Home > Mercantile Bank of Illinois > Loan Charge- Offs and Recoveries

Mercantile Bank of Illinois, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$5,644,000306
Loans secured by real estate, total$2,110,000133
To non-U.S. addressees$08
Real estate loans in domestic offices$2,110,000133
Construction and land development$912,00023
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$357,000305
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$841,00088
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$175,00066
Commercial and industrial loans$1,457,000266
Loans to individuals$1,896,000330
Credit card loan charge offs$03,493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,896,000227
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$6,000253
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,442,000309
Loans secured by real estate, total$249,000301
To non-U.S. addressees$09
Real estate loans in domestic offices$249,000301
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$49,000533
Secured by multifamily residential properties$2,000215
Secured by nonfarm nonresidential properties$198,000192
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$7,000152
Commercial and industrial loans$305,000350
Loans to individuals$881,000241
Credit card loan recoveries$1,0001,990
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$880,000174
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,202,000298
Loans secured by real estate, total$1,861,000112
To non-U.S. addressees$07
Real estate loans in domestic offices$1,861,000111
Construction and land development$912,00019
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$308,000292
Secured by multifamily residential properties$-2,00010,050
Secured by nonfarm nonresidential properties$643,00075
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$168,00054
Commercial and industrial loans$1,152,000256
To non-U.S. addressees$035
Loans to individuals$1,015,000388
Credit card loan net charge offs$-1,0009,926
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,016,000268
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$6,000225
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$8,475,000252
Loans secured by real estate, total$1,993,000155
To non-U.S. addressees$013
Real estate loans in domestic offices$1,993,000155
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$153,000609
Secured by multifamily residential properties$213,00067
Secured by nonfarm nonresidential properties$1,627,00063
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$77,00093
Commercial and industrial loans$4,424,000111
Loans to individuals$1,956,000362
Credit card loan charge offs$130,000539
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,826,000258
Loans to foreign governments and official institutions$011
Other loans$25,000202
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,209,000354
Loans secured by real estate, total$186,000413
To non-U.S. addressees$010
Real estate loans in domestic offices$186,000413
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$76,000396
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$110,000293
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$38,00074
Commercial and industrial loans$540,000223
Loans to individuals$443,000354
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$443,000266
Loans to foreign governments and official institutions$014
Other loans$2,000236
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$7,266,000229
Loans secured by real estate, total$1,807,000128
To non-U.S. addressees$012
Real estate loans in domestic offices$1,807,000126
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$77,000814
Secured by multifamily residential properties$213,00051
Secured by nonfarm nonresidential properties$1,517,00039
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$39,00091
Commercial and industrial loans$3,884,00087
To non-U.S. addressees$036
Loans to individuals$1,513,000345
Credit card loan net charge offs$130,000483
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,383,000237
Loans to foreign governments and official institutions$010
Other loans$23,000178
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$3,137,000463
Loans secured by real estate, total$57,0001,906
To non-U.S. addressees$011
Real estate loans in domestic offices$57,0001,906
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$8,0003,045
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$49,000855
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$1,848,000185
Loans to individuals$1,224,000506
Credit card loan charge offs$693,000300
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$531,000619
Loans to foreign governments and official institutions$07
Other loans$8,000235
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$417,000754
Loans secured by real estate, total$92,000755
To non-U.S. addressees$012
Real estate loans in domestic offices$92,000755
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$22,0001,040
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$70,000451
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$57,0001,573
Loans to individuals$263,000494
Credit card loan recoveries$96,000285
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$167,000539
Loans to foreign governments and official institutions$027
Other loans$5,000217
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,720,000413
Loans secured by real estate, total$-35,00010,413
To non-U.S. addressees$010
Real estate loans in domestic offices$-35,00010,434
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-14,00010,433
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-21,00010,470
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$1,791,000143
To non-U.S. addressees$021
Loans to individuals$961,000501
Credit card loan net charge offs$597,000296
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$364,000676
Loans to foreign governments and official institutions$07
Other loans$3,000211
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,300,000651
Loans secured by real estate, total$5,0004,388
To non-U.S. addressees$010
Real estate loans in domestic offices$5,0004,387
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$5,0003,443
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$24,000154
Commercial and industrial loans$263,0001,158
Loans to individuals$2,008,000413
Credit card loan charge offs$1,724,000230
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$284,0001,029
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$450,000832
