Home > Mercantile Bank of Lebanon > Assets and Liabilities
Mercantile Bank of Lebanon, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $127,935,000 | 3,526 |
| Cash and due from depository institutions | $2,260,000 | 3,365 |
| Interest-bearing balances | $21,000 | 6,152 |
| Securities | $14,280,000 | 6,895 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,427 |
| Net loans & leases | $99,429,000 | 2,721 |
| Loan loss allowance | $2,310,000 | 1,706 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,191,000 | 5,441 |
| Other real estate owned | $166,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $609,000 | 8,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,935,000 | 3,526 |
| Total liabilities | $102,150,000 | 3,924 |
| Total deposits | $99,790,000 | 3,813 |
| Interest-bearing deposits | $95,636,000 | 3,438 |
| Deposits held in domestic offices | $99,790,000 | 3,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,360,000 | 1,835 |
| Total equity capital | $25,785,000 | 1,742 |
| Total bank equity capital | $25,785,000 | 1,742 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $23,800,000 | 799 |
| Undivided profits | $785,000 | 9,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,627,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $523,000 | 4,533 |
| Earning assets | $123,730,000 | 3,343 |
| Long-term assets (5+ years) | $4,909,000 | 5,845 |
| Average Assets, year-to-date | $132,688,000 | 3,275 |
| Average Assets, quarterly | $130,720,000 | 3,403 |
| Volatile liabilities | $9,804,000 | 4,632 |
| Insider loans | $587,000 | 5,198 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,139,000 | 7,250 |
| Tier 1 (core) risk-based capital | $25,782,000 | 1,653 |
| Tier 2 risk-based capital | $922,420 | 3,138 |
| Total risk weighted assets | $72,406,120 | 3,642 |
| Total unused commitments | $2,139,000 | 7,266 |
| Derivatives | $0 | 628 |