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Mercantile Bank of Dubuque, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$19,421,0001,742
Total interest expense$8,772,0001,792
Net interest income$10,649,0001,660
Provision for loan and lease losses$1,833,000666
Total noninterest income$3,789,0001,160
Gross Fiduciary activities income$1,619,000396
Service charges on deposit accounts$837,0001,599
Trading account gains and fees$0262
Additional Noninterest Income$1,333,0001,489
Total noninterest expense$9,801,0001,456
Salaries and employee benefits$4,434,0001,497
Premises and equipment expense$1,087,0001,846
Additional noninterest expense$4,280,0001,290
Pre-tax net operating income$2,804,0002,506
Securities gains (losses)$34,0001,599
Applicable income taxes$897,0002,584
Income before extraordinary items$1,941,0002,519
Extraordinary gains, net$053
Net income$1,941,0002,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,890
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,917,8802,495
1995-12-31 (YTD Data)Rank
Total interest income$21,649,0001,561
Total interest expense$9,906,0001,606
Net interest income$11,743,0001,539
Provision for loan and lease losses$250,0002,552
Total noninterest income$3,388,0001,255
Gross Fiduciary activities income$1,550,000432
Service charges on deposit accounts$787,0001,725
Trading account gains and fees$0522
Additional Noninterest Income$1,051,0001,746
Total noninterest expense$13,596,0001,097
Salaries and employee benefits$6,230,0001,097
Premises and equipment expense$1,343,0001,520
Additional noninterest expense$6,023,000980
Pre-tax net operating income$1,285,0005,008
Securities gains (losses)$16,0002,046
Applicable income taxes$508,0004,150
Income before extraordinary items$793,0005,482
Extraordinary gains, net$065
Net income$793,0005,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,566
Cash dividends$4,600,000680
Sale, conversion, retirement of capital stock, net$0809
Net operating income$782,7605,514
1994-12-31 (YTD Data)Rank
Total interest income$20,194,0001,531
Total interest expense$8,859,0001,464
Net interest income$11,335,0001,595
Provision for loan and lease losses$45,0006,361
Total noninterest income$3,410,0001,231
Gross Fiduciary activities income$1,405,000442
Service charges on deposit accounts$687,0001,964
Trading account gains and fees$0475
Additional Noninterest Income$1,318,0001,521
Total noninterest expense$10,622,0001,377
Salaries and employee benefits$5,028,0001,346
Premises and equipment expense$1,092,0001,871
Additional noninterest expense$4,502,0001,291
Pre-tax net operating income$4,078,0001,737
Securities gains (losses)$152,000600
Applicable income taxes$1,297,0001,768
Income before extraordinary items$2,933,0001,671
Extraordinary gains, net$0249
Net income$2,933,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$1,700,0001,272
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,828,1201,733
1993-12-31 (YTD Data)Rank
Total interest income$20,703,0001,515
Total interest expense$9,754,0001,376
Net interest income$10,949,0001,654
Provision for loan and lease losses$235,0003,574
Total noninterest income$2,936,0001,492
Gross Fiduciary activities income$1,249,000493
Service charges on deposit accounts$640,0002,143
Trading account gains and fees$0532
Additional Noninterest Income$1,047,0001,972
Total noninterest expense$9,543,0001,586
Salaries and employee benefits$5,146,0001,303
Premises and equipment expense$844,0002,421
Additional noninterest expense$3,553,0001,663
Pre-tax net operating income$4,107,0001,687
Securities gains (losses)$126,0002,189
Applicable income taxes$1,183,0001,952
Income before extraordinary items$3,050,0001,658
Extraordinary gains, net$03,149
Net income$3,050,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-206,00013,117
Cash dividends$1,113,0001,598
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,959,2801,605
1992-12-31 (YTD Data)Rank
Total interest income$22,845,0001,577
Total interest expense$12,255,0001,442
Net interest income$10,590,0001,735
Provision for loan and lease losses$865,0002,046
Total noninterest income$3,039,0001,424
Gross Fiduciary activities income$1,136,000519
Service charges on deposit accounts$580,0002,378
Trading account gains and fees$0504
Additional Noninterest Income$1,323,0001,648
Total noninterest expense$9,339,0001,634
Salaries and employee benefits$5,338,0001,258
Premises and equipment expense$788,0002,639
Additional noninterest expense$3,213,0001,890
Pre-tax net operating income$3,425,0001,808
Securities gains (losses)$221,0001,870
Applicable income taxes$981,0002,145
Income before extraordinary items$2,665,0001,718
Extraordinary gains, net$01,422
Net income$2,665,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0003,353
Cash dividends$945,0001,647
Sale, conversion, retirement of capital stock, net$-83,00013,819
Net operating income$2,503,6701,673

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.