Home > Mercantile Bank of Eastern Iowa > Net charge- offs to loans
Mercantile Bank of Eastern Iowa, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 5,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1117% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1327% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4412% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2601% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2014% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5790% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8862% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3819% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4603% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2284% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2501% | 1,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2728% | 12,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1385% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.3396% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4053% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1123% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0089% | 1,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1619% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3323% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2865% | 1,282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4163% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6491% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1415% | 853 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2530% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3621% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8174% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7759% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |