Home > Mercantile Bank of Illinois > Income and Expense
Mercantile Bank of Illinois, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $39,057,000 | 896 |
| Total interest expense | $18,916,000 | 890 |
| Net interest income | $20,141,000 | 926 |
| Provision for loan and lease losses | $1,446,000 | 773 |
| Total noninterest income | $6,074,000 | 841 |
| Gross Fiduciary activities income | $1,124,000 | 477 |
| Service charges on deposit accounts | $2,186,000 | 629 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,764,000 | 933 |
| Total noninterest expense | $14,228,000 | 1,058 |
| Salaries and employee benefits | $6,640,000 | 1,006 |
| Premises and equipment expense | $2,404,000 | 908 |
| Additional noninterest expense | $5,184,000 | 1,104 |
| Pre-tax net operating income | $10,541,000 | 756 |
| Securities gains (losses) | $-659,000 | 11,383 |
| Applicable income taxes | $4,226,000 | 666 |
| Income before extraordinary items | $5,656,000 | 937 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,656,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,076,000 | 858 |
| Cash dividends | $7,200,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,077,760 | 857 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $33,328,000 | 1,059 |
| Total interest expense | $15,896,000 | 1,065 |
| Net interest income | $17,432,000 | 1,056 |
| Provision for loan and lease losses | $893,000 | 1,042 |
| Total noninterest income | $3,509,000 | 1,221 |
| Gross Fiduciary activities income | $1,032,000 | 530 |
| Service charges on deposit accounts | $1,717,000 | 774 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $760,000 | 2,185 |
| Total noninterest expense | $13,315,000 | 1,121 |
| Salaries and employee benefits | $6,995,000 | 980 |
| Premises and equipment expense | $1,982,000 | 1,066 |
| Additional noninterest expense | $4,338,000 | 1,254 |
| Pre-tax net operating income | $6,733,000 | 1,153 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,960,000 | 1,298 |
| Income before extraordinary items | $4,773,000 | 1,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,773,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,078 |
| Cash dividends | $4,500,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,773,000 | 1,091 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,940,000 | 2,199 |
| Total interest expense | $5,640,000 | 2,208 |
| Net interest income | $8,300,000 | 2,181 |
| Provision for loan and lease losses | $1,551,000 | 692 |
| Total noninterest income | $2,487,000 | 1,572 |
| Gross Fiduciary activities income | $459,000 | 761 |
| Service charges on deposit accounts | $963,000 | 1,395 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,065,000 | 1,767 |
| Total noninterest expense | $10,044,000 | 1,459 |
| Salaries and employee benefits | $4,401,000 | 1,524 |
| Premises and equipment expense | $2,563,000 | 859 |
| Additional noninterest expense | $3,080,000 | 1,760 |
| Pre-tax net operating income | $-808,000 | 12,430 |
| Securities gains (losses) | $203,000 | 493 |
| Applicable income taxes | $710,000 | 3,054 |
| Income before extraordinary items | $-1,315,000 | 12,456 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,315,000 | 12,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $957,000 | 890 |
| Cash dividends | $1,351,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,518,000 | 12,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,231,000 | 2,063 |
| Total interest expense | $5,506,000 | 2,347 |
| Net interest income | $9,725,000 | 1,854 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $3,263,000 | 1,364 |
| Gross Fiduciary activities income | $409,000 | 836 |
| Service charges on deposit accounts | $1,097,000 | 1,226 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,757,000 | 1,376 |
| Total noninterest expense | $7,915,000 | 1,878 |
| Salaries and employee benefits | $4,296,000 | 1,569 |
| Premises and equipment expense | $1,064,000 | 1,944 |
| Additional noninterest expense | $2,555,000 | 2,186 |
| Pre-tax net operating income | $4,833,000 | 1,448 |
| Securities gains (losses) | $196,000 | 1,719 |
| Applicable income taxes | $1,016,000 | 2,216 |
| Income before extraordinary items | $4,013,000 | 1,267 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,013,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 2,009 |
| Cash dividends | $575,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,856,200 | 1,232 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,616,000 | 2,590 |
| Total interest expense | $5,933,000 | 2,806 |
| Net interest income | $7,683,000 | 2,343 |
| Provision for loan and lease losses | $178,000 | 5,607 |
| Total noninterest income | $2,631,000 | 1,594 |
| Gross Fiduciary activities income | $444,000 | 808 |
| Service charges on deposit accounts | $843,000 | 1,614 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,344,000 | 1,629 |
| Total noninterest expense | $6,702,000 | 2,198 |
| Salaries and employee benefits | $3,330,000 | 1,971 |
| Premises and equipment expense | $801,000 | 2,595 |
| Additional noninterest expense | $2,571,000 | 2,268 |
| Pre-tax net operating income | $3,434,000 | 1,800 |
| Securities gains (losses) | $439,000 | 1,193 |
| Applicable income taxes | $1,147,000 | 1,838 |
| Income before extraordinary items | $2,726,000 | 1,692 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,726,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $743,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,418,700 | 1,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.