Home > Mercantile Bank of Kansas City > Loan Charge- Offs and Recoveries
Mercantile Bank of Kansas City, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $0 | 9,845 |
| Loans secured by real estate, total | $0 | 4,932 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,929 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,103 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $0 | 8,994 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,660 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $0 | 9,245 |
| Loans secured by real estate, total | $0 | 4,351 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,349 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,348 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $0 | 8,099 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 7,800 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $0 | 8,513 |
| Loans secured by real estate, total | $0 | 4,060 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,052 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,512 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 8,201 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,770 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,114,000 | 1,039 |
| Loans secured by real estate, total | $42,000 | 2,386 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $42,000 | 2,386 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $42,000 | 1,069 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $344,000 | 907 |
| Loans to individuals | $728,000 | 713 |
| Credit card loan charge offs | $487,000 | 368 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $241,000 | 1,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $118,000 | 2,181 |
| Loans secured by real estate, total | $28,000 | 1,698 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,000 | 1,698 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,519 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,062 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $34,000 | 2,383 |
| Loans to individuals | $56,000 | 1,588 |
| Credit card loan recoveries | $6,000 | 1,115 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $50,000 | 1,544 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $996,000 | 902 |
| Loans secured by real estate, total | $14,000 | 2,868 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $14,000 | 2,867 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-13,000 | 10,970 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $27,000 | 957 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $310,000 | 729 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $672,000 | 622 |
| Credit card loan net charge offs | $481,000 | 352 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $191,000 | 1,058 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,630,000 | 343 |
| Loans secured by real estate, total | $618,000 | 629 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $618,000 | 628 |
| Construction and land development | $255,000 | 192 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $195,000 | 671 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $168,000 | 702 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,195,000 | 311 |
| Loans to individuals | $4,424,000 | 251 |
| Credit card loan charge offs | $3,066,000 | 173 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,358,000 | 317 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $393,000 | 80 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,499,000 | 397 |
| Loans secured by real estate, total | $689,000 | 248 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $689,000 | 247 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $148,000 | 286 |
| Secured by multifamily residential properties | $11,000 | 303 |
| Secured by nonfarm nonresidential properties | $530,000 | 181 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $230,000 | 581 |
| Loans to individuals | $467,000 | 419 |
| Credit card loan recoveries | $189,000 | 269 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $278,000 | 450 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $113,000 | 104 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,131,000 | 308 |
| Loans secured by real estate, total | $-71,000 | 11,642 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-71,000 | 11,672 |
| Construction and land development | $255,000 | 163 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,393 |
| Secured by multifamily residential properties | $-11,000 | 11,818 |
| Secured by nonfarm nonresidential properties | $-362,000 | 11,895 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $965,000 | 237 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,957,000 | 214 |
| Credit card loan net charge offs | $2,877,000 | 167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,080,000 | 262 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $280,000 | 59 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,703,000 | 426 |
| Loans secured by real estate, total | $414,000 | 898 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $414,000 | 898 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $271,000 | 616 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $143,000 | 851 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $18,000 | 5,318 |
| Loans to individuals | $4,253,000 | 212 |
| Credit card loan charge offs | $3,954,000 | 134 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $299,000 | 797 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $18,000 | 256 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,474,000 | 434 |
| Loans secured by real estate, total | $275,000 | 493 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $275,000 | 492 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $180,000 | 246 |
| Secured by multifamily residential properties | $37,000 | 198 |
| Secured by nonfarm nonresidential properties | $58,000 | 729 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $458,000 | 403 |
| Loans to individuals | $734,000 | 329 |
| Credit card loan recoveries | $424,000 | 187 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $310,000 | 425 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $7,000 | 278 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,229,000 | 408 |
| Loans secured by real estate, total | $139,000 | 1,336 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $139,000 | 1,337 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $91,000 | 1,030 |
| Secured by multifamily residential properties | $-37,000 | 12,529 |
| Secured by nonfarm nonresidential properties | $85,000 | 893 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-440,000 | 12,459 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,519,000 | 188 |
| Credit card loan net charge offs | $3,530,000 | 127 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-11,000 | 12,034 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $11,000 | 219 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,116,000 | 441 |
| Loans secured by real estate, total | $2,077,000 | 450 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,077,000 | 449 |
| Construction and land development | $80,000 | 634 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $660,000 | 386 |
| Secured by multifamily residential properties | $529,000 | 156 |
| Secured by nonfarm nonresidential properties | $808,000 | 429 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $379,000 | 1,247 |
| Loans to individuals | $3,636,000 | 263 |
| Credit card loan charge offs | $3,406,000 | 152 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $230,000 | 1,093 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $24,000 | 278 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,789,000 | 296 |
| Loans secured by real estate, total | $1,215,000 | 176 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,215,000 | 175 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $85,000 | 480 |
| Secured by multifamily residential properties | $268,000 | 66 |
| Secured by nonfarm nonresidential properties | $862,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $793,000 | 293 |
| Loans to individuals | $774,000 | 331 |
| Credit card loan recoveries | $366,000 | 195 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $408,000 | 374 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $7,000 | 258 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,327,000 | 526 |
| Loans secured by real estate, total | $862,000 | 665 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $862,000 | 663 |
| Construction and land development | $80,000 | 569 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $575,000 | 367 |
| Secured by multifamily residential properties | $261,000 | 226 |
| Secured by nonfarm nonresidential properties | $-54,000 | 13,036 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-414,000 | 13,197 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,862,000 | 232 |
| Credit card loan net charge offs | $3,040,000 | 151 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-178,000 | 13,250 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $17,000 | 234 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,057,000 | 428 |
| Loans secured by real estate, total | $2,055,000 | 538 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,055,000 | 538 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $289,000 | 803 |
| Secured by multifamily residential properties | $248,000 | 318 |
| Secured by nonfarm nonresidential properties | $1,518,000 | 354 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $229,000 | 47 |
| Commercial and industrial loans | $2,599,000 | 375 |
| Loans to individuals | $3,157,000 | 325 |
| Credit card loan charge offs | $2,848,000 | 185 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $309,000 | 1,105 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $17,000 | 307 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,053,000 | 335 |
| Loans secured by real estate, total | $564,000 | 276 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $564,000 | 276 |
| Construction and land development | $3,000 | 834 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $213,000 | 203 |
| Secured by multifamily residential properties | $31,000 | 175 |
| Secured by nonfarm nonresidential properties | $317,000 | 212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $44,000 | 85 |
| Commercial and industrial loans | $746,000 | 294 |
| Loans to individuals | $664,000 | 376 |
| Credit card loan recoveries | $260,000 | 242 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $404,000 | 412 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $10,000 | 246 |
| Lease financing receivables | $25,000 | 182 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,004,000 | 462 |
| Loans secured by real estate, total | $1,491,000 | 604 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,491,000 | 604 |
| Construction and land development | $-3,000 | 13,560 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $76,000 | 1,663 |
| Secured by multifamily residential properties | $217,000 | 325 |
| Secured by nonfarm nonresidential properties | $1,201,000 | 377 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $185,000 | 38 |
| Commercial and industrial loans | $1,853,000 | 413 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,493,000 | 308 |
| Credit card loan net charge offs | $2,588,000 | 177 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-95,000 | 13,906 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $7,000 | 287 |
| Lease financing receivables | $-25,000 | 11,953 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.