Home > Mercantile Bank of Lyon County > Assets and Liabilities
Mercantile Bank of Lyon County, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 11 | 9,970 |
Assets and Liabilities | ||
Total Assets: | $46,476,000 | 7,727 |
Cash and due from depository institutions | $2,630,000 | 9,970 |
Interest-bearing balances | $100,000 | 4,830 |
Securities | $4,588,000 | 10,389 |
Federal funds sold & reverse repurchase agreements | $2,840,000 | 4,528 |
Net loans & leases | $34,991,000 | 6,373 |
Loan loss allowance | $683,000 | 4,819 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $389,000 | 8,952 |
Other real estate owned | $0 | 9,970 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,038,000 | 6,211 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,476,000 | 7,727 |
Total liabilities | $42,438,000 | 7,642 |
Total deposits | $40,551,000 | 7,665 |
Interest-bearing deposits | $37,962,000 | 7,275 |
Deposits held in domestic offices | $40,551,000 | 7,661 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $1,164,000 | 2,783 |
Subordinated debt | $0 | 337 |
All other liabilities | $723,000 | 4,756 |
Total equity capital | $4,038,000 | 8,300 |
Total bank equity capital | $4,038,000 | 8,300 |
Perpetual preferred stock | $0 | 288 |
Common stock | $500,000 | 5,383 |
Surplus | $2,045,000 | 5,441 |
Undivided profits | $1,493,000 | 8,308 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $733,000 | 3,212 |
Earning assets | $42,519,000 | 7,720 |
Long-term assets (5+ years) | $4,196,000 | 6,247 |
Average Assets, year-to-date | $45,959,600 | 7,587 |
Average Assets, quarterly | $45,910,000 | 7,730 |
Volatile liabilities | $2,303,000 | 9,298 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $16,843,000 | 2,239 |
Tier 1 (core) risk-based capital | $3,975,000 | 8,251 |
Tier 2 risk-based capital | $478,860 | 5,453 |
Total risk weighted assets | $38,104,560 | 6,182 |
Total unused commitments | $16,843,000 | 2,251 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 12 | 10,160 |
Assets and Liabilities | ||
Total Assets: | $45,781,000 | 7,899 |
Cash and due from depository institutions | $1,787,000 | 10,160 |
Interest-bearing balances | $0 | 7,034 |
Securities | $4,522,000 | 11,073 |
Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,008 |
Net loans & leases | $35,236,000 | 6,331 |
Loan loss allowance | $652,000 | 5,076 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $410,000 | 9,071 |
Other real estate owned | $0 | 10,160 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,076,000 | 6,394 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $45,781,000 | 7,899 |
Total liabilities | $41,936,000 | 7,834 |
Total deposits | $38,498,000 | 8,008 |
Interest-bearing deposits | $36,020,000 | 7,580 |
Deposits held in domestic offices | $38,498,000 | 7,999 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,400,000 | 3,017 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $1,443,000 | 2,849 |
Subordinated debt | $0 | 372 |
All other liabilities | $595,000 | 4,607 |
Total equity capital | $3,845,000 | 8,356 |
Total bank equity capital | $3,845,000 | 8,356 |
Perpetual preferred stock | $0 | 310 |
Common stock | $500,000 | 5,677 |
Surplus | $2,045,000 | 5,435 |
Undivided profits | $1,300,000 | 8,395 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $672,000 | 3,055 |
Earning assets | $42,508,000 | 7,815 |
Long-term assets (5+ years) | $3,376,000 | 7,096 |
Average Assets, year-to-date | $44,600,600 | 7,910 |
Average Assets, quarterly | $45,438,500 | 7,903 |
Volatile liabilities | $2,274,000 | 9,323 |
Insider loans | $1,310,000 | 3,029 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $15,348,000 | 2,325 |
Tier 1 (core) risk-based capital | $3,917,000 | 8,378 |
Tier 2 risk-based capital | $485,150 | 5,410 |
Total risk weighted assets | $38,644,750 | 6,046 |
Total unused commitments | $15,348,000 | 2,337 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 13 | 10,317 |
