Home > Mercantile Bank of Joplin > Loan Charge- Offs and Recoveries
Mercantile Bank of Joplin, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,536,000 | 843 |
| Loans secured by real estate, total | $59,000 | 2,037 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $59,000 | 2,037 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 2,810 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $47,000 | 1,025 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $53,000 | 12 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $100,000 | 2,403 |
| Loans to individuals | $1,324,000 | 519 |
| Credit card loan charge offs | $1,098,000 | 279 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $226,000 | 1,202 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $345,000 | 995 |
| Loans secured by real estate, total | $45,000 | 1,321 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $45,000 | 1,321 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,209 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $25,000 | 877 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $14,000 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 207 |
| Commercial and industrial loans | $127,000 | 908 |
| Loans to individuals | $157,000 | 775 |
| Credit card loan recoveries | $104,000 | 322 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,472 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,191,000 | 807 |
| Loans secured by real estate, total | $14,000 | 2,868 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $14,000 | 2,867 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 10,782 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $22,000 | 1,028 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $39,000 | 11 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,116 |
| Commercial and industrial loans | $-27,000 | 10,616 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,167,000 | 464 |
| Credit card loan net charge offs | $994,000 | 271 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $173,000 | 1,143 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,652,000 | 814 |
| Loans secured by real estate, total | $798,000 | 541 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $798,000 | 540 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 4,028 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $796,000 | 291 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $12,000 | 5,618 |
| Loans to individuals | $842,000 | 609 |
| Credit card loan charge offs | $528,000 | 371 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $314,000 | 885 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $237,000 | 1,302 |
| Loans secured by real estate, total | $34,000 | 1,651 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $34,000 | 1,650 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,514 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $20,000 | 1,044 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 200 |
| Commercial and industrial loans | $146,000 | 851 |
| Loans to individuals | $55,000 | 1,616 |
| Credit card loan recoveries | $33,000 | 527 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $22,000 | 2,857 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,415,000 | 716 |
| Loans secured by real estate, total | $764,000 | 447 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $764,000 | 446 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 11,384 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $776,000 | 243 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,105 |
| Commercial and industrial loans | $-134,000 | 11,680 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $787,000 | 513 |
| Credit card loan net charge offs | $495,000 | 351 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $292,000 | 672 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,182,000 | 1,026 |
| Loans secured by real estate, total | $65,000 | 2,407 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $65,000 | 2,407 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $65,000 | 1,485 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $271,000 | 1,142 |
| Loans to individuals | $846,000 | 546 |
| Credit card loan charge offs | $680,000 | 317 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $166,000 | 1,277 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $946,000 | 567 |
| Loans secured by real estate, total | $393,000 | 395 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $393,000 | 393 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,538 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $377,000 | 242 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 203 |
| Commercial and industrial loans | $460,000 | 401 |
| Loans to individuals | $91,000 | 1,185 |
| Credit card loan recoveries | $72,000 | 400 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $19,000 | 3,325 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $236,000 | 2,231 |
| Loans secured by real estate, total | $-328,000 | 12,505 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-328,000 | 12,543 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $49,000 | 1,478 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-377,000 | 12,531 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,059 |
| Commercial and industrial loans | $-189,000 | 12,318 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $755,000 | 440 |
| Credit card loan net charge offs | $608,000 | 292 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $147,000 | 935 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,207,000 | 839 |
| Loans secured by real estate, total | $992,000 | 694 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $992,000 | 692 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $42,000 | 2,264 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $950,000 | 395 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $540,000 | 929 |
| Loans to individuals | $675,000 | 667 |
| Credit card loan charge offs | $591,000 | 359 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $84,000 | 2,442 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $375,000 | 1,126 |
| Loans secured by real estate, total | $178,000 | 676 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $178,000 | 675 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $178,000 | 386 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 195 |
| Commercial and industrial loans | $118,000 | 1,304 |
| Loans to individuals | $77,000 | 1,447 |
| Credit card loan recoveries | $63,000 | 439 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $14,000 | 4,270 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,832,000 | 761 |
| Loans secured by real estate, total | $814,000 | 684 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $814,000 | 682 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $42,000 | 1,955 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $772,000 | 396 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,058 |
| Commercial and industrial loans | $422,000 | 865 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $598,000 | 556 |
| Credit card loan net charge offs | $528,000 | 341 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $70,000 | 1,911 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,343,000 | 1,489 |
| Loans secured by real estate, total | $124,000 | 2,702 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $124,000 | 2,702 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $66,000 | 2,090 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $58,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $615,000 | 1,152 |
| Loans to individuals | $604,000 | 881 |
| Credit card loan charge offs | $499,000 | 433 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $105,000 | 2,597 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $209,000 | 1,875 |
| Loans secured by real estate, total | $11,000 | 3,360 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $11,000 | 3,360 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,516 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $122,000 | 1,340 |
| Loans to individuals | $76,000 | 1,546 |
| Credit card loan recoveries | $47,000 | 492 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $29,000 | 2,832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,134,000 | 1,443 |
| Loans secured by real estate, total | $113,000 | 2,546 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $113,000 | 2,546 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 1,850 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $49,000 | 2,055 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $493,000 | 1,157 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $528,000 | 776 |
| Credit card loan net charge offs | $452,000 | 412 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $76,000 | 2,448 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.