 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 7,711 |
| Total interest expense | $1,515,000 | 6,847 |
| Net interest income | $1,724,000 | 8,242 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $417,000 | 5,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,938 |
| Total noninterest expense | $1,128,000 | 8,877 |
| Salaries and employee benefits | $483,000 | 9,546 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $1,013,000 | 5,894 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $345,000 | 5,334 |
| Income before extraordinary items | $668,000 | 6,110 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $668,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $475,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $668,000 | 6,177 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 8,019 |
| Total interest expense | $1,418,000 | 7,478 |
| Net interest income | $1,771,000 | 8,316 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $379,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,095,000 | 9,339 |
| Salaries and employee benefits | $498,000 | 9,692 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $468,000 | 8,536 |
| Pre-tax net operating income | $1,055,000 | 5,664 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $708,000 | 6,068 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $708,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $708,000 | 5,791 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 8,486 |
| Total interest expense | $1,628,000 | 8,113 |
| Net interest income | $1,660,000 | 8,775 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $259,000 | 8,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $1,040,000 | 9,805 |
| Salaries and employee benefits | $453,000 | 10,272 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $486,000 | 8,590 |
| Pre-tax net operating income | $879,000 | 6,209 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $599,000 | 6,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $599,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 13,228 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $598,320 | 6,227 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.