Home > Mercantile Bank of Eastern Iowa > Loan Charge- Offs and Recoveries
Mercantile Bank of Eastern Iowa, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,802,000 | 502 |
| Loans secured by real estate, total | $125,000 | 1,254 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $125,000 | 1,254 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $123,000 | 797 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,641 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $44,000 | 103 |
| Commercial and industrial loans | $215,000 | 1,348 |
| Loans to individuals | $2,418,000 | 350 |
| Credit card loan charge offs | $590,000 | 315 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,828,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,467,000 | 319 |
| Loans secured by real estate, total | $132,000 | 593 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $132,000 | 593 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 1,066 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $111,000 | 353 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $245,000 | 24 |
| Commercial and industrial loans | $420,000 | 281 |
| Loans to individuals | $670,000 | 307 |
| Credit card loan recoveries | $84,000 | 298 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $586,000 | 244 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,335,000 | 653 |
| Loans secured by real estate, total | $-7,000 | 9,736 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-7,000 | 9,757 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $102,000 | 751 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-109,000 | 10,748 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-201,000 | 1,140 |
| Commercial and industrial loans | $-205,000 | 10,808 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,748,000 | 356 |
| Credit card loan net charge offs | $506,000 | 313 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,242,000 | 286 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,700,000 | 793 |
| Loans secured by real estate, total | $48,000 | 2,252 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $48,000 | 2,252 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,652 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,611 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $61,000 | 114 |
| Commercial and industrial loans | $246,000 | 1,249 |
| Loans to individuals | $1,338,000 | 517 |
| Credit card loan charge offs | $134,000 | 627 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,204,000 | 403 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $7,000 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $598,000 | 681 |
| Loans secured by real estate, total | $108,000 | 787 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $108,000 | 787 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,141 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $107,000 | 431 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $47,000 | 82 |
| Commercial and industrial loans | $58,000 | 1,681 |
| Loans to individuals | $355,000 | 481 |
| Credit card loan recoveries | $15,000 | 722 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $340,000 | 394 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $30,000 | 178 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,102,000 | 847 |
| Loans secured by real estate, total | $-60,000 | 11,088 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-60,000 | 11,113 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $40,000 | 1,402 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-100,000 | 11,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $14,000 | 139 |
| Commercial and industrial loans | $188,000 | 1,144 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $983,000 | 519 |
| Credit card loan net charge offs | $119,000 | 605 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $864,000 | 390 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-30,000 | 1,152 |
| Lease financing receivables | $7,000 | 270 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $900,000 | 1,199 |
| Loans secured by real estate, total | $6,000 | 4,564 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $6,000 | 4,562 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $6,000 | 3,491 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $174,000 | 1,564 |
| Loans to individuals | $720,000 | 658 |
| Credit card loan charge offs | $8,000 | 2,250 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $712,000 | 489 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $631,000 | 664 |
| Loans secured by real estate, total | $14,000 | 2,497 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $14,000 | 2,495 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,514 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $49,000 | 81 |
| Commercial and industrial loans | $20,000 | 3,451 |
| Loans to individuals | $229,000 | 623 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $229,000 | 515 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $319,000 | 55 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $269,000 | 2,087 |
| Loans secured by real estate, total | $-8,000 | 10,611 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-8,000 | 10,640 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 11,189 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-49,000 | 1,184 |
| Commercial and industrial loans | $154,000 | 1,226 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $491,000 | 664 |
| Credit card loan net charge offs | $8,000 | 2,029 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $483,000 | 470 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-319,000 | 1,211 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $604,000 | 1,592 |
| Loans secured by real estate, total | $14,000 | 4,317 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $14,000 | 4,317 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $14,000 | 3,078 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $80,000 | 2,814 |
| Loans to individuals | $510,000 | 746 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $510,000 | 557 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,191,000 | 493 |
| Loans secured by real estate, total | $7,000 | 3,589 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,000 | 3,589 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,286 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $787,000 | 6 |
| Commercial and industrial loans | $132,000 | 1,085 |
| Loans to individuals | $265,000 | 575 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $265,000 | 468 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-587,000 | 12,549 |
| Loans secured by real estate, total | $7,000 | 4,064 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $7,000 | 4,065 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 3,123 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-787,000 | 1,185 |
| Commercial and industrial loans | $-52,000 | 11,783 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $245,000 | 866 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $245,000 | 618 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,145,000 | 1,299 |
| Loans secured by real estate, total | $28,000 | 4,216 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $28,000 | 4,215 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $28,000 | 2,760 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $400,000 | 27 |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $437,000 | 878 |
| Credit card loan charge offs | $3,000 | 3,127 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $434,000 | 668 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $280,000 | 120 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $376,000 | 1,122 |
| Loans secured by real estate, total | $106,000 | 968 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $106,000 | 967 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $106,000 | 525 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $43,000 | 86 |
| Commercial and industrial loans | $52,000 | 2,535 |
| Loans to individuals | $175,000 | 784 |
| Credit card loan recoveries | $4,000 | 1,458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $171,000 | 671 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $769,000 | 1,350 |
| Loans secured by real estate, total | $-78,000 | 13,034 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-78,000 | 13,073 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 2,364 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-106,000 | 13,154 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $357,000 | 23 |
| Commercial and industrial loans | $-52,000 | 12,599 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $262,000 | 929 |
| Credit card loan net charge offs | $-1,000 | 12,988 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $263,000 | 651 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $280,000 | 87 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,353,000 | 1,477 |
| Loans secured by real estate, total | $130,000 | 2,652 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $130,000 | 2,652 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $27,000 | 3,366 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $103,000 | 1,647 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $516,000 | 26 |
| Commercial and industrial loans | $73,000 | 4,854 |
| Loans to individuals | $334,000 | 1,286 |
| Credit card loan charge offs | $4,000 | 3,059 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $330,000 | 1,045 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $300,000 | 119 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $264,000 | 1,549 |
| Loans secured by real estate, total | $43,000 | 1,726 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $43,000 | 1,727 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 853 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $80,000 | 65 |
| Commercial and industrial loans | $57,000 | 2,557 |
| Loans to individuals | $84,000 | 1,440 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $83,000 | 1,295 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,089,000 | 1,484 |
| Loans secured by real estate, total | $87,000 | 2,862 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $87,000 | 2,861 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-16,000 | 13,515 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $103,000 | 1,530 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $436,000 | 22 |
| Commercial and industrial loans | $16,000 | 6,345 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $250,000 | 1,245 |
| Credit card loan net charge offs | $3,000 | 3,042 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $247,000 | 948 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $300,000 | 98 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.