Home > Mercantile Bank of Illinois > Assets and Liabilities
Mercantile Bank of Illinois, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 639 | 283 |
| Assets and Liabilities | ||
| Total Assets: | $2,092,885,000 | 302 |
| Cash and due from depository institutions | $75,277,000 | 283 |
| Interest-bearing balances | $1,913,000 | 1,793 |
| Securities | $419,765,000 | 334 |
| Federal funds sold & reverse repurchase agreements | $190,418,000 | 110 |
| Net loans & leases | $1,328,300,000 | 297 |
| Loan loss allowance | $24,257,000 | 251 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $36,108,000 | 214 |
| Other real estate owned | $557,000 | 283 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $42,460,000 | 363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,092,885,000 | 302 |
| Total liabilities | $1,926,894,000 | 300 |
| Total deposits | $1,834,526,000 | 242 |
| Interest-bearing deposits | $1,614,814,000 | 235 |
| Deposits held in domestic offices | $1,834,526,000 | 239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,207,000 | 440 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,831,000 | 2,947 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $24,330,000 | 346 |
| Total equity capital | $165,991,000 | 318 |
| Total bank equity capital | $165,991,000 | 318 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $13,043,000 | 259 |
| Surplus | $94,598,000 | 277 |
| Undivided profits | $58,350,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,372,000 | 287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $11,524,000 | 243 |
| Earning assets | $1,940,396,000 | 294 |
| Long-term assets (5+ years) | $214,930,000 | 520 |
| Average Assets, year-to-date | $2,209,797,200 | 279 |
| Average Assets, quarterly | $2,106,450,500 | 296 |
| Volatile liabilities | $303,485,000 | 457 |
| Insider loans | $990,000 | 3,763 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,130,000 | 659 |
| Unused loan commitments | $302,075,000 | 354 |
| Tier 1 (core) risk-based capital | $169,782,000 | 301 |
| Tier 2 risk-based capital | $20,013,250 | 286 |
| Total risk weighted assets | $1,596,816,150 | 278 |
| Total unused commitments | $302,075,000 | 355 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 818 | 224 |
| Assets and Liabilities | ||
| Total Assets: | $2,415,689,000 | 265 |
| Cash and due from depository institutions | $119,524,000 | 224 |
| Interest-bearing balances | $253,000 | 4,105 |
| Securities | $502,971,000 | 285 |
| Federal funds sold & reverse repurchase agreements | $292,000 | 8,066 |
| Net loans & leases | $1,696,892,000 | 232 |
| Loan loss allowance | $25,462,000 | 243 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $41,245,000 | 193 |
| Other real estate owned | $1,009,000 | 224 |
| Goodwill and other intangibles | $56,000 | 2,865 |
| All other assets | $53,700,000 | 282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,415,689,000 | 265 |
| Total liabilities | $2,226,282,000 | 266 |
| Total deposits | $2,027,470,000 | 225 |
| Interest-bearing deposits | $1,808,694,000 | 218 |
| Deposits held in domestic offices | $2,027,470,000 | 220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $172,061,000 | 218 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,832,000 | 2,103 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $20,919,000 | 398 |
| Total equity capital | $189,407,000 | 286 |
| Total bank equity capital | $189,407,000 | 286 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $13,043,000 | 265 |
| Surplus | $94,598,000 | 272 |
| Undivided profits | $81,766,000 | 316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,005,000 | 199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 817 |
| Income earned, not collected on loans | $14,114,000 | 205 |
| Earning assets | $2,200,408,000 | 267 |
| Long-term assets (5+ years) | $241,171,000 | 406 |
| Average Assets, year-to-date | $2,074,758,400 | 276 |
| Average Assets, quarterly | $2,463,326,500 | 253 |
| Volatile liabilities | $379,045,000 | 352 |
| Insider loans | $260,000 | 6,725 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $260,350,000 | 377 |
| Tier 1 (core) risk-based capital | $186,567,000 | 275 |
| Tier 2 risk-based capital | $22,043,270 | 263 |
| Total risk weighted assets | $1,760,043,070 | 244 |
| Total unused commitments | $260,350,000 | 379 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 143 | 1,232 |
| Assets and Liabilities | ||
| Total Assets: | $282,175,000 | 1,623 |
| Cash and due from depository institutions | $8,665,000 | 1,232 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $62,175,000 | 1,861 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,374 |
| Net loans & leases | $199,326,000 | 1,419 |
| Loan loss allowance | $3,098,000 | 1,217 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,279,000 | 1,235 |
| Other real estate owned | $0 | 1,232 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,730,000 | 1,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,175,000 | 1,623 |
| Total liabilities | $263,990,000 | 1,555 |
| Total deposits | $253,362,000 | 1,456 |
| Interest-bearing deposits | $226,293,000 | 1,414 |
| Deposits held in domestic offices | $253,362,000 | 1,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,006,000 | 1,179 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,622,000 | 1,625 |
