Home > Mercantile Bank of Eastern Iowa > Assets and Liabilities
Mercantile Bank of Eastern Iowa, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 560 | 322 |
| Assets and Liabilities | ||
| Total Assets: | $1,555,823,000 | 359 |
| Cash and due from depository institutions | $46,646,000 | 322 |
| Interest-bearing balances | $1,117,000 | 2,332 |
| Securities | $228,965,000 | 549 |
| Federal funds sold & reverse repurchase agreements | $54,160,000 | 281 |
| Net loans & leases | $1,163,329,000 | 319 |
| Loan loss allowance | $19,506,000 | 294 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $21,140,000 | 345 |
| Other real estate owned | $94,000 | 322 |
| Goodwill and other intangibles | $4,340,000 | 608 |
| All other assets | $37,149,000 | 340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,555,823,000 | 359 |
| Total liabilities | $1,418,273,000 | 358 |
| Total deposits | $1,368,237,000 | 299 |
| Interest-bearing deposits | $1,256,597,000 | 291 |
| Deposits held in domestic offices | $1,368,237,000 | 295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,088,000 | 663 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $24,948,000 | 351 |
| Total equity capital | $137,550,000 | 365 |
| Total bank equity capital | $137,550,000 | 365 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $11,426,000 | 305 |
| Surplus | $92,829,000 | 259 |
| Undivided profits | $33,295,000 | 777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,050,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 325 |
| Income earned, not collected on loans | $8,321,000 | 311 |
| Earning assets | $1,447,571,000 | 354 |
| Long-term assets (5+ years) | $168,772,000 | 476 |
| Average Assets, year-to-date | $1,570,008,000 | 343 |
| Average Assets, quarterly | $1,563,936,500 | 356 |
| Volatile liabilities | $114,654,000 | 773 |
| Insider loans | $660,000 | 4,662 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $5,233,000 | 349 |
| Unused loan commitments | $229,584,000 | 387 |
| Tier 1 (core) risk-based capital | $132,286,400 | 346 |
| Tier 2 risk-based capital | $13,295,400 | 354 |
| Total risk weighted assets | $1,057,421,100 | 351 |
| Total unused commitments | $229,584,000 | 389 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 289 | 641 |
| Assets and Liabilities | ||
| Total Assets: | $774,891,000 | 683 |
| Cash and due from depository institutions | $43,505,000 | 641 |
| Interest-bearing balances | $571,000 | 2,942 |
| Securities | $119,463,000 | 1,004 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,548 |
| Net loans & leases | $577,261,000 | 606 |
| Loan loss allowance | $10,467,000 | 513 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,659,000 | 703 |
| Other real estate owned | $81,000 | 641 |
| Goodwill and other intangibles | $3,534,000 | 660 |
| All other assets | $12,038,000 | 781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $774,891,000 | 683 |
| Total liabilities | $713,288,000 | 673 |
| Total deposits | $676,824,000 | 614 |
| Interest-bearing deposits | $606,033,000 | 583 |
| Deposits held in domestic offices | $676,824,000 | 606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,520,000 | 703 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $15,000 | 5,213 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $9,929,000 | 626 |
| Total equity capital | $61,603,000 | 766 |
| Total bank equity capital | $61,603,000 | 766 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,935,000 | 642 |
| Surplus | $42,405,000 | 491 |
| Undivided profits | $13,263,000 | 1,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,886,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,618 |
| Income earned, not collected on loans | $4,658,000 | 519 |
| Earning assets | $705,645,000 | 686 |
| Long-term assets (5+ years) | $58,038,000 | 1,141 |
| Average Assets, year-to-date | $774,453,000 | 652 |
| Average Assets, quarterly | $767,997,500 | 681 |
| Volatile liabilities | $68,295,000 | 1,123 |
| Insider loans | $275,000 | 7,035 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $161,974,000 | 487 |
| Tier 1 (core) risk-based capital | $57,364,000 | 776 |
| Tier 2 risk-based capital | $7,165,790 | 569 |
| Total risk weighted assets | $569,962,290 | 607 |
| Total unused commitments | $161,974,000 | 490 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 144 | 1,326 |
| Assets and Liabilities | ||
| Total Assets: | $328,477,000 | 1,446 |
| Cash and due from depository institutions | $8,764,000 | 1,326 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $66,396,000 | 1,894 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 1,884 |
| Net loans & leases | $236,439,000 | 1,243 |
| Loan loss allowance | $4,403,000 | 998 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,953,000 | 2,586 |
| Other real estate owned | $10,000 | 1,326 |
| Goodwill and other intangibles | $1,256,000 | 1,069 |
| All other assets | $4,859,000 | 1,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,477,000 | 1,446 |
| Total liabilities | $295,780,000 | 1,453 |
| Total deposits | $292,467,000 | 1,336 |
| Interest-bearing deposits | $264,744,000 | 1,291 |
| Deposits held in domestic offices | $292,467,000 | 1,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,313,000 | 1,415 |
| Total equity capital | $32,697,000 | 1,391 |
| Total bank equity capital | $32,697,000 | 1,391 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,800,000 | 1,407 |
| Surplus | $19,700,000 | 929 |
| Undivided profits | $10,197,000 | 2,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,503 |
| Income earned, not collected on loans | $1,894,000 | 1,190 |
| Earning assets | $310,635,000 | 1,409 |
| Long-term assets (5+ years) | $39,530,000 | 1,449 |
| Average Assets, year-to-date | $348,094,800 | 1,313 |
| Average Assets, quarterly | $332,101,500 | 1,413 |
| Volatile liabilities | $15,159,000 | 3,302 |
| Insider loans | $3,858,000 | 1,155 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $35,293,000 | 1,315 |
| Tier 1 (core) risk-based capital | $30,439,000 | 1,416 |
