Home > Mercantile Bank of Joplin > Income and Expense
Mercantile Bank of Joplin, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,062,000 | 1,081 |
| Total interest expense | $13,336,000 | 1,228 |
| Net interest income | $18,726,000 | 987 |
| Provision for loan and lease losses | $880,000 | 1,122 |
| Total noninterest income | $6,196,000 | 830 |
| Gross Fiduciary activities income | $2,555,000 | 313 |
| Service charges on deposit accounts | $1,782,000 | 745 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,859,000 | 1,207 |
| Total noninterest expense | $12,626,000 | 1,157 |
| Salaries and employee benefits | $5,980,000 | 1,124 |
| Premises and equipment expense | $1,265,000 | 1,613 |
| Additional noninterest expense | $5,381,000 | 1,070 |
| Pre-tax net operating income | $11,416,000 | 705 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,194,000 | 671 |
| Income before extraordinary items | $7,222,000 | 759 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,222,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 807 |
| Cash dividends | $8,800,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,222,000 | 736 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,730,000 | 1,113 |
| Total interest expense | $12,703,000 | 1,309 |
| Net interest income | $19,027,000 | 971 |
| Provision for loan and lease losses | $845,000 | 1,087 |
| Total noninterest income | $5,420,000 | 909 |
| Gross Fiduciary activities income | $2,443,000 | 339 |
| Service charges on deposit accounts | $1,806,000 | 740 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,171,000 | 1,624 |
| Total noninterest expense | $11,992,000 | 1,219 |
| Salaries and employee benefits | $5,998,000 | 1,123 |
| Premises and equipment expense | $1,179,000 | 1,714 |
| Additional noninterest expense | $4,815,000 | 1,155 |
| Pre-tax net operating income | $11,610,000 | 731 |
| Securities gains (losses) | $21,000 | 1,877 |
| Applicable income taxes | $4,286,000 | 687 |
| Income before extraordinary items | $7,345,000 | 782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,345,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,415,000 | 716 |
| Cash dividends | $8,800,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,331,560 | 776 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,917,000 | 1,127 |
| Total interest expense | $9,364,000 | 1,392 |
| Net interest income | $18,553,000 | 992 |
| Provision for loan and lease losses | $1,095,000 | 869 |
| Total noninterest income | $5,355,000 | 886 |
| Gross Fiduciary activities income | $2,213,000 | 348 |
| Service charges on deposit accounts | $2,012,000 | 683 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,130,000 | 1,696 |
| Total noninterest expense | $12,326,000 | 1,211 |
| Salaries and employee benefits | $5,926,000 | 1,135 |
| Premises and equipment expense | $1,157,000 | 1,778 |
| Additional noninterest expense | $5,243,000 | 1,128 |
| Pre-tax net operating income | $10,487,000 | 762 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,945,000 | 690 |
| Income before extraordinary items | $6,542,000 | 813 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,542,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,231 |
| Cash dividends | $6,148,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,542,000 | 809 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,830,000 | 1,100 |
| Total interest expense | $10,249,000 | 1,307 |
| Net interest income | $18,581,000 | 988 |
| Provision for loan and lease losses | $1,992,000 | 820 |
| Total noninterest income | $5,759,000 | 888 |
| Gross Fiduciary activities income | $2,346,000 | 346 |
| Service charges on deposit accounts | $2,130,000 | 646 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,283,000 | 1,735 |
| Total noninterest expense | $11,840,000 | 1,296 |
| Salaries and employee benefits | $5,647,000 | 1,196 |
| Premises and equipment expense | $1,140,000 | 1,839 |
| Additional noninterest expense | $5,053,000 | 1,264 |
| Pre-tax net operating income | $10,508,000 | 695 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,088,000 | 635 |
| Income before extraordinary items | $6,420,000 | 814 |
| Extraordinary gains, net | $-305,000 | 13,107 |
| Net income | $6,115,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,832,000 | 761 |
| Cash dividends | $2,608,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,420,000 | 763 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,833,000 | 1,189 |
| Total interest expense | $13,070,000 | 1,356 |
| Net interest income | $17,763,000 | 1,043 |
| Provision for loan and lease losses | $2,724,000 | 909 |
| Total noninterest income | $5,416,000 | 924 |
| Gross Fiduciary activities income | $2,342,000 | 350 |
| Service charges on deposit accounts | $2,073,000 | 660 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,001,000 | 2,001 |
| Total noninterest expense | $12,159,000 | 1,310 |
| Salaries and employee benefits | $5,196,000 | 1,293 |
| Premises and equipment expense | $1,156,000 | 1,828 |
| Additional noninterest expense | $5,807,000 | 1,164 |
| Pre-tax net operating income | $8,296,000 | 773 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $3,159,000 | 735 |
| Income before extraordinary items | $5,164,000 | 925 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,164,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,134,000 | 1,443 |
| Cash dividends | $3,320,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,146,720 | 842 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.