Home > Mercantile Bank of Dubuque > Assets and Liabilities
Mercantile Bank of Dubuque, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 121 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $268,331,000 | 1,726 |
| Cash and due from depository institutions | $13,239,000 | 1,552 |
| Interest-bearing balances | $161,000 | 4,232 |
| Securities | $74,282,000 | 1,629 |
| Federal funds sold & reverse repurchase agreements | $10,120,000 | 1,281 |
| Net loans & leases | $156,188,000 | 1,854 |
| Loan loss allowance | $4,993,000 | 878 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,693,000 | 1,697 |
| Other real estate owned | $0 | 1,552 |
| Goodwill and other intangibles | $820,000 | 1,387 |
| All other assets | $8,989,000 | 976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,331,000 | 1,726 |
| Total liabilities | $242,427,000 | 1,724 |
| Total deposits | $227,214,000 | 1,685 |
| Interest-bearing deposits | $205,211,000 | 1,625 |
| Deposits held in domestic offices | $227,214,000 | 1,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,240,000 | 1,902 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,298,000 | 1,551 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,675,000 | 1,048 |
| Total equity capital | $25,904,000 | 1,747 |
| Total bank equity capital | $25,904,000 | 1,747 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,800,000 | 810 |
| Surplus | $6,718,000 | 2,260 |
| Undivided profits | $14,386,000 | 1,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 6,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $905,000 | 2,496 |
| Earning assets | $240,751,000 | 1,775 |
| Long-term assets (5+ years) | $21,091,000 | 2,563 |
| Average Assets, year-to-date | $270,652,600 | 1,652 |
| Average Assets, quarterly | $265,623,000 | 1,731 |
| Volatile liabilities | $22,130,000 | 2,686 |
| Insider loans | $14,469,000 | 315 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $82,839,000 | 752 |
| Tier 1 (core) risk-based capital | $24,721,000 | 1,751 |
| Tier 2 risk-based capital | $2,288,620 | 1,399 |
| Total risk weighted assets | $180,385,020 | 1,591 |
| Total unused commitments | $82,839,000 | 758 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 136 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $283,861,000 | 1,660 |
| Cash and due from depository institutions | $12,631,000 | 1,392 |
| Interest-bearing balances | $157,000 | 4,534 |
| Securities | $74,754,000 | 1,697 |
| Federal funds sold & reverse repurchase agreements | $9,840,000 | 1,478 |
| Net loans & leases | $174,134,000 | 1,648 |
| Loan loss allowance | $3,262,000 | 1,270 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,161,000 | 1,500 |
| Other real estate owned | $87,000 | 1,392 |
| Goodwill and other intangibles | $922,000 | 1,216 |
| All other assets | $6,332,000 | 1,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,861,000 | 1,660 |
| Total liabilities | $259,508,000 | 1,654 |
| Total deposits | $243,009,000 | 1,604 |
| Interest-bearing deposits | $207,595,000 | 1,629 |
| Deposits held in domestic offices | $243,009,000 | 1,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,637,000 | 1,976 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,891,000 | 1,336 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,971,000 | 923 |
| Total equity capital | $24,353,000 | 1,849 |
| Total bank equity capital | $24,353,000 | 1,849 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,800,000 | 814 |
| Surplus | $6,718,000 | 2,260 |
| Undivided profits | $12,835,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,036 |
| Income earned, not collected on loans | $1,177,000 | 1,928 |
| Earning assets | $258,885,000 | 1,666 |
| Long-term assets (5+ years) | $28,001,000 | 1,933 |
| Average Assets, year-to-date | $295,687,000 | 1,538 |
| Average Assets, quarterly | $291,134,500 | 1,610 |
| Volatile liabilities | $15,957,000 | 3,170 |
| Insider loans | $8,426,000 | 518 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $49,577,000 | 1,037 |
| Tier 1 (core) risk-based capital | $22,678,000 | 1,889 |
| Tier 2 risk-based capital | $2,471,880 | 1,314 |
| Total risk weighted assets | $196,960,280 | 1,454 |
| Total unused commitments | $49,577,000 | 1,045 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 143 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $301,652,000 | 1,535 |
| Cash and due from depository institutions | $12,172,000 | 1,385 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $94,719,000 | 1,362 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 811 |
| Net loans & leases | $169,869,000 | 1,646 |
| Loan loss allowance | $3,121,000 | 1,343 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,588,000 | 1,102 |
| Other real estate owned | $86,000 | 1,385 |
| Goodwill and other intangibles | $1,023,000 | 1,064 |
| All other assets | $5,495,000 | 1,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,652,000 | 1,535 |
| Total liabilities | $274,645,000 | 1,532 |
| Total deposits | $261,281,000 | 1,455 |
| Interest-bearing deposits | $225,004,000 | 1,468 |
| Deposits held in domestic offices | $261,281,000 | 1,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,775,000 | 1,837 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,046,000 | 1,593 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,543,000 | 1,492 |
