Home > Mercantile Bank of Kansas City > Income and Expense
Mercantile Bank of Kansas City, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 10,604 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $662,000 | 10,032 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $3,092,000 | 1,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,092,000 | 829 |
| Total noninterest expense | $1,784,000 | 6,103 |
| Salaries and employee benefits | $0 | 10,906 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $1,784,000 | 2,325 |
| Pre-tax net operating income | $1,970,000 | 3,587 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $697,000 | 3,246 |
| Income before extraordinary items | $1,273,000 | 3,867 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,273,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,273,000 | 3,800 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,188,000 | 2,531 |
| Total interest expense | $6,147,000 | 2,495 |
| Net interest income | $7,041,000 | 2,519 |
| Provision for loan and lease losses | $729,000 | 1,284 |
| Total noninterest income | $4,879,000 | 966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $897,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,982,000 | 736 |
| Total noninterest expense | $5,830,000 | 2,362 |
| Salaries and employee benefits | $1,563,000 | 4,162 |
| Premises and equipment expense | $693,000 | 2,832 |
| Additional noninterest expense | $3,574,000 | 1,491 |
| Pre-tax net operating income | $5,361,000 | 1,331 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,809,000 | 1,348 |
| Income before extraordinary items | $3,552,000 | 1,391 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,552,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $996,000 | 902 |
| Cash dividends | $22,958,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,552,000 | 1,357 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $71,661,000 | 585 |
| Total interest expense | $32,727,000 | 613 |
| Net interest income | $38,934,000 | 543 |
| Provision for loan and lease losses | $2,824,000 | 462 |
| Total noninterest income | $11,220,000 | 556 |
| Gross Fiduciary activities income | $2,573,000 | 324 |
| Service charges on deposit accounts | $5,625,000 | 309 |
| Trading account gains and fees | $536,000 | 169 |
| Additional Noninterest Income | $2,486,000 | 995 |
| Total noninterest expense | $27,488,000 | 620 |
| Salaries and employee benefits | $11,126,000 | 640 |
| Premises and equipment expense | $4,051,000 | 584 |
| Additional noninterest expense | $12,311,000 | 587 |
| Pre-tax net operating income | $19,842,000 | 486 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,866,000 | 487 |
| Income before extraordinary items | $12,976,000 | 500 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $12,976,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,131,000 | 308 |
| Cash dividends | $12,750,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $12,976,000 | 494 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $55,148,000 | 650 |
| Total interest expense | $19,840,000 | 722 |
| Net interest income | $35,308,000 | 583 |
| Provision for loan and lease losses | $3,300,000 | 396 |
| Total noninterest income | $10,169,000 | 589 |
| Gross Fiduciary activities income | $2,169,000 | 353 |
| Service charges on deposit accounts | $4,695,000 | 339 |
| Trading account gains and fees | $403,000 | 155 |
| Additional Noninterest Income | $2,902,000 | 897 |
| Total noninterest expense | $25,937,000 | 661 |
| Salaries and employee benefits | $10,781,000 | 659 |
| Premises and equipment expense | $3,413,000 | 679 |
| Additional noninterest expense | $11,743,000 | 621 |
| Pre-tax net operating income | $16,240,000 | 538 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,885,000 | 504 |
| Income before extraordinary items | $10,355,000 | 539 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,355,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,229,000 | 408 |
| Cash dividends | $7,560,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,355,000 | 546 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $53,797,000 | 654 |
| Total interest expense | $19,710,000 | 727 |
| Net interest income | $34,087,000 | 595 |
| Provision for loan and lease losses | $3,606,000 | 535 |
| Total noninterest income | $11,738,000 | 545 |
| Gross Fiduciary activities income | $2,263,000 | 354 |
| Service charges on deposit accounts | $5,323,000 | 299 |
| Trading account gains and fees | $337,000 | 196 |
| Additional Noninterest Income | $3,815,000 | 827 |
| Total noninterest expense | $30,293,000 | 619 |
| Salaries and employee benefits | $12,016,000 | 606 |
| Premises and equipment expense | $3,999,000 | 598 |
| Additional noninterest expense | $14,278,000 | 594 |
| Pre-tax net operating income | $11,926,000 | 610 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $4,246,000 | 616 |
| Income before extraordinary items | $7,712,000 | 682 |
| Extraordinary gains, net | $2,095,000 | 126 |
| Net income | $9,807,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,327,000 | 526 |
| Cash dividends | $4,572,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 13,163 |
| Net operating income | $7,691,520 | 634 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $58,418,000 | 681 |
| Total interest expense | $25,066,000 | 748 |
| Net interest income | $33,352,000 | 616 |
| Provision for loan and lease losses | $5,160,000 | 582 |
| Total noninterest income | $10,028,000 | 597 |
| Gross Fiduciary activities income | $1,809,000 | 407 |
| Service charges on deposit accounts | $5,037,000 | 312 |
| Trading account gains and fees | $258,000 | 214 |
| Additional Noninterest Income | $2,924,000 | 979 |
| Total noninterest expense | $29,778,000 | 615 |
| Salaries and employee benefits | $12,280,000 | 599 |
| Premises and equipment expense | $3,841,000 | 650 |
| Additional noninterest expense | $13,657,000 | 609 |
| Pre-tax net operating income | $8,442,000 | 764 |
| Securities gains (losses) | $230,000 | 1,820 |
| Applicable income taxes | $2,871,000 | 820 |
| Income before extraordinary items | $5,801,000 | 823 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,801,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,004,000 | 462 |
| Cash dividends | $11,184,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,646,900 | 770 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.