Home > Mercantile Bank of Kansas City > Assets and Liabilities
Mercantile Bank of Kansas City, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 0 | 10,908 |
| Assets and Liabilities | ||
| Total Assets: | $13,036,000 | 10,489 |
| Cash and due from depository institutions | $15,000 | 10,908 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,318,000 | 7,619 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 5,117 |
| Net loans & leases | $0 | 10,903 |
| Loan loss allowance | $0 | 10,849 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $0 | 10,865 |
| Other real estate owned | $0 | 10,908 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,828,000 | 3,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,036,000 | 10,489 |
| Total liabilities | $1,833,000 | 10,902 |
| Total deposits | $0 | 10,935 |
| Interest-bearing deposits | $0 | 10,879 |
| Deposits held in domestic offices | $0 | 10,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,833,000 | 2,187 |
| Total equity capital | $11,203,000 | 3,895 |
| Total bank equity capital | $11,203,000 | 3,895 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,265,000 | 673 |
| Surplus | $4,735,000 | 2,927 |
| Undivided profits | $1,203,000 | 8,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $11,193,000 | 10,510 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $12,367,200 | 10,487 |
| Average Assets, quarterly | $12,535,000 | 10,513 |
| Volatile liabilities | $0 | 10,840 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $11,192,000 | 3,767 |
| Tier 2 risk-based capital | $0 | 10,816 |
| Total risk weighted assets | $4,106,200 | 10,747 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 0 | 11,437 |
| Assets and Liabilities | ||
| Total Assets: | $12,345,000 | 11,038 |
| Cash and due from depository institutions | $1,180,000 | 11,437 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,849,000 | 8,320 |
| Federal funds sold & reverse repurchase agreements | $2,015,000 | 4,858 |
| Net loans & leases | $0 | 11,450 |
| Loan loss allowance | $0 | 11,391 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $0 | 11,397 |
| Other real estate owned | $0 | 11,437 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $301,000 | 10,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,345,000 | 11,038 |
| Total liabilities | $821,000 | 11,458 |
| Total deposits | $0 | 11,470 |
| Interest-bearing deposits | $0 | 11,412 |
| Deposits held in domestic offices | $0 | 11,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $821,000 | 4,106 |
| Total equity capital | $11,524,000 | 3,807 |
| Total bank equity capital | $11,524,000 | 3,807 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,265,000 | 722 |
| Surplus | $4,735,000 | 2,999 |
| Undivided profits | $1,524,000 | 7,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $0 | 11,352 |
| Earning assets | $10,864,000 | 11,027 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $239,003,000 | 1,887 |
| Average Assets, quarterly | $11,717,000 | 11,068 |
| Volatile liabilities | $0 | 11,365 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $11,520,000 | 3,718 |
| Tier 2 risk-based capital | $0 | 11,353 |
| Total risk weighted assets | $2,342,600 | 11,383 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 369 | 533 |
| Assets and Liabilities | ||
| Total Assets: | $1,150,764,000 | 522 |
| Cash and due from depository institutions | $47,987,000 | 533 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $352,274,000 | 429 |
| Federal funds sold & reverse repurchase agreements | $50,525,000 | 333 |
| Net loans & leases | $657,286,000 | 549 |
| Loan loss allowance | $12,157,000 | 477 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $23,778,000 | 349 |
| Other real estate owned | $124,000 | 533 |
| Goodwill and other intangibles | $3,350,000 | 663 |
| All other assets | $15,440,000 | 692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,150,764,000 | 522 |
| Total liabilities | $1,055,628,000 | 516 |
| Total deposits | $1,006,809,000 | 459 |
| Interest-bearing deposits | $859,900,000 | 466 |
| Deposits held in domestic offices | $1,006,809,000 | 455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,596,000 | 613 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $74,000 | 4,529 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $11,149,000 | 631 |
| Total equity capital | $95,136,000 | 553 |
| Total bank equity capital | $95,136,000 | 553 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,265,000 | 722 |
| Surplus | $63,906,000 | 387 |
| Undivided profits | $25,965,000 | 1,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,288,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,036 |
| Income earned, not collected on loans | $5,220,000 | 510 |
| Earning assets | $1,060,085,000 | 516 |
| Long-term assets (5+ years) | $149,247,000 | 480 |
| Average Assets, year-to-date | $932,580,400 | 595 |
| Average Assets, quarterly | $1,154,211,000 | 518 |
| Volatile liabilities | $85,737,000 | 903 |
| Insider loans | $4,100,000 | 1,087 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $31,153,000 | 125 |
| Unused loan commitments | $107,174,000 | 652 |
| Tier 1 (core) risk-based capital | $90,177,000 | 539 |
| Tier 2 risk-based capital | $9,541,160 | 484 |
| Total risk weighted assets | $760,677,060 | 491 |
| Total unused commitments | $107,174,000 | 655 |
| Derivatives | $226,000 | 614 |
| 1994-12-31 | Rank | |
| # of Employees: | 324 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $781,976,000 | 683 |
| Cash and due from depository institutions | $26,116,000 | 628 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $282,360,000 | 529 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,712 |
| Net loans & leases | $444,126,000 | 727 |
| Loan loss allowance | $10,163,000 | 550 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $13,910,000 | 537 |
