Home > Mercantile Bank of Crawford County > Income and Expense
Mercantile Bank of Crawford County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 3,211 |
| Total interest expense | $5,223,000 | 2,920 |
| Net interest income | $5,059,000 | 3,489 |
| Provision for loan and lease losses | $181,000 | 3,217 |
| Total noninterest income | $925,000 | 3,295 |
| Gross Fiduciary activities income | $12,000 | 1,457 |
| Service charges on deposit accounts | $626,000 | 2,170 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $287,000 | 4,109 |
| Total noninterest expense | $3,330,000 | 3,924 |
| Salaries and employee benefits | $1,569,000 | 4,118 |
| Premises and equipment expense | $559,000 | 3,412 |
| Additional noninterest expense | $1,202,000 | 3,734 |
| Pre-tax net operating income | $2,473,000 | 2,877 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $677,000 | 3,332 |
| Income before extraordinary items | $1,796,000 | 2,749 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,796,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $710,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,796,000 | 2,717 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,749,000 | 3,429 |
| Total interest expense | $3,943,000 | 3,096 |
| Net interest income | $4,806,000 | 3,694 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $802,000 | 3,721 |
| Gross Fiduciary activities income | $20,000 | 1,416 |
| Service charges on deposit accounts | $540,000 | 2,522 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $242,000 | 4,685 |
| Total noninterest expense | $3,201,000 | 4,172 |
| Salaries and employee benefits | $1,481,000 | 4,322 |
| Premises and equipment expense | $478,000 | 3,944 |
| Additional noninterest expense | $1,242,000 | 3,935 |
| Pre-tax net operating income | $2,364,000 | 2,982 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $603,000 | 3,509 |
| Income before extraordinary items | $1,749,000 | 2,764 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,749,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $525,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,757,880 | 2,774 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,931,000 | 3,846 |
| Total interest expense | $3,584,000 | 3,505 |
| Net interest income | $4,347,000 | 4,082 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $751,000 | 4,207 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $548,000 | 2,529 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $197,000 | 5,722 |
| Total noninterest expense | $2,835,000 | 4,742 |
| Salaries and employee benefits | $1,323,000 | 4,803 |
| Premises and equipment expense | $419,000 | 4,536 |
| Additional noninterest expense | $1,093,000 | 4,557 |
| Pre-tax net operating income | $2,133,000 | 3,112 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $542,000 | 3,908 |
| Income before extraordinary items | $1,591,000 | 3,066 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $1,609,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $489,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,591,000 | 2,896 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 4,207 |
| Total interest expense | $3,931,000 | 4,142 |
| Net interest income | $4,275,000 | 4,191 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $672,000 | 4,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $2,602,000 | 5,122 |
| Salaries and employee benefits | $1,197,000 | 5,171 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $1,027,000 | 4,953 |
| Pre-tax net operating income | $2,009,000 | 3,095 |
| Securities gains (losses) | $307,000 | 1,516 |
| Applicable income taxes | $682,000 | 3,052 |
| Income before extraordinary items | $1,634,000 | 2,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,634,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $465,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,416,030 | 3,010 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.