Home > Mercantile Bank of Franklin County > Loan Charge- Offs and Recoveries
Mercantile Bank of Franklin County, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $729,000 | 1,361 |
| Loans secured by real estate, total | $3,000 | 4,976 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,975 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 3,895 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $54,000 | 3,352 |
| Loans to individuals | $672,000 | 686 |
| Credit card loan charge offs | $322,000 | 463 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $350,000 | 815 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $208,000 | 1,451 |
| Loans secured by real estate, total | $16,000 | 2,359 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 2,358 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,408 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,000 | 3,737 |
| Loans to individuals | $175,000 | 719 |
| Credit card loan recoveries | $20,000 | 671 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $155,000 | 672 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $521,000 | 1,346 |
| Loans secured by real estate, total | $-13,000 | 10,913 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-13,000 | 10,942 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-13,000 | 11,422 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $37,000 | 2,973 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $497,000 | 660 |
| Credit card loan net charge offs | $302,000 | 427 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $195,000 | 940 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $746,000 | 1,370 |
| Loans secured by real estate, total | $87,000 | 2,073 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $87,000 | 2,073 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $87,000 | 1,247 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $35,000 | 4,205 |
| Loans to individuals | $624,000 | 665 |
| Credit card loan charge offs | $415,000 | 397 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $209,000 | 1,066 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $254,000 | 1,407 |
| Loans secured by real estate, total | $19,000 | 2,508 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,000 | 2,508 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,423 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $24,000 | 3,653 |
| Loans to individuals | $211,000 | 671 |
| Credit card loan recoveries | $45,000 | 489 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $166,000 | 647 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $492,000 | 1,392 |
| Loans secured by real estate, total | $68,000 | 1,924 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $68,000 | 1,925 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $68,000 | 1,227 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 4,283 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $413,000 | 635 |
| Credit card loan net charge offs | $370,000 | 367 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $43,000 | 2,364 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $718,000 | 1,762 |
| Loans secured by real estate, total | $71,000 | 2,851 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $71,000 | 2,850 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $71,000 | 1,707 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $103,000 | 3,052 |
| Loans to individuals | $544,000 | 761 |
| Credit card loan charge offs | $358,000 | 439 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $186,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $295,000 | 1,371 |
| Loans secured by real estate, total | $24,000 | 2,374 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $24,000 | 2,375 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $24,000 | 1,321 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $92,000 | 1,634 |
| Loans to individuals | $179,000 | 769 |
| Credit card loan recoveries | $39,000 | 538 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $140,000 | 790 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $423,000 | 1,988 |
| Loans secured by real estate, total | $47,000 | 2,883 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $47,000 | 2,881 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,834 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 5,412 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $365,000 | 749 |
| Credit card loan net charge offs | $319,000 | 409 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $46,000 | 2,546 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $624,000 | 2,529 |
| Loans secured by real estate, total | $88,000 | 3,203 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $88,000 | 3,203 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $58,000 | 2,255 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $30,000 | 2,592 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $55,000 | 5,427 |
| Loans to individuals | $481,000 | 1,015 |
| Credit card loan charge offs | $299,000 | 527 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $182,000 | 1,689 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $102,000 | 3,228 |
| Loans secured by real estate, total | $6,000 | 4,124 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 4,123 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,677 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $22,000 | 4,418 |
| Loans to individuals | $74,000 | 1,572 |
| Credit card loan recoveries | $28,000 | 612 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $46,000 | 2,022 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $522,000 | 2,399 |
| Loans secured by real estate, total | $82,000 | 2,957 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $82,000 | 2,957 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 2,087 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $30,000 | 2,391 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 5,342 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $407,000 | 916 |
| Credit card loan net charge offs | $271,000 | 499 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $136,000 | 1,579 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.