Home > Mercantile Bank of Illinois > Income and Expense
Mercantile Bank of Illinois, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,292,000 | 1,045 |
| Total interest expense | $11,830,000 | 1,371 |
| Net interest income | $21,462,000 | 867 |
| Provision for loan and lease losses | $21,162,000 | 130 |
| Total noninterest income | $44,353,000 | 246 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $44,353,000 | 184 |
| Total noninterest expense | $65,400,000 | 323 |
| Salaries and employee benefits | $13,812,000 | 523 |
| Premises and equipment expense | $1,867,000 | 1,122 |
| Additional noninterest expense | $49,721,000 | 244 |
| Pre-tax net operating income | $-20,747,000 | 11,471 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-3,366,000 | 11,426 |
| Income before extraordinary items | $-17,381,000 | 11,446 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-17,381,000 | 11,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,778,000 | 142 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-17,381,000 | 11,445 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $54,187,000 | 714 |
| Total interest expense | $19,360,000 | 906 |
| Net interest income | $34,827,000 | 590 |
| Provision for loan and lease losses | $17,420,000 | 127 |
| Total noninterest income | $38,032,000 | 277 |
| Gross Fiduciary activities income | $85,000 | 1,198 |
| Service charges on deposit accounts | $231,000 | 5,179 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $37,716,000 | 191 |
| Total noninterest expense | $54,069,000 | 370 |
| Salaries and employee benefits | $9,425,000 | 748 |
| Premises and equipment expense | $1,597,000 | 1,303 |
| Additional noninterest expense | $43,047,000 | 260 |
| Pre-tax net operating income | $1,370,000 | 4,777 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $5,364,000 | 588 |
| Income before extraordinary items | $-3,994,000 | 11,936 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-3,994,000 | 11,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,196,000 | 121 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-3,994,000 | 11,933 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $47,406,000 | 734 |
| Total interest expense | $10,553,000 | 1,248 |
| Net interest income | $36,853,000 | 559 |
| Provision for loan and lease losses | $8,757,000 | 207 |
| Total noninterest income | $19,466,000 | 386 |
| Gross Fiduciary activities income | $504,000 | 727 |
| Service charges on deposit accounts | $1,173,000 | 1,128 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $17,789,000 | 293 |
| Total noninterest expense | $32,896,000 | 540 |
| Salaries and employee benefits | $5,045,000 | 1,339 |
| Premises and equipment expense | $1,544,000 | 1,352 |
| Additional noninterest expense | $26,307,000 | 367 |
| Pre-tax net operating income | $14,666,000 | 586 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,606,000 | 531 |
| Income before extraordinary items | $9,060,000 | 626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,060,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,232,000 | 189 |
| Cash dividends | $13,132,000 | 286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,060,000 | 626 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $54,837,000 | 645 |
| Total interest expense | $12,286,000 | 1,104 |
| Net interest income | $42,551,000 | 498 |
| Provision for loan and lease losses | $13,666,000 | 218 |
| Total noninterest income | $19,049,000 | 392 |
| Gross Fiduciary activities income | $700,000 | 644 |
| Service charges on deposit accounts | $1,063,000 | 1,275 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $17,286,000 | 302 |
| Total noninterest expense | $31,872,000 | 592 |
| Salaries and employee benefits | $4,565,000 | 1,484 |
| Premises and equipment expense | $1,400,000 | 1,517 |
| Additional noninterest expense | $25,907,000 | 386 |
| Pre-tax net operating income | $16,062,000 | 486 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,100,000 | 464 |
| Income before extraordinary items | $9,962,000 | 541 |
| Extraordinary gains, net | $1,136,000 | 208 |
| Net income | $11,098,000 | 517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,557,000 | 257 |
| Cash dividends | $9,588,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,962,000 | 508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $58,568,000 | 679 |
| Total interest expense | $17,682,000 | 1,024 |
| Net interest income | $40,886,000 | 519 |
| Provision for loan and lease losses | $14,126,000 | 280 |
| Total noninterest income | $17,588,000 | 420 |
| Gross Fiduciary activities income | $638,000 | 684 |
| Service charges on deposit accounts | $1,048,000 | 1,268 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $15,902,000 | 326 |
| Total noninterest expense | $27,834,000 | 648 |
| Salaries and employee benefits | $3,960,000 | 1,669 |
| Premises and equipment expense | $1,314,000 | 1,621 |
| Additional noninterest expense | $22,560,000 | 428 |
| Pre-tax net operating income | $16,514,000 | 408 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $6,008,000 | 414 |
| Income before extraordinary items | $10,507,000 | 471 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,507,000 | 475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,385,000 | 351 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,506,360 | 428 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.