Home > Mercantile Bank of Lake of the Ozarks > Assets and Liabilities
Mercantile Bank of Lake of the Ozarks, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $172,831,000 | 2,680 |
| Cash and due from depository institutions | $3,899,000 | 2,981 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,596,000 | 4,494 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,816 |
| Net loans & leases | $130,451,000 | 2,140 |
| Loan loss allowance | $2,207,000 | 1,765 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,030,000 | 3,655 |
| Other real estate owned | $224,000 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,631,000 | 4,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,831,000 | 2,680 |
| Total liabilities | $159,084,000 | 2,631 |
| Total deposits | $157,763,000 | 2,476 |
| Interest-bearing deposits | $145,801,000 | 2,327 |
| Deposits held in domestic offices | $157,763,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,321,000 | 2,911 |
| Total equity capital | $13,747,000 | 3,210 |
| Total bank equity capital | $13,747,000 | 3,210 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $604,000 | 4,904 |
| Surplus | $4,012,000 | 3,409 |
| Undivided profits | $9,131,000 | 2,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $989,000 | 2,337 |
| Earning assets | $165,047,000 | 2,586 |
| Long-term assets (5+ years) | $1,798,000 | 8,101 |
| Average Assets, year-to-date | $153,488,400 | 2,871 |
| Average Assets, quarterly | $172,683,000 | 2,656 |
| Volatile liabilities | $16,403,000 | 3,101 |
| Insider loans | $604,000 | 5,107 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $124,000 | 1,385 |
| Unused loan commitments | $7,667,000 | 3,882 |
| Tier 1 (core) risk-based capital | $13,529,000 | 3,163 |
| Tier 2 risk-based capital | $1,284,790 | 2,325 |
| Total risk weighted assets | $101,861,290 | 2,688 |
| Total unused commitments | $7,667,000 | 3,895 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 49 | 4,054 |
| Assets and Liabilities | ||
| Total Assets: | $124,765,000 | 3,559 |
| Cash and due from depository institutions | $2,217,000 | 4,054 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $27,194,000 | 4,652 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $89,010,000 | 2,918 |
| Loan loss allowance | $1,632,000 | 2,341 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,382,000 | 4,922 |
| Other real estate owned | $101,000 | 4,054 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,861,000 | 4,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,765,000 | 3,559 |
| Total liabilities | $113,647,000 | 3,557 |
| Total deposits | $112,890,000 | 3,376 |
| Interest-bearing deposits | $102,669,000 | 3,176 |
| Deposits held in domestic offices | $112,890,000 | 3,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $757,000 | 3,768 |
| Total equity capital | $11,118,000 | 3,670 |
| Total bank equity capital | $11,118,000 | 3,670 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $604,000 | 5,154 |
| Surplus | $2,212,000 | 5,170 |
| Undivided profits | $8,302,000 | 2,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 6,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $921,000 | 2,160 |
| Earning assets | $119,204,000 | 3,416 |
| Long-term assets (5+ years) | $1,852,000 | 8,445 |
| Average Assets, year-to-date | $127,961,000 | 3,397 |
| Average Assets, quarterly | $125,328,500 | 3,521 |
| Volatile liabilities | $7,667,000 | 5,241 |
| Insider loans | $255,000 | 7,586 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,852,000 | 3,702 |
| Tier 1 (core) risk-based capital | $11,118,000 | 3,700 |
| Tier 2 risk-based capital | $1,014,870 | 2,875 |
| Total risk weighted assets | $80,572,170 | 3,252 |
| Total unused commitments | $7,852,000 | 3,709 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $133,269,000 | 3,415 |
| Cash and due from depository institutions | $5,638,000 | 3,986 |
| Interest-bearing balances | $1,000,000 | 3,386 |
| Securities | $33,686,000 | 4,058 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,705 |
| Net loans & leases | $82,493,000 | 3,083 |
| Loan loss allowance | $1,605,000 | 2,487 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,516,000 | 4,613 |
| Other real estate owned | $277,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,559,000 | 4,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,269,000 | 3,415 |
| Total liabilities | $122,566,000 | 3,382 |
| Total deposits | $121,790,000 | 3,228 |
| Interest-bearing deposits | $112,034,000 | 3,036 |
| Deposits held in domestic offices | $121,790,000 | 3,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $776,000 | 3,820 |
| Total equity capital | $10,703,000 | 3,813 |
| Total bank equity capital | $10,703,000 | 3,813 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $604,000 | 5,373 |
| Surplus | $2,212,000 | 5,156 |
| Undivided profits | $7,887,000 | 2,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 4,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $790,000 | 2,250 |
| Earning assets | $125,279,000 | 3,345 |
| Long-term assets (5+ years) | $2,408,000 | 8,350 |
| Average Assets, year-to-date | $130,862,000 | 3,388 |
| Average Assets, quarterly | $131,950,500 | 3,426 |
| Volatile liabilities | $10,201,000 | 4,031 |
| Insider loans | $335,000 | 6,949 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,302,000 | 4,241 |
| Tier 1 (core) risk-based capital | $10,703,000 | 3,738 |
| Tier 2 risk-based capital | $1,112,410 | 2,616 |
| Total risk weighted assets | $88,500,110 | 2,916 |
| Total unused commitments | $6,302,000 | 4,268 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $133,061,000 | 3,483 |
| Cash and due from depository institutions | $2,156,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,770,000 | 4,017 |
| Federal funds sold & reverse repurchase agreements | $10,300,000 | 1,577 |
| Net loans & leases | $83,097,000 | 3,144 |
| Loan loss allowance | $1,492,000 | 2,716 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,605,000 | 4,397 |
| Other real estate owned | $324,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,809,000 | 3,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,061,000 | 3,483 |
| Total liabilities | $123,574,000 | 3,445 |
| Total deposits | $120,616,000 | 3,369 |
| Interest-bearing deposits | $112,275,000 | 3,166 |
| Deposits held in domestic offices | $120,616,000 | 3,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,044 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $958,000 | 3,408 |
| Total equity capital | $9,487,000 | 4,092 |
| Total bank equity capital | $9,487,000 | 4,092 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $604,000 | 5,649 |
| Surplus | $2,213,000 | 5,053 |
| Undivided profits | $6,670,000 | 3,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 4,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $829,000 | 2,406 |
| Earning assets | $127,167,000 | 3,337 |
| Long-term assets (5+ years) | $5,090,000 | 6,448 |
| Average Assets, year-to-date | $99,935,200 | 4,442 |
| Average Assets, quarterly | $112,871,000 | 4,032 |
| Volatile liabilities | $14,553,000 | 3,040 |
| Insider loans | $18,000 | 8,451 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,315,000 | 5,032 |
| Tier 1 (core) risk-based capital | $9,487,000 | 4,024 |
| Tier 2 risk-based capital | $997,470 | 2,928 |
| Total risk weighted assets | $79,303,070 | 3,306 |
| Total unused commitments | $4,315,000 | 5,063 |
| Derivatives | $0 | 651 |