Home > Mercantile Bank of Illinois > Income and Expense
Mercantile Bank of Illinois, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $158,312,000 | 281 |
| Total interest expense | $72,045,000 | 290 |
| Net interest income | $86,267,000 | 260 |
| Provision for loan and lease losses | $2,997,000 | 420 |
| Total noninterest income | $21,460,000 | 376 |
| Gross Fiduciary activities income | $897,000 | 485 |
| Service charges on deposit accounts | $9,316,000 | 190 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $11,247,000 | 422 |
| Total noninterest expense | $60,270,000 | 312 |
| Salaries and employee benefits | $27,012,000 | 294 |
| Premises and equipment expense | $9,307,000 | 272 |
| Additional noninterest expense | $23,951,000 | 322 |
| Pre-tax net operating income | $44,460,000 | 269 |
| Securities gains (losses) | $-8,796,000 | 10,206 |
| Applicable income taxes | $13,768,000 | 304 |
| Income before extraordinary items | $21,896,000 | 343 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,896,000 | 343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,202,000 | 298 |
| Cash dividends | $32,000,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $27,525,440 | 283 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $146,637,000 | 283 |
| Total interest expense | $71,696,000 | 285 |
| Net interest income | $74,941,000 | 279 |
| Provision for loan and lease losses | $8,499,000 | 230 |
| Total noninterest income | $19,237,000 | 389 |
| Gross Fiduciary activities income | $3,219,000 | 248 |
| Service charges on deposit accounts | $8,388,000 | 189 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,630,000 | 498 |
| Total noninterest expense | $54,154,000 | 325 |
| Salaries and employee benefits | $26,340,000 | 293 |
| Premises and equipment expense | $7,063,000 | 333 |
| Additional noninterest expense | $20,751,000 | 343 |
| Pre-tax net operating income | $31,525,000 | 315 |
| Securities gains (losses) | $-385,000 | 10,435 |
| Applicable income taxes | $11,280,000 | 325 |
| Income before extraordinary items | $19,860,000 | 332 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $19,860,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,266,000 | 229 |
| Cash dividends | $16,158,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $127,289,000 | 6 |
| Net operating income | $20,106,400 | 316 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,520,000 | 1,528 |
| Total interest expense | $9,742,000 | 1,586 |
| Net interest income | $11,778,000 | 1,470 |
| Provision for loan and lease losses | $2,508,000 | 489 |
| Total noninterest income | $2,606,000 | 1,435 |
| Gross Fiduciary activities income | $659,000 | 577 |
| Service charges on deposit accounts | $1,095,000 | 1,155 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $852,000 | 1,948 |
| Total noninterest expense | $9,162,000 | 1,432 |
| Salaries and employee benefits | $4,614,000 | 1,415 |
| Premises and equipment expense | $1,107,000 | 1,782 |
| Additional noninterest expense | $3,441,000 | 1,275 |
| Pre-tax net operating income | $2,714,000 | 2,720 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $775,000 | 2,998 |
| Income before extraordinary items | $1,939,000 | 2,653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,939,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,720,000 | 413 |
| Cash dividends | $2,600,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,939,000 | 2,611 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,042,000 | 1,463 |
| Total interest expense | $10,085,000 | 1,576 |
| Net interest income | $12,957,000 | 1,384 |
| Provision for loan and lease losses | $760,000 | 1,243 |
| Total noninterest income | $2,499,000 | 1,552 |
| Gross Fiduciary activities income | $553,000 | 678 |
| Service charges on deposit accounts | $1,070,000 | 1,246 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $876,000 | 1,988 |
| Total noninterest expense | $8,596,000 | 1,653 |
| Salaries and employee benefits | $4,466,000 | 1,491 |
| Premises and equipment expense | $1,218,000 | 1,665 |
| Additional noninterest expense | $2,912,000 | 1,787 |
| Pre-tax net operating income | $6,100,000 | 1,192 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $1,949,000 | 1,262 |
| Income before extraordinary items | $4,155,000 | 1,214 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,155,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,850,000 | 601 |
| Cash dividends | $17,875,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,152,280 | 1,192 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 4,129 |
| Total interest expense | $3,299,000 | 4,373 |
| Net interest income | $4,451,000 | 3,946 |
| Provision for loan and lease losses | $272,000 | 2,424 |
| Total noninterest income | $1,012,000 | 3,071 |
| Gross Fiduciary activities income | $87,000 | 1,190 |
| Service charges on deposit accounts | $449,000 | 3,019 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $476,000 | 2,974 |
| Total noninterest expense | $3,589,000 | 3,651 |
| Salaries and employee benefits | $1,861,000 | 3,543 |
| Premises and equipment expense | $427,000 | 4,282 |
| Additional noninterest expense | $1,301,000 | 3,487 |
| Pre-tax net operating income | $1,602,000 | 4,226 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $393,000 | 5,011 |
| Income before extraordinary items | $1,209,000 | 3,934 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,209,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,650 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,209,000 | 3,920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 4,243 |
| Total interest expense | $2,471,000 | 4,703 |
| Net interest income | $4,487,000 | 3,931 |
| Provision for loan and lease losses | $213,000 | 2,907 |
| Total noninterest income | $1,012,000 | 3,091 |
| Gross Fiduciary activities income | $118,000 | 1,146 |
| Service charges on deposit accounts | $493,000 | 2,791 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $401,000 | 3,403 |
| Total noninterest expense | $3,844,000 | 3,545 |
| Salaries and employee benefits | $1,876,000 | 3,478 |
| Premises and equipment expense | $432,000 | 4,307 |
| Additional noninterest expense | $1,536,000 | 3,226 |
| Pre-tax net operating income | $1,442,000 | 4,559 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $358,000 | 5,177 |
| Income before extraordinary items | $1,084,000 | 4,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,084,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,699 |
| Cash dividends | $968,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,084,000 | 4,271 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 9,823 |
| Total interest expense | $909,000 | 9,510 |
| Net interest income | $1,273,000 | 9,828 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $465,000 | 5,868 |
| Gross Fiduciary activities income | $46,000 | 1,355 |
| Service charges on deposit accounts | $177,000 | 6,433 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $242,000 | 5,092 |
| Total noninterest expense | $1,258,000 | 8,661 |
| Salaries and employee benefits | $632,000 | 8,539 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $463,000 | 8,583 |
| Pre-tax net operating income | $480,000 | 8,782 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $356,000 | 8,868 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 12,920 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $359,000 | 8,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 4,181 |
| Total interest expense | $3,934,000 | 4,139 |
| Net interest income | $4,326,000 | 4,156 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $825,000 | 3,887 |
| Gross Fiduciary activities income | $87,000 | 1,282 |
| Service charges on deposit accounts | $540,000 | 2,553 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $198,000 | 5,704 |
| Total noninterest expense | $3,925,000 | 3,565 |
| Salaries and employee benefits | $1,898,000 | 3,363 |
| Premises and equipment expense | $528,000 | 3,791 |
| Additional noninterest expense | $1,499,000 | 3,602 |
| Pre-tax net operating income | $971,000 | 5,748 |
| Securities gains (losses) | $224,000 | 1,852 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $1,011,000 | 4,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,011,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 3,416 |
| Cash dividends | $583,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $820,600 | 4,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.