| Other real estate owned | $624,000 | 628 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $14,640,000 | 743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $781,976,000 | 683 |
| Total liabilities | $712,198,000 | 691 |
| Total deposits | $687,834,000 | 610 |
| Interest-bearing deposits | $575,101,000 | 625 |
| Deposits held in domestic offices | $687,834,000 | 600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,739,000 | 965 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000 | 5,368 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,624,000 | 700 |
| Total equity capital | $69,778,000 | 644 |
| Total bank equity capital | $69,778,000 | 644 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,265,000 | 713 |
| Surplus | $40,906,000 | 501 |
| Undivided profits | $23,607,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,239,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 871 |
| Income earned, not collected on loans | $2,662,000 | 746 |
| Earning assets | $726,686,000 | 667 |
| Long-term assets (5+ years) | $89,822,000 | 735 |
| Average Assets, year-to-date | $789,152,000 | 655 |
| Average Assets, quarterly | $786,719,500 | 673 |
| Volatile liabilities | $38,919,000 | 1,498 |
| Insider loans | $10,732,000 | 414 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $368,000 | 899 |
| Unused loan commitments | $103,801,000 | 626 |
| Tier 1 (core) risk-based capital | $70,301,000 | 629 |
| Tier 2 risk-based capital | $6,826,860 | 599 |
| Total risk weighted assets | $542,812,260 | 619 |
| Total unused commitments | $103,801,000 | 630 |
| Derivatives | $12,898,000 | 491 |
| 1993-12-31 | Rank | |
| # of Employees: | 353 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $791,882,000 | 681 |
| Cash and due from depository institutions | $27,198,000 | 606 |
| Interest-bearing balances | $5,000,000 | 1,216 |
| Securities | $328,862,000 | 481 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 400 |
| Net loans & leases | $367,507,000 | 815 |
| Loan loss allowance | $10,092,000 | 582 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $14,139,000 | 524 |
| Other real estate owned | $3,593,000 | 606 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $15,583,000 | 684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $791,882,000 | 681 |
| Total liabilities | $724,445,000 | 684 |
| Total deposits | $699,315,000 | 619 |
| Interest-bearing deposits | $588,228,000 | 629 |
| Deposits held in domestic offices | $699,315,000 | 609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,025,000 | 817 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,105,000 | 704 |
| Total equity capital | $67,437,000 | 651 |
| Total bank equity capital | $67,437,000 | 651 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,265,000 | 704 |
| Surplus | $40,906,000 | 470 |
| Undivided profits | $21,266,000 | 1,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,450,000 | 1,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $219,000 | 562 |
| Income earned, not collected on loans | $1,995,000 | 873 |
| Earning assets | $736,369,000 | 667 |
| Long-term assets (5+ years) | $79,701,000 | 810 |
| Average Assets, year-to-date | $796,191,800 | 668 |
| Average Assets, quarterly | $785,985,000 | 680 |
| Volatile liabilities | $32,447,000 | 1,652 |
| Insider loans | $6,061,000 | 689 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $455,000 | 1,255 |
| Unused loan commitments | $117,344,000 | 569 |
| Tier 1 (core) risk-based capital | $67,437,000 | 623 |
| Tier 2 risk-based capital | $6,375,060 | 618 |
| Total risk weighted assets | $506,288,060 | 649 |
| Total unused commitments | $117,344,000 | 585 |
| Derivatives | $11,377,000 | 501 |
| 1992-12-31 | Rank | |
| # of Employees: | 365 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $839,592,000 | 655 |
| Cash and due from depository institutions | $48,899,000 | 606 |
| Interest-bearing balances | $10,000,000 | 740 |
| Securities | $263,239,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $86,000,000 | 287 |
| Net loans & leases | $409,803,000 | 761 |
| Loan loss allowance | $9,813,000 | 630 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,010,000 | 544 |
| Other real estate owned | $4,230,000 | 606 |
| Goodwill and other intangibles | $25,000 | 2,678 |
| All other assets | $13,386,000 | 810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $839,592,000 | 655 |
| Total liabilities | $777,377,000 | 653 |
| Total deposits | $735,210,000 | 623 |
| Interest-bearing deposits | $617,414,000 | 648 |
| Deposits held in domestic offices | $735,210,000 | 617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,451,000 | 547 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $80,000 | 4,423 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $11,636,000 | 577 |
| Total equity capital | $62,215,000 | 653 |
| Total bank equity capital | $62,215,000 | 653 |
| Perpetual preferred stock | $13,000 | 316 |
| Common stock | $5,265,000 | 702 |
| Surplus | $41,886,000 | 450 |
| Undivided profits | $15,051,000 | 1,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,415,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,129,000 | 912 |
| Earning assets | $769,042,000 | 645 |
| Long-term assets (5+ years) | $99,818,000 | 622 |
| Average Assets, year-to-date | $901,892,000 | 615 |
| Average Assets, quarterly | $871,016,500 | 637 |
| Volatile liabilities | $51,346,000 | 1,162 |
| Insider loans | $68,000 | 6,607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,384,000 | 518 |
| Unused loan commitments | $132,197,000 | 523 |
| Tier 1 (core) risk-based capital | $62,177,000 | 623 |
| Tier 2 risk-based capital | $6,588,300 | 610 |
| Total risk weighted assets | $522,786,500 | 635 |
| Total unused commitments | $132,197,000 | 534 |
| Derivatives | $12,357,000 | 453 |