Home > Mercantile Bank of Jasper County > Income and Expense
Mercantile Bank of Jasper County, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $10,823,000 | 3,062 |
Total interest expense | $4,456,000 | 3,335 |
Net interest income | $6,367,000 | 2,803 |
Provision for loan and lease losses | $265,000 | 2,457 |
Total noninterest income | $1,292,000 | 2,553 |
Gross Fiduciary activities income | $46,000 | 1,299 |
Service charges on deposit accounts | $645,000 | 2,105 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $601,000 | 2,526 |
Total noninterest expense | $4,177,000 | 3,197 |
Salaries and employee benefits | $1,722,000 | 3,787 |
Premises and equipment expense | $563,000 | 3,390 |
Additional noninterest expense | $1,892,000 | 2,523 |
Pre-tax net operating income | $3,217,000 | 2,302 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $1,116,000 | 2,163 |
Income before extraordinary items | $2,102,000 | 2,389 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,102,000 | 2,388 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 4,152 |
Cash dividends | $2,900,000 | 950 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,101,350 | 2,367 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $9,574,000 | 3,159 |
Total interest expense | $3,300,000 | 3,633 |
Net interest income | $6,274,000 | 2,883 |
Provision for loan and lease losses | $60,000 | 5,594 |
Total noninterest income | $1,669,000 | 2,107 |
Gross Fiduciary activities income | $83,000 | 1,217 |
Service charges on deposit accounts | $662,000 | 2,050 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $924,000 | 1,936 |
Total noninterest expense | $4,127,000 | 3,326 |
Salaries and employee benefits | $1,832,000 | 3,561 |
Premises and equipment expense | $434,000 | 4,292 |
Additional noninterest expense | $1,861,000 | 2,742 |
Pre-tax net operating income | $3,756,000 | 1,893 |
Securities gains (losses) | $35,000 | 1,379 |
Applicable income taxes | $1,327,000 | 1,728 |
Income before extraordinary items | $2,464,000 | 1,985 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,464,000 | 1,984 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $134,000 | 3,175 |
Cash dividends | $1,550,000 | 1,365 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,441,250 | 2,014 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $9,696,000 | 3,187 |
Total interest expense | $3,465,000 | 3,619 |
Net interest income | $6,231,000 | 2,924 |
Provision for loan and lease losses | $50,000 | 7,415 |
Total noninterest income | $1,429,000 | 2,534 |
Gross Fiduciary activities income | $95,000 | 1,223 |
Service charges on deposit accounts | $620,000 | 2,207 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $714,000 | 2,560 |
Total noninterest expense | $3,938,000 | 3,542 |
Salaries and employee benefits | $1,828,000 | 3,554 |
Premises and equipment expense | $407,000 | 4,650 |
Additional noninterest expense | $1,703,000 | 3,127 |
Pre-tax net operating income | $3,672,000 | 1,859 |
Securities gains (losses) | $2,000 | 6,773 |
Applicable income taxes | $1,290,000 | 1,812 |
Income before extraordinary items | $2,384,000 | 2,097 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,384,000 | 2,179 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $166,000 | 3,486 |
Cash dividends | $1,750,000 | 1,144 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,382,700 | 1,972 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $10,244,000 | 3,408 |
Total interest expense | $4,353,000 | 3,769 |
Net interest income | $5,891,000 | 3,111 |
Provision for loan and lease losses | $25,000 | 10,242 |
Total noninterest income | $1,487,000 | 2,405 |
Gross Fiduciary activities income | $337,000 | 903 |
Service charges on deposit accounts | $569,000 | 2,430 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $581,000 | 2,890 |
Total noninterest expense | $4,008,000 | 3,501 |
Salaries and employee benefits | $1,852,000 | 3,448 |
Premises and equipment expense | $420,000 | 4,618 |
Additional noninterest expense | $1,736,000 | 3,155 |
Pre-tax net operating income | $3,345,000 | 1,851 |
Securities gains (losses) | $53,000 | 4,016 |
Applicable income taxes | $1,132,000 | 1,868 |
Income before extraordinary items | $2,266,000 | 2,025 |
Extraordinary gains, net | $74,000 | 866 |
Net income | $2,340,000 | 1,990 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 6,366 |
Cash dividends | $1,225,000 | 1,301 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,230,490 | 1,887 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.