Home > Mercantile Bank of Humboldt County > Income and Expense
Mercantile Bank of Humboldt County, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,500,000 | 5,590 |
Total interest expense | $2,747,000 | 5,148 |
Net interest income | $2,753,000 | 5,888 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $424,000 | 5,764 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $209,000 | 5,529 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $215,000 | 4,917 |
Total noninterest expense | $1,923,000 | 6,172 |
Salaries and employee benefits | $759,000 | 7,349 |
Premises and equipment expense | $320,000 | 5,351 |
Additional noninterest expense | $844,000 | 5,027 |
Pre-tax net operating income | $1,254,000 | 5,108 |
Securities gains (losses) | $16,000 | 2,046 |
Applicable income taxes | $170,000 | 7,922 |
Income before extraordinary items | $1,100,000 | 4,255 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,100,000 | 4,252 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-16,000 | 10,916 |
Cash dividends | $2,400,000 | 1,091 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,086,080 | 4,283 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,873,000 | 5,773 |
Total interest expense | $2,129,000 | 5,322 |
Net interest income | $2,744,000 | 6,017 |
Provision for loan and lease losses | $25,000 | 7,401 |
Total noninterest income | $671,000 | 4,256 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $217,000 | 5,563 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $454,000 | 3,149 |
Total noninterest expense | $1,974,000 | 6,270 |
Salaries and employee benefits | $784,000 | 7,301 |
Premises and equipment expense | $251,000 | 6,508 |
Additional noninterest expense | $939,000 | 4,981 |
Pre-tax net operating income | $1,416,000 | 4,633 |
Securities gains (losses) | $4,000 | 2,755 |
Applicable income taxes | $208,000 | 7,209 |
Income before extraordinary items | $1,212,000 | 3,817 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,212,000 | 3,823 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-80,000 | 12,145 |
Cash dividends | $600,000 | 2,782 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,208,600 | 3,859 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,238,000 | 5,546 |
Total interest expense | $2,388,000 | 5,013 |
Net interest income | $2,850,000 | 5,882 |
Provision for loan and lease losses | $50,000 | 7,415 |
Total noninterest income | $488,000 | 5,698 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $194,000 | 6,072 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $294,000 | 4,521 |
Total noninterest expense | $1,977,000 | 6,399 |
Salaries and employee benefits | $869,000 | 6,903 |
Premises and equipment expense | $277,000 | 6,224 |
Additional noninterest expense | $831,000 | 5,749 |
Pre-tax net operating income | $1,311,000 | 4,831 |
Securities gains (losses) | $3,000 | 6,505 |
Applicable income taxes | $459,000 | 4,522 |
Income before extraordinary items | $855,000 | 5,286 |
Extraordinary gains, net | $78,000 | 1,813 |
Net income | $933,000 | 5,093 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 12,362 |
Cash dividends | $400,000 | 3,627 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $853,050 | 5,079 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,518,000 | 5,885 |
Total interest expense | $2,908,000 | 5,294 |
Net interest income | $2,610,000 | 6,386 |
Provision for loan and lease losses | $118,000 | 6,873 |
Total noninterest income | $383,000 | 6,701 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $163,000 | 6,783 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $220,000 | 5,356 |
Total noninterest expense | $1,873,000 | 6,730 |
Salaries and employee benefits | $835,000 | 7,026 |
Premises and equipment expense | $254,000 | 6,707 |
Additional noninterest expense | $784,000 | 6,171 |
Pre-tax net operating income | $1,002,000 | 5,606 |
Securities gains (losses) | $20,000 | 5,594 |
Applicable income taxes | $30,000 | 11,811 |
Income before extraordinary items | $992,000 | 4,542 |
Extraordinary gains, net | $405,000 | 241 |
Net income | $1,397,000 | 3,326 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $72,000 | 6,704 |
Cash dividends | $580,000 | 2,479 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $972,600 | 4,292 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.