Home > Mercantile Bank of Illinois > Assets and Liabilities
Mercantile Bank of Illinois, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 377 | 501 |
| Assets and Liabilities | ||
| Total Assets: | $417,890,000 | 1,176 |
| Cash and due from depository institutions | $28,896,000 | 501 |
| Interest-bearing balances | $2,074,000 | 1,598 |
| Securities | $862,000 | 11,162 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 437 |
| Net loans & leases | $333,048,000 | 926 |
| Loan loss allowance | $12,431,000 | 446 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,388,000 | 3,242 |
| Other real estate owned | $0 | 501 |
| Goodwill and other intangibles | $10,000,000 | 366 |
| All other assets | $12,696,000 | 751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,890,000 | 1,176 |
| Total liabilities | $368,190,000 | 1,204 |
| Total deposits | $113,302,000 | 3,370 |
| Interest-bearing deposits | $106,309,000 | 3,096 |
| Deposits held in domestic offices | $113,302,000 | 3,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $216,000,000 | 241 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $38,888,000 | 283 |
| Total equity capital | $49,700,000 | 931 |
| Total bank equity capital | $49,700,000 | 931 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,400,000 | 2,711 |
| Surplus | $47,347,000 | 456 |
| Undivided profits | $953,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,557,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,875,000 | 504 |
| Earning assets | $365,984,000 | 1,212 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $312,383,200 | 1,456 |
| Average Assets, quarterly | $363,268,500 | 1,296 |
| Volatile liabilities | $241,000,000 | 499 |
| Insider loans | $295,000 | 6,887 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,384,492,000 | 86 |
| Tier 1 (core) risk-based capital | $49,700,000 | 885 |
| Tier 2 risk-based capital | $4,762,020 | 758 |
| Total risk weighted assets | $373,292,420 | 826 |
| Total unused commitments | $5,384,492,000 | 86 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 338 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $283,164,000 | 1,664 |
| Cash and due from depository institutions | $11,484,000 | 588 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $862,000 | 11,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $246,508,000 | 1,193 |
| Loan loss allowance | $8,047,000 | 643 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,509,000 | 3,021 |
| Other real estate owned | $0 | 588 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $21,801,000 | 547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,164,000 | 1,664 |
| Total liabilities | $236,083,000 | 1,795 |
| Total deposits | $106,531,000 | 3,597 |
| Interest-bearing deposits | $96,825,000 | 3,398 |
| Deposits held in domestic offices | $106,531,000 | 3,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,500,000 | 384 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,474,000 | 1,100 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $17,578,000 | 484 |
| Total equity capital | $47,081,000 | 999 |
| Total bank equity capital | $47,081,000 | 999 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,400,000 | 2,801 |
| Surplus | $27,347,000 | 714 |
| Undivided profits | $18,334,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,427,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $5,121,000 | 518 |
| Earning assets | $247,370,000 | 1,743 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $376,230,600 | 1,229 |
| Average Assets, quarterly | $383,574,500 | 1,243 |
| Volatile liabilities | $161,974,000 | 626 |
| Insider loans | $367,000 | 6,496 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,456,118,000 | 90 |
| Tier 1 (core) risk-based capital | $47,081,000 | 956 |
| Tier 2 risk-based capital | $3,514,520 | 980 |
| Total risk weighted assets | $276,629,320 | 1,066 |
| Total unused commitments | $4,456,118,000 | 90 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 177 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $463,423,000 | 1,035 |
| Cash and due from depository institutions | $4,836,000 | 1,102 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $109,612,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $332,952,000 | 895 |
| Loan loss allowance | $12,215,000 | 484 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,285,000 | 1,727 |
| Other real estate owned | $0 | 1,102 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $11,738,000 | 883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,423,000 | 1,035 |
| Total liabilities | $427,858,000 | 1,019 |
| Total deposits | $301,822,000 | 1,249 |
| Interest-bearing deposits | $277,551,000 | 1,178 |
| Deposits held in domestic offices | $301,822,000 | 1,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,690,000 | 374 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,000 | 4,961 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $8,283,000 | 670 |
