Mercantile Bank of Humboldt County, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$5,500,0005,590
Total interest expense$2,747,0005,148
Net interest income$2,753,0005,888
Provision for loan and lease losses$08,958
Total noninterest income$424,0005,764
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,529
Trading account gains and feesNANA
Additional Noninterest Income$215,0004,917
Total noninterest expense$1,923,0006,172
Salaries and employee benefits$759,0007,349
Premises and equipment expense$320,0005,351
Additional noninterest expense$844,0005,027
Pre-tax net operating income$1,254,0005,108
Securities gains (losses)$16,0002,046
Applicable income taxes$170,0007,922
Income before extraordinary items$1,100,0004,255
Extraordinary gains, net$065
Net income$1,100,0004,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00010,916
Cash dividends$2,400,0001,091
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,086,0804,283
1994-12-31 (YTD Data)Rank
Total interest income$4,873,0005,773
Total interest expense$2,129,0005,322
Net interest income$2,744,0006,017
Provision for loan and lease losses$25,0007,401
Total noninterest income$671,0004,256
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,563
Trading account gains and feesNANA
Additional Noninterest Income$454,0003,149
Total noninterest expense$1,974,0006,270
Salaries and employee benefits$784,0007,301
Premises and equipment expense$251,0006,508
Additional noninterest expense$939,0004,981
Pre-tax net operating income$1,416,0004,633
Securities gains (losses)$4,0002,755
Applicable income taxes$208,0007,209
Income before extraordinary items$1,212,0003,817
Extraordinary gains, net$0249
Net income$1,212,0003,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,00012,145
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,208,6003,859
1993-12-31 (YTD Data)Rank
Total interest income$5,238,0005,546
Total interest expense$2,388,0005,013
Net interest income$2,850,0005,882
Provision for loan and lease losses$50,0007,415
Total noninterest income$488,0005,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0006,072
Trading account gains and feesNANA
Additional Noninterest Income$294,0004,521
Total noninterest expense$1,977,0006,399
Salaries and employee benefits$869,0006,903
Premises and equipment expense$277,0006,224
Additional noninterest expense$831,0005,749
Pre-tax net operating income$1,311,0004,831
Securities gains (losses)$3,0006,505
Applicable income taxes$459,0004,522
Income before extraordinary items$855,0005,286
Extraordinary gains, net$78,0001,813
Net income$933,0005,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00012,362
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$853,0505,079
1992-12-31 (YTD Data)Rank
Total interest income$5,518,0005,885
Total interest expense$2,908,0005,294
Net interest income$2,610,0006,386
Provision for loan and lease losses$118,0006,873
Total noninterest income$383,0006,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,783
Trading account gains and feesNANA
Additional Noninterest Income$220,0005,356
Total noninterest expense$1,873,0006,730
Salaries and employee benefits$835,0007,026
Premises and equipment expense$254,0006,707
Additional noninterest expense$784,0006,171
Pre-tax net operating income$1,002,0005,606
Securities gains (losses)$20,0005,594
Applicable income taxes$30,00011,811
Income before extraordinary items$992,0004,542
Extraordinary gains, net$405,000241
Net income$1,397,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0006,704
Cash dividends$580,0002,479
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$972,6004,292

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.