Loans secured by real estate, total$66,0001,066
To non-U.S. addressees$08
Real estate loans in domestic offices$66,0001,066
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$49,000661
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$17,0001,011
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$41,0002,117
Loans to individuals$343,000497
Credit card loan recoveries$163,000262
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$180,000601
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,850,000601
Loans secured by real estate, total$-61,00011,093
To non-U.S. addressees$07
Real estate loans in domestic offices$-61,00011,118
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-44,00011,313
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-17,00010,896
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$24,000119
Commercial and industrial loans$222,000996
To non-U.S. addressees$022
Loans to individuals$1,665,000384
Credit card loan net charge offs$1,561,000221
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$104,0001,654
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$435,0001,943
Loans secured by real estate, total$68,0002,094
To non-U.S. addresseesNANA
Real estate loans in domestic offices$68,0002,092
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$68,0001,063
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0006,051
Loans to individuals$359,0001,007
Credit card loan charge offs$320,000465
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$39,0003,681
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$52,0003,989
Loans secured by real estate, total$6,0003,322
To non-U.S. addresseesNANA
Real estate loans in domestic offices$6,0003,320
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$3,0002,770
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$3,0001,747
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0003,103
Loans to individuals$22,0003,092
Credit card loan recoveries$8,0001,019
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0003,696
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$383,0001,650
Loans secured by real estate, total$62,0001,777
To non-U.S. addresseesNANA
Real estate loans in domestic offices$62,0001,775
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-3,00010,676
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$65,000877
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-16,00010,600
To non-U.S. addresseesNANA
Loans to individuals$337,000823
Credit card loan net charge offs$312,000418
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$25,0003,489
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$419,0002,072
Loans secured by real estate, total$79,0002,185
To non-U.S. addresseesNANA
Real estate loans in domestic offices$79,0002,185
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$79,0001,116
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0006,975
Loans to individuals$336,000948
Credit card loan charge offs$279,000456
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$57,0002,878
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$63,0003,917
Loans secured by real estate, total$4,0004,168
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,167
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$2,0003,324
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$2,0002,102
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$44,0002,545
Loans to individuals$15,0004,051
Credit card loan recoveries$5,0001,271
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,684
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$356,0001,699
Loans secured by real estate, total$75,0001,830
To non-U.S. addresseesNANA
Real estate loans in domestic offices$75,0001,831
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-2,00010,963
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$77,000938
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-40,00011,623
To non-U.S. addresseesNANA
Loans to individuals$321,000731
Credit card loan net charge offs$274,000419
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$47,0002,241
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$66,0007,087
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$66,0003,920
Loans to individuals$010,857
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$010,504
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$161,0002,193
Loans secured by real estate, total$2,0005,083
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,083
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$2,0003,598
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$157,0001,031
Loans to individuals$2,0008,403
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0008,120
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$-95,00012,920
Loans secured by real estate, total$-2,00011,293
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-2,00011,333
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-2,00011,770
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-91,00012,857
To non-U.S. addresseesNANA
Loans to individuals$-2,00011,825
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-2,00011,626
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$356,0003,646
Loans secured by real estate, total$70,0003,566
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0003,566
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$22,0003,695
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$48,0002,235
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$183,0002,854
Loans to individuals$103,0002,990
Credit card loan charge offs$5,0002,890
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$98,0002,712
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$68,0004,265
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$50,0002,773
Loans to individuals$18,0004,087
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$18,0003,830
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$288,0003,416
Loans secured by real estate, total$70,0003,171
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0003,171
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$22,0003,229
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$48,0002,072
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$133,0002,869
To non-U.S. addresseesNANA
Loans to individuals$85,0002,643
Credit card loan net charge offs$5,0002,682
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$80,0002,362
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.