Assets and Liabilities | ||
Total Assets: | $44,380,000 | 8,306 |
Cash and due from depository institutions | $1,723,000 | 10,317 |
Interest-bearing balances | $0 | 7,655 |
Securities | $3,398,000 | 11,989 |
Federal funds sold & reverse repurchase agreements | $4,254,000 | 3,245 |
Net loans & leases | $33,553,000 | 6,486 |
Loan loss allowance | $632,000 | 5,383 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $437,000 | 9,146 |
Other real estate owned | $0 | 10,317 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,015,000 | 6,028 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $44,380,000 | 8,306 |
Total liabilities | $40,656,000 | 8,247 |
Total deposits | $37,155,000 | 8,517 |
Interest-bearing deposits | $34,633,000 | 8,097 |
Deposits held in domestic offices | $37,155,000 | 8,511 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,991,000 | 2,252 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,005,000 | 2,683 |
Subordinated debt | $0 | 413 |
All other liabilities | $505,000 | 5,287 |
Total equity capital | $3,724,000 | 8,745 |
Total bank equity capital | $3,724,000 | 8,745 |
Perpetual preferred stock | $0 | 343 |
Common stock | $500,000 | 5,937 |
Surplus | $2,045,000 | 5,419 |
Undivided profits | $1,179,000 | 9,100 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,000 | 12,229 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $685,000 | 2,620 |
Earning assets | $41,205,000 | 8,223 |
Long-term assets (5+ years) | $4,767,000 | 6,565 |
Average Assets, year-to-date | $42,707,400 | 8,344 |
Average Assets, quarterly | $43,935,500 | 8,306 |
Volatile liabilities | $3,796,000 | 7,525 |
Insider loans | $3,405,000 | 1,220 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $14,739,000 | 2,349 |
Tier 1 (core) risk-based capital | $3,724,000 | 8,661 |
Tier 2 risk-based capital | $416,020 | 6,081 |
Total risk weighted assets | $33,065,620 | 6,778 |
Total unused commitments | $14,739,000 | 2,369 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 13 | 10,697 |
Assets and Liabilities | ||
Total Assets: | $41,550,000 | 8,791 |
Cash and due from depository institutions | $2,267,000 | 10,697 |
Interest-bearing balances | $0 | 8,059 |
Securities | $4,274,000 | 11,981 |
Federal funds sold & reverse repurchase agreements | $1,795,000 | 6,907 |
Net loans & leases | $31,828,000 | 6,755 |
Loan loss allowance | $670,000 | 5,186 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $411,000 | 9,578 |
Other real estate owned | $0 | 10,697 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $975,000 | 6,467 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $41,550,000 | 8,791 |
Total liabilities | $38,131,000 | 8,754 |
Total deposits | $37,566,000 | 8,674 |
Interest-bearing deposits | $34,548,000 | 8,333 |
Deposits held in domestic offices | $37,566,000 | 8,668 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $91,000 | 4,359 |
Subordinated debt | $0 | 482 |
All other liabilities | $474,000 | 6,051 |
Total equity capital | $3,419,000 | 9,058 |
Total bank equity capital | $3,419,000 | 9,058 |
Perpetual preferred stock | $0 | 346 |
Common stock | $500,000 | 6,257 |
Surplus | $2,045,000 | 5,326 |
Undivided profits | $874,000 | 9,914 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $54,000 | 11,160 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $758,000 | 2,626 |
Earning assets | $37,897,000 | 8,780 |
Long-term assets (5+ years) | $2,745,000 | 8,213 |
Average Assets, year-to-date | $42,061,800 | 8,573 |
Average Assets, quarterly | $42,325,500 | 8,631 |
Volatile liabilities | $631,000 | 12,565 |
Insider loans | $11,000 | 8,785 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $12,094,000 | 2,586 |
Tier 1 (core) risk-based capital | $3,419,000 | 8,990 |
Tier 2 risk-based capital | $383,420 | 6,442 |
Total risk weighted assets | $30,387,320 | 7,252 |
Total unused commitments | $12,094,000 | 2,604 |
Derivatives | $0 | 651 |