| Total equity capital | $35,565,000 | 1,162 |
| Total bank equity capital | $35,565,000 | 1,162 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,400,000 | 2,902 |
| Surplus | $11,837,000 | 1,326 |
| Undivided profits | $22,328,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,922,000 | 794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,859,000 | 1,039 |
| Earning assets | $442,564,000 | 993 |
| Long-term assets (5+ years) | $17,723,000 | 2,787 |
| Average Assets, year-to-date | $407,866,600 | 1,124 |
| Average Assets, quarterly | $419,166,000 | 1,122 |
| Volatile liabilities | $137,348,000 | 673 |
| Insider loans | $4,059,000 | 1,029 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $780,000 | 694 |
| Unused loan commitments | $3,366,114,000 | 98 |
| Tier 1 (core) risk-based capital | $35,565,000 | 1,152 |
| Tier 2 risk-based capital | $4,347,080 | 799 |
| Total risk weighted assets | $339,898,080 | 865 |
| Total unused commitments | $3,366,114,000 | 98 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 167 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $463,544,000 | 1,044 |
| Cash and due from depository institutions | $4,077,000 | 1,236 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $61,029,000 | 2,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $382,852,000 | 788 |
| Loan loss allowance | $13,690,000 | 471 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,507,000 | 1,620 |
| Other real estate owned | $108,000 | 1,236 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,971,000 | 897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,544,000 | 1,044 |
| Total liabilities | $424,163,000 | 1,050 |
| Total deposits | $332,409,000 | 1,195 |
| Interest-bearing deposits | $309,865,000 | 1,125 |
| Deposits held in domestic offices | $332,409,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,935,000 | 387 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,573,000 | 2,341 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,246,000 | 916 |
| Total equity capital | $39,381,000 | 1,057 |
| Total bank equity capital | $39,381,000 | 1,057 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,400,000 | 2,979 |
| Surplus | $11,582,000 | 1,281 |
| Undivided profits | $26,399,000 | 875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,839,000 | 769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,051,000 | 619 |
| Earning assets | $443,881,000 | 997 |
| Long-term assets (5+ years) | $26,576,000 | 2,106 |
| Average Assets, year-to-date | $441,702,200 | 1,060 |
| Average Assets, quarterly | $444,757,500 | 1,069 |
| Volatile liabilities | $104,524,000 | 750 |
| Insider loans | $3,176,000 | 1,307 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,293,281,000 | 112 |
| Tier 1 (core) risk-based capital | $39,381,000 | 1,021 |
| Tier 2 risk-based capital | $4,911,070 | 738 |
| Total risk weighted assets | $384,106,670 | 800 |
| Total unused commitments | $2,293,281,000 | 113 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 162 | 1,332 |
| Assets and Liabilities | ||
| Total Assets: | $506,206,000 | 988 |
| Cash and due from depository institutions | $8,646,000 | 1,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $94,015,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $389,605,000 | 785 |
| Loan loss allowance | $10,581,000 | 595 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,236,000 | 1,731 |
| Other real estate owned | $63,000 | 1,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,641,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $506,206,000 | 988 |
| Total liabilities | $468,335,000 | 987 |
| Total deposits | $357,716,000 | 1,156 |
| Interest-bearing deposits | $339,457,000 | 1,077 |
| Deposits held in domestic offices | $357,716,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,140,000 | 305 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,016,000 | 2,481 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,463,000 | 898 |
| Total equity capital | $37,871,000 | 1,039 |
| Total bank equity capital | $37,871,000 | 1,039 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,400,000 | 3,089 |
| Surplus | $11,582,000 | 1,246 |
| Undivided profits | $24,889,000 | 867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,199,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,723,000 | 743 |
| Earning assets | $483,620,000 | 940 |
| Long-term assets (5+ years) | $34,523,000 | 1,642 |
| Average Assets, year-to-date | $459,984,400 | 1,060 |
| Average Assets, quarterly | $484,447,000 | 1,022 |
| Volatile liabilities | $127,417,000 | 643 |
| Insider loans | $120,000 | 5,228 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,111,407,000 | 104 |
| Tier 1 (core) risk-based capital | $37,871,000 | 1,008 |
| Tier 2 risk-based capital | $4,928,040 | 766 |
| Total risk weighted assets | $388,589,940 | 824 |
| Total unused commitments | $2,111,407,000 | 104 |
| Derivatives | $0 | 651 |