| Total equity capital | $18,185,000 | 2,465 |
| Total bank equity capital | $18,185,000 | 2,465 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,832,000 | 764 |
| Surplus | $13,694,000 | 1,200 |
| Undivided profits | $-341,000 | 10,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,535,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,522,000 | 1,434 |
| Earning assets | $262,501,000 | 1,592 |
| Long-term assets (5+ years) | $16,094,000 | 3,217 |
| Average Assets, year-to-date | $284,359,800 | 1,521 |
| Average Assets, quarterly | $280,077,500 | 1,605 |
| Volatile liabilities | $25,535,000 | 2,428 |
| Insider loans | $19,000 | 9,495 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,051,000 | 585 |
| Unused loan commitments | $23,143,000 | 1,889 |
| Tier 1 (core) risk-based capital | $17,716,000 | 2,414 |
| Tier 2 risk-based capital | $2,426,280 | 1,291 |
| Total risk weighted assets | $193,430,880 | 1,456 |
| Total unused commitments | $23,143,000 | 1,895 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 148 | 1,251 |
| Assets and Liabilities | ||
| Total Assets: | $297,524,000 | 1,591 |
| Cash and due from depository institutions | $12,050,000 | 1,251 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $75,960,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $198,697,000 | 1,481 |
| Loan loss allowance | $3,310,000 | 1,219 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,287,000 | 1,233 |
| Other real estate owned | $55,000 | 1,251 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,475,000 | 1,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,524,000 | 1,591 |
| Total liabilities | $278,710,000 | 1,529 |
| Total deposits | $254,913,000 | 1,515 |
| Interest-bearing deposits | $226,281,000 | 1,474 |
| Deposits held in domestic offices | $254,913,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,066,000 | 795 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,731,000 | 1,559 |
| Total equity capital | $18,814,000 | 2,384 |
| Total bank equity capital | $18,814,000 | 2,384 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,832,000 | 807 |
| Surplus | $13,694,000 | 1,240 |
| Undivided profits | $288,000 | 10,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 748 |
| Income earned, not collected on loans | $1,603,000 | 1,346 |
| Earning assets | $274,657,000 | 1,575 |
| Long-term assets (5+ years) | $28,288,000 | 2,049 |
| Average Assets, year-to-date | $300,302,000 | 1,504 |
| Average Assets, quarterly | $299,323,000 | 1,555 |
| Volatile liabilities | $40,399,000 | 1,628 |
| Insider loans | $1,634,000 | 2,520 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,009,000 | 535 |
| Unused loan commitments | $26,367,000 | 1,691 |
| Tier 1 (core) risk-based capital | $18,377,000 | 2,360 |
| Tier 2 risk-based capital | $2,607,540 | 1,236 |
| Total risk weighted assets | $207,901,040 | 1,378 |
| Total unused commitments | $26,367,000 | 1,708 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $101,855,000 | 4,352 |
| Cash and due from depository institutions | $3,279,000 | 3,142 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,373,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $54,919,000 | 4,625 |
| Loan loss allowance | $1,388,000 | 2,641 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,907,000 | 1,976 |
| Other real estate owned | $55,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,322,000 | 5,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,855,000 | 4,352 |
| Total liabilities | $92,598,000 | 4,298 |
| Total deposits | $90,269,000 | 4,196 |
| Interest-bearing deposits | $82,721,000 | 3,974 |
| Deposits held in domestic offices | $90,269,000 | 4,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,397 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $829,000 | 4,259 |
| Total equity capital | $9,257,000 | 4,639 |
| Total bank equity capital | $9,257,000 | 4,639 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,462,000 | 1,630 |
| Surplus | $5,904,000 | 2,489 |
| Undivided profits | $891,000 | 9,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 3,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,329 |
| Income earned, not collected on loans | $401,000 | 5,758 |
| Earning assets | $93,292,000 | 4,363 |
| Long-term assets (5+ years) | $19,416,000 | 2,553 |
| Average Assets, year-to-date | $99,367,000 | 4,272 |
| Average Assets, quarterly | $102,838,500 | 4,261 |
| Volatile liabilities | $13,682,000 | 3,597 |
| Insider loans | $979,000 | 3,783 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,915,000 | 606 |
| Unused loan commitments | $5,073,000 | 4,957 |
| Tier 1 (core) risk-based capital | $8,932,000 | 4,635 |
| Tier 2 risk-based capital | $765,850 | 3,717 |
| Total risk weighted assets | $60,646,150 | 4,276 |
| Total unused commitments | $5,073,000 | 4,970 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $92,708,000 | 4,673 |
| Cash and due from depository institutions | $917,000 | 3,066 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $42,197,000 | 3,109 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,015 |
| Net loans & leases | $42,976,000 | 5,503 |
