Home > Mercantile Bank of Lake of the Ozarks > Income and Expense
Mercantile Bank of Lake of the Ozarks, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,379,000 | 2,700 |
| Total interest expense | $5,476,000 | 2,793 |
| Net interest income | $6,903,000 | 2,596 |
| Provision for loan and lease losses | $241,000 | 2,638 |
| Total noninterest income | $825,000 | 3,610 |
| Gross Fiduciary activities income | $4,000 | 1,531 |
| Service charges on deposit accounts | $524,000 | 2,578 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $297,000 | 4,024 |
| Total noninterest expense | $3,610,000 | 3,633 |
| Salaries and employee benefits | $1,584,000 | 4,085 |
| Premises and equipment expense | $489,000 | 3,829 |
| Additional noninterest expense | $1,537,000 | 3,027 |
| Pre-tax net operating income | $3,877,000 | 1,919 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,466,000 | 1,677 |
| Income before extraordinary items | $2,411,000 | 2,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,411,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,710 |
| Cash dividends | $1,800,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,411,000 | 2,064 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,611,000 | 3,151 |
| Total interest expense | $3,342,000 | 3,579 |
| Net interest income | $6,269,000 | 2,885 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $722,000 | 4,024 |
| Gross Fiduciary activities income | $4,000 | 1,536 |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $3,301,000 | 4,059 |
| Salaries and employee benefits | $1,451,000 | 4,402 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $1,443,000 | 3,432 |
| Pre-tax net operating income | $3,450,000 | 2,063 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,303,000 | 1,758 |
| Income before extraordinary items | $2,147,000 | 2,267 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,147,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,394 |
| Cash dividends | $1,732,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,147,000 | 2,289 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,747,000 | 3,165 |
| Total interest expense | $3,781,000 | 3,331 |
| Net interest income | $5,966,000 | 3,044 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $673,000 | 4,561 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $440,000 | 3,161 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $219,000 | 5,394 |
| Total noninterest expense | $3,209,000 | 4,253 |
| Salaries and employee benefits | $1,407,000 | 4,527 |
| Premises and equipment expense | $427,000 | 4,456 |
| Additional noninterest expense | $1,375,000 | 3,770 |
| Pre-tax net operating income | $3,090,000 | 2,205 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,175,000 | 1,959 |
| Income before extraordinary items | $1,915,000 | 2,628 |
| Extraordinary gains, net | $97,000 | 1,608 |
| Net income | $2,012,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,895 |
| Cash dividends | $796,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,915,000 | 2,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,685,000 | 3,977 |
| Total interest expense | $3,836,000 | 4,218 |
| Net interest income | $4,849,000 | 3,753 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $540,000 | 5,331 |
| Gross Fiduciary activities income | $12,000 | 1,528 |
| Service charges on deposit accounts | $365,000 | 3,767 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $2,433,000 | 5,429 |
| Salaries and employee benefits | $968,000 | 6,211 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $1,112,000 | 4,649 |
| Pre-tax net operating income | $2,716,000 | 2,278 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $974,000 | 2,161 |
| Income before extraordinary items | $1,744,000 | 2,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,744,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,664 |
| Cash dividends | $576,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $1,600,000 | 341 |
| Net operating income | $1,742,720 | 2,440 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.