Home > Mercantile Bank of Heber Springs > Assets and Liabilities
Mercantile Bank of Heber Springs, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $68,417,000 | 6,056 |
| Cash and due from depository institutions | $2,004,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,437,000 | 4,129 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,759 |
| Net loans & leases | $32,962,000 | 6,607 |
| Loan loss allowance | $454,000 | 6,449 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $813,000 | 6,771 |
| Other real estate owned | $38,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $563,000 | 8,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,417,000 | 6,056 |
| Total liabilities | $62,455,000 | 5,966 |
| Total deposits | $61,982,000 | 5,780 |
| Interest-bearing deposits | $52,623,000 | 5,861 |
| Deposits held in domestic offices | $61,982,000 | 5,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $473,000 | 6,442 |
| Total equity capital | $5,962,000 | 6,578 |
| Total bank equity capital | $5,962,000 | 6,578 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $952,000 | 3,989 |
| Surplus | $952,000 | 8,115 |
| Undivided profits | $4,058,000 | 5,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $240,000 | 8,088 |
| Earning assets | $64,999,000 | 5,897 |
| Long-term assets (5+ years) | $19,270,000 | 2,568 |
| Average Assets, year-to-date | $67,723,400 | 5,886 |
| Average Assets, quarterly | $67,635,500 | 6,048 |
| Volatile liabilities | $9,231,000 | 4,809 |
| Insider loans | $284,000 | 7,195 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,762,000 | 7,741 |
| Tier 1 (core) risk-based capital | $5,904,000 | 6,498 |
| Tier 2 risk-based capital | $424,320 | 5,942 |
| Total risk weighted assets | $33,915,820 | 6,681 |
| Total unused commitments | $1,762,000 | 7,755 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $67,922,000 | 6,068 |
| Cash and due from depository institutions | $1,546,000 | 6,346 |
| Interest-bearing balances | $102,000 | 5,061 |
| Securities | $32,515,000 | 3,996 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $32,064,000 | 6,746 |
| Loan loss allowance | $377,000 | 7,407 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $760,000 | 7,109 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,037,000 | 6,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,922,000 | 6,068 |
| Total liabilities | $62,996,000 | 5,940 |
| Total deposits | $59,719,000 | 5,937 |
| Interest-bearing deposits | $51,127,000 | 5,971 |
| Deposits held in domestic offices | $59,719,000 | 5,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 2,315 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $377,000 | 6,343 |
| Total equity capital | $4,926,000 | 7,197 |
| Total bank equity capital | $4,926,000 | 7,197 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $952,000 | 4,161 |
| Surplus | $952,000 | 8,331 |
| Undivided profits | $3,022,000 | 5,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $208,000 | 8,309 |
| Earning assets | $64,681,000 | 5,879 |
| Long-term assets (5+ years) | $21,164,000 | 2,423 |
| Average Assets, year-to-date | $65,651,000 | 6,116 |
| Average Assets, quarterly | $67,539,500 | 6,055 |
| Volatile liabilities | $9,587,000 | 4,484 |
| Insider loans | $126,000 | 9,071 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,069,000 | 7,383 |
| Tier 1 (core) risk-based capital | $5,451,000 | 6,817 |
| Tier 2 risk-based capital | $377,000 | 6,496 |
| Total risk weighted assets | $32,994,000 | 6,802 |
| Total unused commitments | $2,069,000 | 7,398 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $63,503,000 | 6,543 |
| Cash and due from depository institutions | $1,526,000 | 6,753 |
| Interest-bearing balances | $298,000 | 5,077 |
| Securities | $31,621,000 | 4,290 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 9,779 |
| Net loans & leases | $28,622,000 | 7,219 |
| Loan loss allowance | $320,000 | 8,402 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $671,000 | 7,686 |
| Other real estate owned | $120,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $693,000 | 7,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,503,000 | 6,543 |
| Total liabilities | $58,447,000 | 6,471 |
| Total deposits | $57,875,000 | 6,320 |
| Interest-bearing deposits | $47,193,000 | 6,616 |
| Deposits held in domestic offices | $57,875,000 | 6,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $572,000 | 4,853 |
| Total equity capital | $5,056,000 | 7,207 |
| Total bank equity capital | $5,056,000 | 7,207 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $952,000 | 4,319 |
| Surplus | $952,000 | 8,529 |
| Undivided profits | $3,152,000 | 5,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $177,000 | 8,730 |
| Earning assets | $60,791,000 | 6,336 |
| Long-term assets (5+ years) | $22,572,000 | 2,410 |
| Average Assets, year-to-date | $57,312,400 | 6,904 |
| Average Assets, quarterly | $60,513,500 | 6,740 |
| Volatile liabilities | $6,977,000 | 5,320 |
| Insider loans | $106,000 | 9,637 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,494,000 | 6,928 |
| Tier 1 (core) risk-based capital | $5,056,000 | 7,126 |
| Tier 2 risk-based capital | $320,000 | 7,295 |
| Total risk weighted assets | $29,771,800 | 7,315 |
| Total unused commitments | $2,494,000 | 6,951 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $55,435,000 | 7,336 |
| Cash and due from depository institutions | $2,112,000 | 7,064 |
| Interest-bearing balances | $298,000 | 5,633 |
| Securities | $25,038,000 | 5,163 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 7,215 |
| Net loans & leases | $25,222,000 | 7,853 |
| Loan loss allowance | $329,000 | 8,407 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $741,000 | 7,419 |
| Other real estate owned | $129,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $568,000 | 9,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,435,000 | 7,336 |
| Total liabilities | $50,973,000 | 7,278 |
| Total deposits | $50,485,000 | 7,154 |
| Interest-bearing deposits | $44,394,000 | 7,089 |
| Deposits held in domestic offices | $50,485,000 | 7,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $488,000 | 5,925 |
| Total equity capital | $4,462,000 | 7,697 |
| Total bank equity capital | $4,462,000 | 7,697 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $952,000 | 4,521 |
| Surplus | $952,000 | 8,595 |
| Undivided profits | $2,558,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 7,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $160,000 | 9,744 |
| Earning assets | $52,183,000 | 7,187 |
| Long-term assets (5+ years) | $20,078,000 | 2,599 |
| Average Assets, year-to-date | $53,343,000 | 7,383 |
| Average Assets, quarterly | $54,318,500 | 7,386 |
| Volatile liabilities | $6,249,000 | 5,733 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,831,000 | 7,550 |
| Tier 1 (core) risk-based capital | $4,462,000 | 7,642 |
| Tier 2 risk-based capital | $321,610 | 7,274 |
| Total risk weighted assets | $25,721,610 | 8,109 |
| Total unused commitments | $1,831,000 | 7,584 |
| Derivatives | $0 | 651 |