Home > Mercantile Bank of Flora > Assets and Liabilities
Mercantile Bank of Flora, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $66,185,000 | 6,181 |
| Cash and due from depository institutions | $659,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,438,000 | 4,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $34,601,000 | 6,417 |
| Loan loss allowance | $747,000 | 4,495 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $378,000 | 9,023 |
| Other real estate owned | $0 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,109,000 | 5,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,185,000 | 6,181 |
| Total liabilities | $56,830,000 | 6,384 |
| Total deposits | $54,451,000 | 6,378 |
| Interest-bearing deposits | $47,895,000 | 6,267 |
| Deposits held in domestic offices | $54,451,000 | 6,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,720,000 | 2,522 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $659,000 | 5,104 |
| Total equity capital | $9,355,000 | 4,599 |
| Total bank equity capital | $9,355,000 | 4,599 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $370,000 | 6,469 |
| Surplus | $8,648,000 | 1,813 |
| Undivided profits | $337,000 | 10,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,380 |
| Income earned, not collected on loans | $462,000 | 5,115 |
| Earning assets | $64,039,000 | 5,958 |
| Long-term assets (5+ years) | $12,938,000 | 3,419 |
| Average Assets, year-to-date | $67,561,600 | 5,895 |
| Average Assets, quarterly | $66,407,000 | 6,124 |
| Volatile liabilities | $7,363,000 | 5,595 |
| Insider loans | $1,077,000 | 3,554 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,785,000 | 6,577 |
| Tier 1 (core) risk-based capital | $9,199,000 | 4,520 |
| Tier 2 risk-based capital | $479,190 | 5,448 |
| Total risk weighted assets | $38,067,490 | 6,186 |
| Total unused commitments | $2,785,000 | 6,591 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $68,617,000 | 6,015 |
| Cash and due from depository institutions | $792,000 | 6,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,358,000 | 3,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $28,775,000 | 7,217 |
| Loan loss allowance | $956,000 | 3,754 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $441,000 | 8,861 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,251,000 | 5,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,617,000 | 6,015 |
| Total liabilities | $59,949,000 | 6,164 |
| Total deposits | $58,833,000 | 6,025 |
| Interest-bearing deposits | $52,328,000 | 5,865 |
| Deposits held in domestic offices | $58,833,000 | 6,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $516,000 | 5,100 |
| Total equity capital | $8,668,000 | 4,606 |
| Total bank equity capital | $8,668,000 | 4,606 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $370,000 | 6,841 |
| Surplus | $8,648,000 | 1,739 |
| Undivided profits | $-350,000 | 11,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 7,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $412,000 | 5,054 |
| Earning assets | $66,133,000 | 5,782 |
| Long-term assets (5+ years) | $16,990,000 | 2,878 |
| Average Assets, year-to-date | $68,288,800 | 5,921 |
| Average Assets, quarterly | $68,256,500 | 6,000 |
| Volatile liabilities | $5,675,000 | 6,281 |
| Insider loans | $1,231,000 | 3,172 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,142,000 | 7,290 |
| Tier 1 (core) risk-based capital | $8,981,000 | 4,522 |
| Tier 2 risk-based capital | $433,570 | 5,885 |
| Total risk weighted assets | $34,163,070 | 6,615 |
| Total unused commitments | $2,142,000 | 7,304 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $68,659,000 | 6,167 |
| Cash and due from depository institutions | $4,820,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $40,357,000 | 3,440 |
| Federal funds sold & reverse repurchase agreements | $7,325,000 | 1,899 |
| Net loans & leases | $14,880,000 | 10,065 |
| Loan loss allowance | $1,095,000 | 3,422 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $422,000 | 9,258 |
| Other real estate owned | $0 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $855,000 | 6,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,659,000 | 6,167 |
| Total liabilities | $59,968,000 | 6,342 |
| Total deposits | $59,293,000 | 6,193 |
| Interest-bearing deposits | $52,838,000 | 6,057 |
| Deposits held in domestic offices | $59,293,000 | 6,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $675,000 | 4,268 |
| Total equity capital | $8,691,000 | 4,667 |
| Total bank equity capital | $8,691,000 | 4,667 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $370,000 | 7,182 |
| Surplus | $8,648,000 | 1,648 |
| Undivided profits | $-327,000 | 12,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $267,000 | 6,651 |
| Earning assets | $62,562,000 | 6,198 |
| Long-term assets (5+ years) | $19,782,000 | 2,688 |
| Average Assets, year-to-date | $70,465,400 | 5,898 |
| Average Assets, quarterly | $68,546,500 | 6,119 |
| Volatile liabilities | $1,388,000 | 10,671 |
| Insider loans | $1,368,000 | 2,884 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,757,000 | 7,876 |
| Tier 1 (core) risk-based capital | $8,196,000 | 4,811 |
| Tier 2 risk-based capital | $294,700 | 7,671 |
| Total risk weighted assets | $22,775,600 | 8,577 |
| Total unused commitments | $1,757,000 | 7,902 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $72,918,000 | 5,937 |
| Cash and due from depository institutions | $4,036,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $47,704,000 | 2,858 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,092 |
| Net loans & leases | $15,963,000 | 9,933 |
| Loan loss allowance | $787,000 | 4,547 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $431,000 | 9,423 |
| Other real estate owned | $0 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $884,000 | 6,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,918,000 | 5,937 |
| Total liabilities | $64,225,000 | 6,091 |
| Total deposits | $63,765,000 | 5,940 |
| Interest-bearing deposits | $57,543,000 | 5,780 |
| Deposits held in domestic offices | $63,765,000 | 5,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $460,000 | 6,183 |
| Total equity capital | $8,693,000 | 4,448 |
| Total bank equity capital | $8,693,000 | 4,448 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $7,693,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 4,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $322,000 | 6,165 |
| Earning assets | $67,567,000 | 5,854 |
| Long-term assets (5+ years) | $1,856,000 | 9,115 |
| Average Assets, year-to-date | $71,680,800 | 5,877 |
| Average Assets, quarterly | $72,715,000 | 5,894 |
| Volatile liabilities | $2,753,000 | 8,887 |
| Insider loans | $30,000 | 7,896 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,780,000 | 7,635 |
| Tier 1 (core) risk-based capital | $8,693,000 | 4,387 |
| Tier 2 risk-based capital | $308,160 | 7,472 |
| Total risk weighted assets | $24,127,560 | 8,438 |
| Total unused commitments | $1,780,000 | 7,670 |
| Derivatives | $0 | 651 |