| Loan loss allowance | $1,499,000 | 2,543 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,611,000 | 2,838 |
| Other real estate owned | $364,000 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,843,000 | 4,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,708,000 | 4,673 |
| Total liabilities | $84,601,000 | 4,650 |
| Total deposits | $83,841,000 | 4,469 |
| Interest-bearing deposits | $77,311,000 | 4,195 |
| Deposits held in domestic offices | $83,841,000 | 4,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $114,000 | 4,724 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $646,000 | 4,305 |
| Total equity capital | $8,107,000 | 4,864 |
| Total bank equity capital | $8,107,000 | 4,864 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,462,000 | 1,670 |
| Surplus | $5,904,000 | 2,418 |
| Undivided profits | $-259,000 | 11,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 2,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $305,000 | 6,483 |
| Earning assets | $86,973,000 | 4,569 |
| Long-term assets (5+ years) | $22,512,000 | 2,314 |
| Average Assets, year-to-date | $97,700,600 | 4,365 |
| Average Assets, quarterly | $93,892,500 | 4,588 |
| Volatile liabilities | $7,945,000 | 5,108 |
| Insider loans | $1,109,000 | 3,427 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $620,000 | 755 |
| Unused loan commitments | $5,645,000 | 4,558 |
| Tier 1 (core) risk-based capital | $8,838,000 | 4,589 |
| Tier 2 risk-based capital | $630,250 | 4,347 |
| Total risk weighted assets | $49,551,250 | 4,976 |
| Total unused commitments | $5,645,000 | 4,566 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $100,807,000 | 4,415 |
| Cash and due from depository institutions | $1,726,000 | 3,334 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $53,292,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $37,547,000 | 5,993 |
| Loan loss allowance | $1,642,000 | 2,430 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,561,000 | 2,855 |
| Other real estate owned | $5,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,476,000 | 4,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,807,000 | 4,415 |
| Total liabilities | $91,474,000 | 4,411 |
| Total deposits | $90,800,000 | 4,252 |
| Interest-bearing deposits | $83,881,000 | 4,024 |
| Deposits held in domestic offices | $90,800,000 | 4,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $674,000 | 4,271 |
| Total equity capital | $9,333,000 | 4,352 |
| Total bank equity capital | $9,333,000 | 4,352 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,462,000 | 1,690 |
| Surplus | $5,904,000 | 2,327 |
| Undivided profits | $967,000 | 9,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $281,000 | 6,406 |
| Earning assets | $95,039,000 | 4,319 |
| Long-term assets (5+ years) | $31,462,000 | 1,830 |
| Average Assets, year-to-date | $109,015,600 | 4,015 |
| Average Assets, quarterly | $104,577,500 | 4,247 |
| Volatile liabilities | $8,391,000 | 4,660 |
| Insider loans | $702,000 | 4,718 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,581,000 | 6,825 |
| Tier 1 (core) risk-based capital | $8,722,000 | 4,552 |
| Tier 2 risk-based capital | $578,670 | 4,649 |
| Total risk weighted assets | $45,230,270 | 5,335 |
| Total unused commitments | $2,581,000 | 6,847 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 71 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $113,392,000 | 4,048 |
| Cash and due from depository institutions | $4,003,000 | 3,027 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $59,964,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 2,492 |
| Net loans & leases | $37,319,000 | 6,062 |
| Loan loss allowance | $668,000 | 5,195 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,940,000 | 2,503 |
| Other real estate owned | $814,000 | 3,027 |
| Goodwill and other intangibles | $400,000 | 1,463 |
| All other assets | $1,302,000 | 5,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,392,000 | 4,048 |
| Total liabilities | $104,260,000 | 4,030 |
| Total deposits | $102,913,000 | 3,896 |
| Interest-bearing deposits | $94,761,000 | 3,724 |
| Deposits held in domestic offices | $102,913,000 | 3,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $745,000 | 2,822 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $602,000 | 5,016 |
| Total equity capital | $9,132,000 | 4,234 |
| Total bank equity capital | $9,132,000 | 4,234 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,462,000 | 1,745 |
| Surplus | $2,953,000 | 4,091 |
| Undivided profits | $3,717,000 | 5,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,378,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $268,000 | 7,139 |
| Earning assets | $103,933,000 | 4,035 |
| Long-term assets (5+ years) | $11,419,000 | 3,981 |
| Average Assets, year-to-date | $112,904,400 | 3,975 |
| Average Assets, quarterly | $115,560,000 | 3,945 |
| Volatile liabilities | $15,004,000 | 2,966 |
| Insider loans | $680,000 | 1,326 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,075,000 | 6,017 |
| Tier 1 (core) risk-based capital | $8,732,000 | 4,363 |
| Tier 2 risk-based capital | $599,170 | 4,490 |
| Total risk weighted assets | $47,864,470 | 5,115 |
| Total unused commitments | $3,075,000 | 6,044 |
| Derivatives | $0 | 651 |