Home > Mercantile Bank of Humboldt County > Assets and Liabilities
Mercantile Bank of Humboldt County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $75,704,000 | 5,604 |
| Cash and due from depository institutions | $2,345,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,124,000 | 5,719 |
| Federal funds sold & reverse repurchase agreements | $5,880,000 | 2,479 |
| Net loans & leases | $45,403,000 | 5,337 |
| Loan loss allowance | $851,000 | 4,041 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,704,000 | 4,238 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,248,000 | 5,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,704,000 | 5,604 |
| Total liabilities | $69,258,000 | 5,525 |
| Total deposits | $62,738,000 | 5,744 |
| Interest-bearing deposits | $57,052,000 | 5,508 |
| Deposits held in domestic offices | $62,738,000 | 5,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,175,000 | 2,588 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,402,000 | 1,752 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $943,000 | 3,810 |
| Total equity capital | $6,446,000 | 6,225 |
| Total bank equity capital | $6,446,000 | 6,225 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $2,250,000 | 5,132 |
| Undivided profits | $2,696,000 | 6,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 10,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $776,000 | 3,033 |
| Earning assets | $70,407,000 | 5,545 |
| Long-term assets (5+ years) | $10,905,000 | 3,820 |
| Average Assets, year-to-date | $74,921,800 | 5,434 |
| Average Assets, quarterly | $76,198,500 | 5,517 |
| Volatile liabilities | $7,247,000 | 5,653 |
| Insider loans | $829,000 | 4,198 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,185,000 | 1,925 |
| Tier 1 (core) risk-based capital | $6,314,000 | 6,184 |
| Tier 2 risk-based capital | $641,130 | 4,320 |
| Total risk weighted assets | $51,080,330 | 4,946 |
| Total unused commitments | $21,185,000 | 1,933 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $72,229,000 | 5,781 |
| Cash and due from depository institutions | $3,283,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,574,000 | 6,658 |
| Federal funds sold & reverse repurchase agreements | $5,790,000 | 1,602 |
| Net loans & leases | $44,036,000 | 5,406 |
| Loan loss allowance | $835,000 | 4,191 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,630,000 | 4,354 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $916,000 | 7,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,229,000 | 5,781 |
| Total liabilities | $64,835,000 | 5,816 |
| Total deposits | $58,845,000 | 6,024 |
| Interest-bearing deposits | $53,065,000 | 5,809 |
| Deposits held in domestic offices | $58,845,000 | 6,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,177,000 | 3,197 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,167,000 | 1,879 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $646,000 | 4,305 |
| Total equity capital | $7,394,000 | 5,252 |
| Total bank equity capital | $7,394,000 | 5,252 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $2,250,000 | 5,111 |
| Undivided profits | $3,644,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $504,000 | 4,193 |
| Earning assets | $66,400,000 | 5,750 |
| Long-term assets (5+ years) | $11,029,000 | 3,867 |
| Average Assets, year-to-date | $71,657,400 | 5,698 |
| Average Assets, quarterly | $71,814,000 | 5,770 |
| Volatile liabilities | $3,497,000 | 7,973 |
| Insider loans | $617,000 | 5,036 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,742,000 | 1,805 |
| Tier 1 (core) risk-based capital | $7,637,000 | 5,209 |
| Tier 2 risk-based capital | $639,070 | 4,303 |
| Total risk weighted assets | $50,929,270 | 4,867 |
| Total unused commitments | $21,742,000 | 1,817 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $73,082,000 | 5,850 |
| Cash and due from depository institutions | $3,547,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,728,000 | 5,975 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,277 |
| Net loans & leases | $41,845,000 | 5,518 |
| Loan loss allowance | $730,000 | 4,810 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,625,000 | 4,359 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,137,000 | 5,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,082,000 | 5,850 |
| Total liabilities | $66,057,000 | 5,868 |
| Total deposits | $62,795,000 | 5,905 |
| Interest-bearing deposits | $57,038,000 | 5,685 |
| Deposits held in domestic offices | $62,795,000 | 5,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $142,000 | 3,741 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,500,000 | 1,989 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $620,000 | 4,540 |
| Total equity capital | $7,025,000 | 5,585 |
| Total bank equity capital | $7,025,000 | 5,585 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $2,250,000 | 5,083 |
| Undivided profits | $3,275,000 | 5,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 10,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $637,000 | 2,828 |
| Earning assets | $66,773,000 | 5,876 |
| Long-term assets (5+ years) | $11,774,000 | 3,925 |
| Average Assets, year-to-date | $73,222,600 | 5,705 |
| Average Assets, quarterly | $72,639,000 | 5,833 |
| Volatile liabilities | $4,062,000 | 7,264 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,644,000 | 2,358 |
| Tier 1 (core) risk-based capital | $7,025,000 | 5,509 |
| Tier 2 risk-based capital | $613,820 | 4,437 |
| Total risk weighted assets | $48,989,420 | 4,986 |
| Total unused commitments | $14,644,000 | 2,379 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $72,674,000 | 5,952 |
| Cash and due from depository institutions | $3,705,000 | 6,539 |
| Interest-bearing balances | $982,000 | 3,916 |
| Securities | $22,516,000 | 5,622 |
| Federal funds sold & reverse repurchase agreements | $3,680,000 | 4,300 |
| Net loans & leases | $39,179,000 | 5,826 |
| Loan loss allowance | $650,000 | 5,311 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,736,000 | 4,114 |
| Other real estate owned | $387,000 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,471,000 | 4,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,674,000 | 5,952 |
| Total liabilities | $66,182,000 | 5,954 |
| Total deposits | $64,012,000 | 5,917 |
| Interest-bearing deposits | $58,596,000 | 5,683 |
| Deposits held in domestic offices | $64,012,000 | 5,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000 | 3,752 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,500,000 | 2,187 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $655,000 | 4,672 |
| Total equity capital | $6,492,000 | 5,739 |
| Total bank equity capital | $6,492,000 | 5,739 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $2,250,000 | 4,998 |
| Undivided profits | $2,742,000 | 6,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 6,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $704,000 | 2,826 |
| Earning assets | $66,357,000 | 5,951 |
| Long-term assets (5+ years) | $14,047,000 | 3,409 |
| Average Assets, year-to-date | $71,138,600 | 5,921 |
| Average Assets, quarterly | $72,477,500 | 5,909 |
| Volatile liabilities | $2,887,000 | 8,707 |
| Insider loans | $551,000 | 1,630 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $21,671,000 | 1,731 |
| Tier 1 (core) risk-based capital | $6,492,000 | 5,671 |
| Tier 2 risk-based capital | $626,570 | 4,336 |
| Total risk weighted assets | $50,102,470 | 4,920 |
| Total unused commitments | $21,671,000 | 1,748 |
| Derivatives | $0 | 651 |