| Total equity capital | $27,007,000 | 1,536 |
| Total bank equity capital | $27,007,000 | 1,536 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,800,000 | 811 |
| Surplus | $6,718,000 | 2,180 |
| Undivided profits | $15,489,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,265,000 | 1,545 |
| Earning assets | $276,388,000 | 1,523 |
| Long-term assets (5+ years) | $19,447,000 | 2,610 |
| Average Assets, year-to-date | $299,142,400 | 1,507 |
| Average Assets, quarterly | $299,853,500 | 1,530 |
| Volatile liabilities | $12,694,000 | 3,643 |
| Insider loans | $10,164,000 | 433 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $311,000 | 958 |
| Unused loan commitments | $41,453,000 | 1,131 |
| Tier 1 (core) risk-based capital | $26,669,000 | 1,553 |
| Tier 2 risk-based capital | $2,538,790 | 1,276 |
| Total risk weighted assets | $202,521,090 | 1,379 |
| Total unused commitments | $41,453,000 | 1,138 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 148 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $300,824,000 | 1,565 |
| Cash and due from depository institutions | $9,079,000 | 1,425 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $105,421,000 | 1,313 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,581 |
| Net loans & leases | $165,265,000 | 1,663 |
| Loan loss allowance | $3,103,000 | 1,434 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,231,000 | 1,393 |
| Other real estate owned | $97,000 | 1,425 |
| Goodwill and other intangibles | $1,124,000 | 947 |
| All other assets | $5,857,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,824,000 | 1,565 |
| Total liabilities | $274,365,000 | 1,566 |
| Total deposits | $261,006,000 | 1,526 |
| Interest-bearing deposits | $233,071,000 | 1,484 |
| Deposits held in domestic offices | $261,006,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,455,000 | 2,030 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000,000 | 1,379 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,904,000 | 963 |
| Total equity capital | $26,459,000 | 1,560 |
| Total bank equity capital | $26,459,000 | 1,560 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,800,000 | 802 |
| Surplus | $6,718,000 | 2,084 |
| Undivided profits | $14,941,000 | 1,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,710 |
| Income earned, not collected on loans | $949,000 | 1,848 |
| Earning assets | $279,636,000 | 1,542 |
| Long-term assets (5+ years) | $29,129,000 | 1,949 |
| Average Assets, year-to-date | $306,081,200 | 1,493 |
| Average Assets, quarterly | $301,089,000 | 1,550 |
| Volatile liabilities | $13,207,000 | 3,318 |
| Insider loans | $10,097,000 | 422 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $601,000 | 1,176 |
| Unused loan commitments | $23,748,000 | 1,679 |
| Tier 1 (core) risk-based capital | $25,335,000 | 1,578 |
| Tier 2 risk-based capital | $2,481,400 | 1,311 |
| Total risk weighted assets | $197,890,200 | 1,411 |
| Total unused commitments | $23,748,000 | 1,701 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 158 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $318,773,000 | 1,530 |
| Cash and due from depository institutions | $13,931,000 | 1,369 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $109,534,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $20,500,000 | 827 |
| Net loans & leases | $163,377,000 | 1,728 |
| Loan loss allowance | $2,662,000 | 1,679 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,215,000 | 1,739 |
| Other real estate owned | $83,000 | 1,369 |
| Goodwill and other intangibles | $1,225,000 | 913 |
| All other assets | $5,908,000 | 1,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,773,000 | 1,530 |
| Total liabilities | $294,045,000 | 1,524 |
| Total deposits | $276,542,000 | 1,515 |
| Interest-bearing deposits | $241,570,000 | 1,501 |
| Deposits held in domestic offices | $276,542,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,231 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,001,000 | 1,206 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,102,000 | 935 |
| Total equity capital | $24,728,000 | 1,556 |
| Total bank equity capital | $24,728,000 | 1,556 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,800,000 | 807 |
| Surplus | $6,718,000 | 2,009 |
| Undivided profits | $13,210,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,569,000 | 2,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,212,000 | 1,589 |
| Earning assets | $293,511,000 | 1,517 |
| Long-term assets (5+ years) | $27,636,000 | 2,001 |
| Average Assets, year-to-date | $308,157,400 | 1,546 |
| Average Assets, quarterly | $310,357,500 | 1,559 |
| Volatile liabilities | $17,164,000 | 2,678 |
| Insider loans | $794,000 | 1,096 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $110,000 | 1,116 |
| Unused loan commitments | $25,192,000 | 1,559 |
| Tier 1 (core) risk-based capital | $23,503,000 | 1,615 |
| Tier 2 risk-based capital | $2,405,010 | 1,362 |
| Total risk weighted assets | $192,143,810 | 1,502 |
| Total unused commitments | $25,192,000 | 1,571 |
| Derivatives | $0 | 651 |