Home > Mercantile Bank of Illinois > Assets and Liabilities
Mercantile Bank of Illinois, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 214 | 872 |
| Assets and Liabilities | ||
| Total Assets: | $505,388,000 | 962 |
| Cash and due from depository institutions | $18,043,000 | 872 |
| Interest-bearing balances | $9,000 | 6,246 |
| Securities | $165,785,000 | 753 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $308,433,000 | 1,001 |
| Loan loss allowance | $5,433,000 | 822 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,253,000 | 1,503 |
| Other real estate owned | $1,024,000 | 872 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,850,000 | 1,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $505,388,000 | 962 |
| Total liabilities | $465,705,000 | 957 |
| Total deposits | $457,269,000 | 854 |
| Interest-bearing deposits | $419,042,000 | 798 |
| Deposits held in domestic offices | $457,269,000 | 847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,880,000 | 1,768 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,556,000 | 1,069 |
| Total equity capital | $39,683,000 | 1,148 |
| Total bank equity capital | $39,683,000 | 1,148 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,443,000 | 2,660 |
| Surplus | $29,001,000 | 681 |
| Undivided profits | $9,239,000 | 2,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,726,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,484,000 | 1,466 |
| Earning assets | $474,227,000 | 955 |
| Long-term assets (5+ years) | $98,444,000 | 731 |
| Average Assets, year-to-date | $525,654,600 | 899 |
| Average Assets, quarterly | $514,572,500 | 946 |
| Volatile liabilities | $24,877,000 | 2,437 |
| Insider loans | $5,380,000 | 798 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,755,000 | 455 |
| Unused loan commitments | $35,233,000 | 1,372 |
| Tier 1 (core) risk-based capital | $38,889,000 | 1,115 |
| Tier 2 risk-based capital | $3,196,140 | 1,056 |
| Total risk weighted assets | $253,453,940 | 1,172 |
| Total unused commitments | $35,233,000 | 1,380 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 231 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $505,369,000 | 980 |
| Cash and due from depository institutions | $13,276,000 | 839 |
| Interest-bearing balances | $98,000 | 5,312 |
| Securities | $174,981,000 | 760 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $298,649,000 | 1,016 |
| Loan loss allowance | $4,586,000 | 963 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,102,000 | 1,242 |
| Other real estate owned | $1,617,000 | 839 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,744,000 | 897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $505,369,000 | 980 |
| Total liabilities | $464,724,000 | 967 |
| Total deposits | $434,517,000 | 915 |
| Interest-bearing deposits | $394,713,000 | 881 |
| Deposits held in domestic offices | $434,517,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,840,000 | 735 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,367,000 | 997 |
| Total equity capital | $40,645,000 | 1,143 |
| Total bank equity capital | $40,645,000 | 1,143 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,443,000 | 2,748 |
| Surplus | $28,314,000 | 700 |
| Undivided profits | $10,888,000 | 2,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,619,000 | 1,373 |
| Earning assets | $473,728,000 | 966 |
| Long-term assets (5+ years) | $98,945,000 | 693 |
| Average Assets, year-to-date | $441,847,000 | 1,083 |
| Average Assets, quarterly | $505,081,500 | 972 |
| Volatile liabilities | $53,369,000 | 1,237 |
| Insider loans | $6,196,000 | 717 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,191,000 | 572 |
| Unused loan commitments | $26,505,000 | 1,640 |
| Tier 1 (core) risk-based capital | $39,746,000 | 1,102 |
| Tier 2 risk-based capital | $3,073,860 | 1,113 |
| Total risk weighted assets | $244,396,260 | 1,208 |
| Total unused commitments | $26,505,000 | 1,651 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 146 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $197,287,000 | 2,349 |
| Cash and due from depository institutions | $7,964,000 | 1,360 |
| Interest-bearing balances | $185,000 | 4,725 |
| Securities | $74,009,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $108,832,000 | 2,482 |
| Loan loss allowance | $2,046,000 | 1,924 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,578,000 | 2,872 |
| Other real estate owned | $444,000 | 1,360 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,460,000 | 2,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,287,000 | 2,349 |
| Total liabilities | $183,474,000 | 2,288 |
| Total deposits | $152,861,000 | 2,522 |
| Interest-bearing deposits | $130,390,000 | 2,538 |
| Deposits held in domestic offices | $152,861,000 | 2,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,980,000 | 1,071 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,572,000 | 1,049 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,061,000 | 1,748 |