| Tier 2 risk-based capital | $2,956,540 | 1,146 |
| Total risk weighted assets | $235,076,540 | 1,239 |
| Total unused commitments | $35,293,000 | 1,324 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 152 | 1,304 |
| Assets and Liabilities | ||
| Total Assets: | $365,905,000 | 1,295 |
| Cash and due from depository institutions | $10,489,000 | 1,304 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $115,345,000 | 1,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $229,389,000 | 1,243 |
| Loan loss allowance | $4,660,000 | 961 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,266,000 | 2,278 |
| Other real estate owned | $0 | 1,304 |
| Goodwill and other intangibles | $1,502,000 | 902 |
| All other assets | $5,914,000 | 1,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,905,000 | 1,295 |
| Total liabilities | $334,092,000 | 1,287 |
| Total deposits | $294,510,000 | 1,289 |
| Interest-bearing deposits | $265,262,000 | 1,228 |
| Deposits held in domestic offices | $294,510,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,000,000 | 647 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $68,000 | 4,934 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,514,000 | 1,505 |
| Total equity capital | $31,813,000 | 1,301 |
| Total bank equity capital | $31,813,000 | 1,301 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,800,000 | 1,423 |
| Surplus | $14,700,000 | 1,096 |
| Undivided profits | $14,313,000 | 1,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,702,000 | 1,135 |
| Earning assets | $344,734,000 | 1,256 |
| Long-term assets (5+ years) | $47,857,000 | 1,217 |
| Average Assets, year-to-date | $364,446,200 | 1,260 |
| Average Assets, quarterly | $365,938,000 | 1,292 |
| Volatile liabilities | $47,430,000 | 1,300 |
| Insider loans | $1,870,000 | 2,207 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,694,000 | 500 |
| Unused loan commitments | $30,091,000 | 1,423 |
| Tier 1 (core) risk-based capital | $30,311,000 | 1,357 |
| Tier 2 risk-based capital | $2,908,530 | 1,143 |
| Total risk weighted assets | $230,931,130 | 1,234 |
| Total unused commitments | $30,091,000 | 1,434 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 163 | 1,269 |
| Assets and Liabilities | ||
| Total Assets: | $369,801,000 | 1,297 |
| Cash and due from depository institutions | $14,132,000 | 1,269 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $148,971,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $194,532,000 | 1,428 |
| Loan loss allowance | $4,061,000 | 1,143 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,994,000 | 1,809 |
| Other real estate owned | $0 | 1,269 |
| Goodwill and other intangibles | $1,747,000 | 760 |
| All other assets | $6,425,000 | 1,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,801,000 | 1,297 |
| Total liabilities | $338,600,000 | 1,298 |
| Total deposits | $333,636,000 | 1,186 |
| Interest-bearing deposits | $304,117,000 | 1,144 |
| Deposits held in domestic offices | $333,636,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,454 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,464,000 | 1,210 |
| Total equity capital | $31,201,000 | 1,313 |
| Total bank equity capital | $31,201,000 | 1,313 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,800,000 | 1,433 |
| Surplus | $9,700,000 | 1,498 |
| Undivided profits | $18,701,000 | 1,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 8,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,433,000 | 1,186 |
| Earning assets | $343,503,000 | 1,280 |
| Long-term assets (5+ years) | $38,540,000 | 1,501 |
| Average Assets, year-to-date | $384,391,800 | 1,213 |
| Average Assets, quarterly | $374,418,500 | 1,273 |
| Volatile liabilities | $10,741,000 | 3,898 |
| Insider loans | $3,390,000 | 1,223 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,326,000 | 1,272 |
| Tier 1 (core) risk-based capital | $29,454,000 | 1,351 |
| Tier 2 risk-based capital | $2,538,290 | 1,284 |
| Total risk weighted assets | $201,540,290 | 1,389 |
| Total unused commitments | $35,326,000 | 1,291 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 165 | 1,308 |
| Assets and Liabilities | ||
| Total Assets: | $403,814,000 | 1,209 |
| Cash and due from depository institutions | $18,125,000 | 1,308 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $195,513,000 | 704 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $176,949,000 | 1,587 |
| Loan loss allowance | $2,848,000 | 1,593 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,976,000 | 1,850 |
| Other real estate owned | $0 | 1,308 |
| Goodwill and other intangibles | $1,992,000 | 720 |
| All other assets | $7,259,000 | 1,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,814,000 | 1,209 |
| Total liabilities | $374,184,000 | 1,205 |
| Total deposits | $367,740,000 | 1,131 |
| Interest-bearing deposits | $338,214,000 | 1,081 |
| Deposits held in domestic offices | $367,740,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,044 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,444,000 | 1,037 |
| Total equity capital | $29,630,000 | 1,308 |
| Total bank equity capital | $29,630,000 | 1,308 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,800,000 | 1,466 |
| Surplus | $9,700,000 | 1,454 |
| Undivided profits | $17,130,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 5,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,494,000 | 1,288 |
| Earning assets | $372,462,000 | 1,202 |
| Long-term assets (5+ years) | $81,723,000 | 756 |
| Average Assets, year-to-date | $414,101,800 | 1,168 |
| Average Assets, quarterly | $409,610,000 | 1,184 |
| Volatile liabilities | $21,586,000 | 2,211 |
| Insider loans | $789,000 | 1,106 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $38,827,000 | 1,131 |
| Tier 1 (core) risk-based capital | $27,638,000 | 1,366 |
| Tier 2 risk-based capital | $2,448,940 | 1,338 |
| Total risk weighted assets | $195,516,340 | 1,483 |
| Total unused commitments | $38,827,000 | 1,150 |
| Derivatives | $0 | 651 |