Home > Mercantile Bank of Henry County > Income and Expense
Mercantile Bank of Henry County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 7,173 |
| Total interest expense | $1,529,000 | 7,616 |
| Net interest income | $2,307,000 | 6,668 |
| Provision for loan and lease losses | $73,000 | 5,323 |
| Total noninterest income | $472,000 | 5,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,277 |
| Total noninterest expense | $1,528,000 | 7,178 |
| Salaries and employee benefits | $627,000 | 8,203 |
| Premises and equipment expense | $193,000 | 7,333 |
| Additional noninterest expense | $708,000 | 5,788 |
| Pre-tax net operating income | $1,178,000 | 5,312 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $410,000 | 4,867 |
| Income before extraordinary items | $767,000 | 5,611 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $767,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $767,650 | 5,595 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 7,394 |
| Total interest expense | $1,180,000 | 7,990 |
| Net interest income | $2,279,000 | 6,902 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $589,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,551 |
| Total noninterest expense | $1,561,000 | 7,411 |
| Salaries and employee benefits | $650,000 | 8,270 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $754,000 | 5,974 |
| Pre-tax net operating income | $1,294,000 | 4,955 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $452,000 | 4,370 |
| Income before extraordinary items | $845,000 | 5,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $845,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $843,050 | 5,205 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 7,292 |
| Total interest expense | $1,361,000 | 7,673 |
| Net interest income | $2,322,000 | 6,891 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $475,000 | 5,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 6,010 |
| Total noninterest expense | $1,517,000 | 7,775 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $154,000 | 8,798 |
| Additional noninterest expense | $690,000 | 6,635 |
| Pre-tax net operating income | $1,216,000 | 5,133 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $425,000 | 4,793 |
| Income before extraordinary items | $791,000 | 5,616 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $791,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $791,000 | 5,381 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 7,409 |
| Total interest expense | $1,753,000 | 7,752 |
| Net interest income | $2,327,000 | 6,946 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $436,000 | 6,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,462,000 | 8,065 |
| Salaries and employee benefits | $614,000 | 8,691 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $695,000 | 6,779 |
| Pre-tax net operating income | $1,205,000 | 4,899 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $376,000 | 5,032 |
| Income before extraordinary items | $829,000 | 5,219 |
| Extraordinary gains, net | $33,000 | 1,109 |
| Net income | $862,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $829,000 | 4,922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.