Home > Mercantile Bank of Franklin County > Income and Expense
Mercantile Bank of Franklin County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,919,000 | 2,407 |
| Total interest expense | $5,599,000 | 2,741 |
| Net interest income | $8,320,000 | 2,161 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $1,197,000 | 2,732 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $871,000 | 1,557 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $319,000 | 3,861 |
| Total noninterest expense | $3,932,000 | 3,381 |
| Salaries and employee benefits | $1,717,000 | 3,795 |
| Premises and equipment expense | $485,000 | 3,856 |
| Additional noninterest expense | $1,730,000 | 2,709 |
| Pre-tax net operating income | $5,165,000 | 1,463 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,943,000 | 1,305 |
| Income before extraordinary items | $3,222,000 | 1,586 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,222,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 1,346 |
| Cash dividends | $2,600,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,222,000 | 1,560 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,166,000 | 2,493 |
| Total interest expense | $4,262,000 | 2,878 |
| Net interest income | $7,904,000 | 2,279 |
| Provision for loan and lease losses | $540,000 | 1,448 |
| Total noninterest income | $1,151,000 | 2,809 |
| Gross Fiduciary activities income | $7,000 | 1,498 |
| Service charges on deposit accounts | $846,000 | 1,603 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $298,000 | 4,110 |
| Total noninterest expense | $4,229,000 | 3,244 |
| Salaries and employee benefits | $1,856,000 | 3,510 |
| Premises and equipment expense | $470,000 | 4,012 |
| Additional noninterest expense | $1,903,000 | 2,683 |
| Pre-tax net operating income | $4,286,000 | 1,676 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,604,000 | 1,465 |
| Income before extraordinary items | $2,682,000 | 1,814 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,682,000 | 1,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,392 |
| Cash dividends | $2,132,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,682,000 | 1,823 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,133,000 | 2,543 |
| Total interest expense | $4,467,000 | 2,870 |
| Net interest income | $7,666,000 | 2,333 |
| Provision for loan and lease losses | $885,000 | 1,422 |
| Total noninterest income | $986,000 | 3,376 |
| Gross Fiduciary activities income | $7,000 | 1,531 |
| Service charges on deposit accounts | $608,000 | 2,264 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $371,000 | 3,943 |
| Total noninterest expense | $4,100,000 | 3,411 |
| Salaries and employee benefits | $1,749,000 | 3,720 |
| Premises and equipment expense | $449,000 | 4,277 |
| Additional noninterest expense | $1,902,000 | 2,847 |
| Pre-tax net operating income | $3,667,000 | 1,861 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,385,000 | 1,683 |
| Income before extraordinary items | $2,282,000 | 2,191 |
| Extraordinary gains, net | $-73,000 | 12,837 |
| Net income | $2,209,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,988 |
| Cash dividends | $2,188,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,282,000 | 2,059 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,159,000 | 2,882 |
| Total interest expense | $5,362,000 | 3,095 |
| Net interest income | $6,797,000 | 2,679 |
| Provision for loan and lease losses | $749,000 | 2,262 |
| Total noninterest income | $750,000 | 4,170 |
| Gross Fiduciary activities income | $10,000 | 1,544 |
| Service charges on deposit accounts | $513,000 | 2,693 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $227,000 | 5,269 |
| Total noninterest expense | $3,553,000 | 3,882 |
| Salaries and employee benefits | $1,556,000 | 4,078 |
| Premises and equipment expense | $419,000 | 4,626 |
| Additional noninterest expense | $1,578,000 | 3,443 |
| Pre-tax net operating income | $3,245,000 | 1,916 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,181,000 | 1,784 |
| Income before extraordinary items | $2,064,000 | 2,218 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,064,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 2,399 |
| Cash dividends | $1,389,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,064,000 | 2,036 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.