Home > Mercantile Bank of Heber Springs > Income and Expense
Mercantile Bank of Heber Springs, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 6,078 |
| Total interest expense | $2,435,000 | 5,684 |
| Net interest income | $2,464,000 | 6,372 |
| Provision for loan and lease losses | $98,000 | 4,693 |
| Total noninterest income | $402,000 | 5,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $1,510,000 | 7,245 |
| Salaries and employee benefits | $729,000 | 7,541 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $529,000 | 7,043 |
| Pre-tax net operating income | $1,258,000 | 5,093 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $307,000 | 5,919 |
| Income before extraordinary items | $951,000 | 4,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $951,000 | 4,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $498,000 | 3,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $951,000 | 4,781 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 6,239 |
| Total interest expense | $1,855,000 | 5,941 |
| Net interest income | $2,559,000 | 6,347 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $427,000 | 5,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $1,504,000 | 7,580 |
| Salaries and employee benefits | $703,000 | 7,859 |
| Premises and equipment expense | $251,000 | 6,508 |
| Additional noninterest expense | $550,000 | 7,421 |
| Pre-tax net operating income | $1,427,000 | 4,603 |
| Securities gains (losses) | $44,000 | 1,236 |
| Applicable income taxes | $372,000 | 5,037 |
| Income before extraordinary items | $1,099,000 | 4,184 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,099,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $704,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,066,000 | 4,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,798 |
| Total interest expense | $1,483,000 | 7,261 |
| Net interest income | $2,582,000 | 6,395 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,424,000 | 8,094 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $586,000 | 7,465 |
| Pre-tax net operating income | $1,467,000 | 4,410 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $388,000 | 5,118 |
| Income before extraordinary items | $1,078,000 | 4,399 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,078,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $484,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,078,740 | 4,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 6,964 |
| Total interest expense | $1,790,000 | 7,649 |
| Net interest income | $2,653,000 | 6,310 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $1,447,000 | 8,110 |
| Salaries and employee benefits | $635,000 | 8,508 |
| Premises and equipment expense | $160,000 | 8,845 |
| Additional noninterest expense | $652,000 | 7,094 |
| Pre-tax net operating income | $1,374,000 | 4,393 |
| Securities gains (losses) | $134,000 | 2,556 |
| Applicable income taxes | $444,000 | 4,408 |
| Income before extraordinary items | $1,064,000 | 4,272 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,064,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $399,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $968,860 | 4,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.