Home > Mercantile Bank of Franklin County > Assets and Liabilities
Mercantile Bank of Franklin County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $168,171,000 | 2,730 |
| Cash and due from depository institutions | $3,648,000 | 2,981 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,376,000 | 6,131 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $139,789,000 | 2,023 |
| Loan loss allowance | $2,427,000 | 1,644 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,242,000 | 3,345 |
| Other real estate owned | $128,000 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,988,000 | 3,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,171,000 | 2,730 |
| Total liabilities | $154,384,000 | 2,704 |
| Total deposits | $149,198,000 | 2,605 |
| Interest-bearing deposits | $133,756,000 | 2,521 |
| Deposits held in domestic offices | $149,198,000 | 2,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,199,000 | 1,860 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $573,000 | 3,339 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,414,000 | 2,776 |
| Total equity capital | $13,787,000 | 3,202 |
| Total bank equity capital | $13,787,000 | 3,202 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $805,000 | 4,260 |
| Surplus | $2,986,000 | 4,269 |
| Undivided profits | $9,996,000 | 2,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 5,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $845,000 | 2,770 |
| Earning assets | $160,165,000 | 2,648 |
| Long-term assets (5+ years) | $7,804,000 | 4,672 |
| Average Assets, year-to-date | $164,607,000 | 2,707 |
| Average Assets, quarterly | $167,372,500 | 2,735 |
| Volatile liabilities | $22,216,000 | 2,420 |
| Insider loans | $1,386,000 | 2,949 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $134,000 | 1,368 |
| Unused loan commitments | $15,539,000 | 2,373 |
| Tier 1 (core) risk-based capital | $13,641,000 | 3,143 |
| Tier 2 risk-based capital | $1,390,140 | 2,158 |
| Total risk weighted assets | $110,174,540 | 2,471 |
| Total unused commitments | $15,539,000 | 2,385 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $162,431,000 | 2,792 |
| Cash and due from depository institutions | $3,551,000 | 3,120 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,267,000 | 6,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $138,928,000 | 1,995 |
| Loan loss allowance | $2,528,000 | 1,628 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,826,000 | 3,969 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,859,000 | 4,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,431,000 | 2,792 |
| Total liabilities | $149,412,000 | 2,768 |
| Total deposits | $137,680,000 | 2,775 |
| Interest-bearing deposits | $124,095,000 | 2,661 |
| Deposits held in domestic offices | $137,680,000 | 2,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,011,000 | 1,274 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $458,000 | 3,824 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,263,000 | 2,548 |
| Total equity capital | $13,019,000 | 3,138 |
| Total bank equity capital | $13,019,000 | 3,138 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $805,000 | 4,453 |
| Surplus | $2,986,000 | 4,203 |
| Undivided profits | $9,228,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $691,000 | 2,967 |
| Earning assets | $155,195,000 | 2,690 |
| Long-term assets (5+ years) | $9,317,000 | 4,293 |
| Average Assets, year-to-date | $154,636,600 | 2,852 |
| Average Assets, quarterly | $159,786,000 | 2,813 |
| Volatile liabilities | $22,839,000 | 2,271 |
| Insider loans | $1,531,000 | 2,643 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,791,000 | 2,017 |
| Tier 1 (core) risk-based capital | $13,019,000 | 3,177 |
| Tier 2 risk-based capital | $1,358,940 | 2,209 |
| Total risk weighted assets | $107,546,040 | 2,473 |
| Total unused commitments | $18,791,000 | 2,028 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 68 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $151,323,000 | 3,022 |
| Cash and due from depository institutions | $4,430,000 | 3,090 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,709,000 | 6,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $126,378,000 | 2,126 |
| Loan loss allowance | $2,480,000 | 1,755 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,958,000 | 3,701 |
| Other real estate owned | $308,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,540,000 | 4,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,323,000 | 3,022 |
| Total liabilities | $138,854,000 | 3,002 |
| Total deposits | $133,568,000 | 2,932 |
| Interest-bearing deposits | $120,469,000 | 2,837 |
| Deposits held in domestic offices | $133,568,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,124,000 | 1,831 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,097,000 | 2,620 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,065,000 | 2,984 |
| Total equity capital | $12,469,000 | 3,258 |
| Total bank equity capital | $12,469,000 | 3,258 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $805,000 | 4,630 |
| Surplus | $2,986,000 | 4,166 |
| Undivided profits | $8,678,000 | 2,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $492,000 | 4,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $548,000 | 3,367 |
| Earning assets | $143,087,000 | 2,945 |
| Long-term assets (5+ years) | $11,108,000 | 4,090 |
| Average Assets, year-to-date | $150,493,600 | 2,964 |
| Average Assets, quarterly | $151,176,000 | 3,007 |
| Volatile liabilities | $14,704,000 | 3,048 |
| Insider loans | $905,000 | 4,005 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,173,000 | 2,195 |
| Tier 1 (core) risk-based capital | $12,469,000 | 3,183 |
| Tier 2 risk-based capital | $1,263,640 | 2,322 |
| Total risk weighted assets | $99,874,540 | 2,605 |
| Total unused commitments | $16,173,000 | 2,216 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $149,955,000 | 3,091 |
| Cash and due from depository institutions | $5,326,000 | 2,976 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,189,000 | 7,288 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 4,570 |
| Net loans & leases | $122,452,000 | 2,249 |
| Loan loss allowance | $2,018,000 | 2,103 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,049,000 | 3,525 |
| Other real estate owned | $71,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,468,000 | 4,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,955,000 | 3,091 |
| Total liabilities | $137,507,000 | 3,099 |
| Total deposits | $133,109,000 | 3,057 |
| Interest-bearing deposits | $120,129,000 | 2,977 |
| Deposits held in domestic offices | $133,109,000 | 3,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,523,000 | 2,243 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,770,000 | 2,072 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,105,000 | 3,040 |
| Total equity capital | $12,448,000 | 3,086 |
| Total bank equity capital | $12,448,000 | 3,086 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $805,000 | 4,858 |
| Surplus | $2,986,000 | 4,068 |
| Undivided profits | $8,657,000 | 2,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,264,000 | 3,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $550,000 | 3,715 |
| Earning assets | $141,041,000 | 3,027 |
| Long-term assets (5+ years) | $13,427,000 | 3,534 |
| Average Assets, year-to-date | $147,758,000 | 3,089 |
| Average Assets, quarterly | $149,227,000 | 3,101 |
| Volatile liabilities | $13,485,000 | 3,253 |
| Insider loans | $2,000 | 9,365 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,662,000 | 2,384 |
| Tier 1 (core) risk-based capital | $12,448,000 | 3,034 |
| Tier 2 risk-based capital | $1,226,200 | 2,430 |
| Total risk weighted assets | $97,303,800 | 2,736 |
| Total unused commitments | $13,662,000 | 2,400 |
| Derivatives | $0 | 651 |