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Mercantile Bank of Jasper County, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$10,823,0003,062
Total interest expense$4,456,0003,335
Net interest income$6,367,0002,803
Provision for loan and lease losses$265,0002,457
Total noninterest income$1,292,0002,553
Gross Fiduciary activities income$46,0001,299
Service charges on deposit accounts$645,0002,105
Trading account gains and fees$0522
Additional Noninterest Income$601,0002,526
Total noninterest expense$4,177,0003,197
Salaries and employee benefits$1,722,0003,787
Premises and equipment expense$563,0003,390
Additional noninterest expense$1,892,0002,523
Pre-tax net operating income$3,217,0002,302
Securities gains (losses)$1,0003,512
Applicable income taxes$1,116,0002,163
Income before extraordinary items$2,102,0002,389
Extraordinary gains, net$065
Net income$2,102,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,152
Cash dividends$2,900,000950
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,101,3502,367
1994-12-31 (YTD Data)Rank
Total interest income$9,574,0003,159
Total interest expense$3,300,0003,633
Net interest income$6,274,0002,883
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,669,0002,107
Gross Fiduciary activities income$83,0001,217
Service charges on deposit accounts$662,0002,050
Trading account gains and fees$0475
Additional Noninterest Income$924,0001,936
Total noninterest expense$4,127,0003,326
Salaries and employee benefits$1,832,0003,561
Premises and equipment expense$434,0004,292
Additional noninterest expense$1,861,0002,742
Pre-tax net operating income$3,756,0001,893
Securities gains (losses)$35,0001,379
Applicable income taxes$1,327,0001,728
Income before extraordinary items$2,464,0001,985
Extraordinary gains, net$0249
Net income$2,464,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,175
Cash dividends$1,550,0001,365
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,441,2502,014
1993-12-31 (YTD Data)Rank
Total interest income$9,696,0003,187
Total interest expense$3,465,0003,619
Net interest income$6,231,0002,924
Provision for loan and lease losses$50,0007,415
Total noninterest income$1,429,0002,534
Gross Fiduciary activities income$95,0001,223
Service charges on deposit accounts$620,0002,207
Trading account gains and fees$0532
Additional Noninterest Income$714,0002,560
Total noninterest expense$3,938,0003,542
Salaries and employee benefits$1,828,0003,554
Premises and equipment expense$407,0004,650
Additional noninterest expense$1,703,0003,127
Pre-tax net operating income$3,672,0001,859
Securities gains (losses)$2,0006,773
Applicable income taxes$1,290,0001,812
Income before extraordinary items$2,384,0002,097
Extraordinary gains, net$03,149
Net income$2,384,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,486
Cash dividends$1,750,0001,144
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,382,7001,972
1992-12-31 (YTD Data)Rank
Total interest income$10,244,0003,408
Total interest expense$4,353,0003,769
Net interest income$5,891,0003,111
Provision for loan and lease losses$25,00010,242
Total noninterest income$1,487,0002,405
Gross Fiduciary activities income$337,000903
Service charges on deposit accounts$569,0002,430
Trading account gains and fees$0504
Additional Noninterest Income$581,0002,890
Total noninterest expense$4,008,0003,501
Salaries and employee benefits$1,852,0003,448
Premises and equipment expense$420,0004,618
Additional noninterest expense$1,736,0003,155
Pre-tax net operating income$3,345,0001,851
Securities gains (losses)$53,0004,016
Applicable income taxes$1,132,0001,868
Income before extraordinary items$2,266,0002,025
Extraordinary gains, net$74,000866
Net income$2,340,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0006,366
Cash dividends$1,225,0001,301
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,230,4901,887

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.