| Total equity capital | $13,813,000 | 2,946 |
| Total bank equity capital | $13,813,000 | 2,946 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,443,000 | 2,843 |
| Surplus | $5,057,000 | 2,706 |
| Undivided profits | $7,313,000 | 3,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 3,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $711,000 | 2,869 |
| Earning assets | $183,026,000 | 2,317 |
| Long-term assets (5+ years) | $76,592,000 | 833 |
| Average Assets, year-to-date | $206,756,400 | 2,169 |
| Average Assets, quarterly | $201,007,000 | 2,281 |
| Volatile liabilities | $34,331,000 | 1,639 |
| Insider loans | $3,605,000 | 1,159 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,123,000 | 5,456 |
| Tier 1 (core) risk-based capital | $16,214,000 | 2,555 |
| Tier 2 risk-based capital | $1,294,480 | 2,304 |
| Total risk weighted assets | $102,806,780 | 2,577 |
| Total unused commitments | $4,123,000 | 5,463 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 152 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $210,073,000 | 2,212 |
| Cash and due from depository institutions | $8,194,000 | 1,378 |
| Interest-bearing balances | $143,000 | 5,964 |
| Securities | $80,334,000 | 1,735 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $110,539,000 | 2,383 |
| Loan loss allowance | $1,452,000 | 2,706 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,492,000 | 2,094 |
| Other real estate owned | $851,000 | 1,378 |
| Goodwill and other intangibles | $11,000 | 2,857 |
| All other assets | $2,452,000 | 2,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,073,000 | 2,212 |
| Total liabilities | $191,193,000 | 2,226 |
| Total deposits | $170,433,000 | 2,335 |
| Interest-bearing deposits | $142,932,000 | 2,416 |
| Deposits held in domestic offices | $170,433,000 | 2,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,230,000 | 1,179 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,300,000 | 1,000 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,230,000 | 2,683 |
| Total equity capital | $18,880,000 | 2,155 |
| Total bank equity capital | $18,880,000 | 2,155 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,443,000 | 2,920 |
| Surplus | $5,057,000 | 2,641 |
| Undivided profits | $12,380,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,008,000 | 1,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $761,000 | 2,346 |
| Earning assets | $195,216,000 | 2,196 |
| Long-term assets (5+ years) | $98,044,000 | 681 |
| Average Assets, year-to-date | $207,448,200 | 2,173 |
| Average Assets, quarterly | $207,726,500 | 2,217 |
| Volatile liabilities | $33,163,000 | 1,621 |
| Insider loans | $3,467,000 | 1,195 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,838,000 | 4,456 |
| Tier 1 (core) risk-based capital | $18,880,000 | 2,092 |
| Tier 2 risk-based capital | $1,212,560 | 2,409 |
| Total risk weighted assets | $96,765,360 | 2,694 |
| Total unused commitments | $5,838,000 | 4,481 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 126 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $176,926,000 | 2,690 |
| Cash and due from depository institutions | $6,150,000 | 1,721 |
| Interest-bearing balances | $32,000 | 7,734 |
| Securities | $56,173,000 | 2,414 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 6,191 |
| Net loans & leases | $106,537,000 | 2,523 |
| Loan loss allowance | $1,287,000 | 3,045 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,073,000 | 2,411 |
| Other real estate owned | $1,203,000 | 1,721 |
| Goodwill and other intangibles | $17,000 | 2,783 |
| All other assets | $1,598,000 | 4,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,926,000 | 2,690 |
| Total liabilities | $161,601,000 | 2,684 |
| Total deposits | $149,987,000 | 2,755 |
| Interest-bearing deposits | $137,639,000 | 2,620 |
| Deposits held in domestic offices | $149,987,000 | 2,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,300,000 | 928 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,314,000 | 2,633 |
| Total equity capital | $15,325,000 | 2,504 |
| Total bank equity capital | $15,325,000 | 2,504 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,415,000 | 3,073 |
| Surplus | $3,585,000 | 3,476 |
| Undivided profits | $10,325,000 | 2,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 3,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $332,000 | 6,005 |
| Earning assets | $164,917,000 | 2,633 |
| Long-term assets (5+ years) | $77,076,000 | 796 |
| Average Assets, year-to-date | $171,076,800 | 2,694 |
| Average Assets, quarterly | $173,718,500 | 2,709 |
| Volatile liabilities | $28,251,000 | 1,799 |
| Insider loans | $2,022,000 | 328 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,225,000 | 5,087 |
| Tier 1 (core) risk-based capital | $15,325,000 | 2,440 |
| Tier 2 risk-based capital | $1,116,840 | 2,645 |
| Total risk weighted assets | $89,176,940 | 2,977 |
| Total unused commitments | $4,225,000 | 5,116 |
| Derivatives | $0 | 651 |