Home > Mercantile Bank of Crawford County > Assets and Liabilities
Mercantile Bank of Crawford County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 61 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $129,135,000 | 3,490 |
| Cash and due from depository institutions | $3,441,000 | 3,203 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,195,000 | 3,499 |
| Federal funds sold & reverse repurchase agreements | $1,770,000 | 5,922 |
| Net loans & leases | $83,457,000 | 3,190 |
| Loan loss allowance | $1,151,000 | 3,120 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,705,000 | 2,803 |
| Other real estate owned | $65,000 | 3,203 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,502,000 | 4,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,135,000 | 3,490 |
| Total liabilities | $117,785,000 | 3,452 |
| Total deposits | $117,024,000 | 3,272 |
| Interest-bearing deposits | $103,654,000 | 3,175 |
| Deposits held in domestic offices | $117,024,000 | 3,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $170,000 | 4,115 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $591,000 | 5,539 |
| Total equity capital | $11,350,000 | 3,868 |
| Total bank equity capital | $11,350,000 | 3,868 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $829,000 | 4,228 |
| Surplus | $1,393,000 | 6,845 |
| Undivided profits | $9,128,000 | 2,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 1,080 |
| Income earned, not collected on loans | $681,000 | 3,483 |
| Earning assets | $121,422,000 | 3,399 |
| Long-term assets (5+ years) | $24,845,000 | 2,126 |
| Average Assets, year-to-date | $132,124,200 | 3,290 |
| Average Assets, quarterly | $131,118,000 | 3,394 |
| Volatile liabilities | $15,258,000 | 3,286 |
| Insider loans | $1,088,000 | 3,526 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $83,000 | 1,470 |
| Unused loan commitments | $5,175,000 | 4,897 |
| Tier 1 (core) risk-based capital | $11,204,000 | 3,787 |
| Tier 2 risk-based capital | $1,080,660 | 2,715 |
| Total risk weighted assets | $86,382,460 | 3,102 |
| Total unused commitments | $5,175,000 | 4,910 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $130,677,000 | 3,404 |
| Cash and due from depository institutions | $3,516,000 | 3,366 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $39,220,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $83,281,000 | 3,109 |
| Loan loss allowance | $997,000 | 3,612 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,735,000 | 2,695 |
| Other real estate owned | $236,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,689,000 | 4,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,677,000 | 3,404 |
| Total liabilities | $120,932,000 | 3,363 |
| Total deposits | $119,769,000 | 3,169 |
| Interest-bearing deposits | $107,890,000 | 3,030 |
| Deposits held in domestic offices | $119,769,000 | 3,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 4,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $575,000 | 3,627 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $388,000 | 6,223 |
| Total equity capital | $9,745,000 | 4,158 |
| Total bank equity capital | $9,745,000 | 4,158 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $829,000 | 4,414 |
| Surplus | $1,393,000 | 6,961 |
| Undivided profits | $7,523,000 | 3,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $570,000 | 3,673 |
| Earning assets | $122,601,000 | 3,323 |
| Long-term assets (5+ years) | $26,445,000 | 2,036 |
| Average Assets, year-to-date | $124,341,400 | 3,480 |
| Average Assets, quarterly | $128,795,000 | 3,428 |
| Volatile liabilities | $16,591,000 | 2,945 |
| Insider loans | $1,163,000 | 3,312 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $268,000 | 1,003 |
| Unused loan commitments | $5,345,000 | 4,728 |
| Tier 1 (core) risk-based capital | $10,118,000 | 4,079 |
| Tier 2 risk-based capital | $997,000 | 2,927 |
| Total risk weighted assets | $85,953,400 | 3,071 |
| Total unused commitments | $5,345,000 | 4,736 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $119,521,000 | 3,784 |
| Cash and due from depository institutions | $2,912,000 | 3,600 |
| Interest-bearing balances | $298,000 | 5,077 |
| Securities | $44,405,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $67,459,000 | 3,724 |
| Loan loss allowance | $968,000 | 3,805 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,870,000 | 2,566 |
| Other real estate owned | $661,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,214,000 | 5,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,521,000 | 3,784 |
| Total liabilities | $110,627,000 | 3,715 |
| Total deposits | $107,430,000 | 3,633 |
| Interest-bearing deposits | $96,844,000 | 3,497 |
| Deposits held in domestic offices | $107,430,000 | 3,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,685,000 | 1,967 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000 | 4,970 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $507,000 | 5,278 |
| Total equity capital | $8,894,000 | 4,557 |
| Total bank equity capital | $8,894,000 | 4,557 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $829,000 | 4,589 |
| Surplus | $1,393,000 | 6,996 |
| Undivided profits | $6,672,000 | 3,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 5,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $424,000 | 4,424 |
| Earning assets | $112,162,000 | 3,706 |
| Long-term assets (5+ years) | $31,745,000 | 1,815 |
| Average Assets, year-to-date | $113,209,200 | 3,869 |
| Average Assets, quarterly | $119,594,500 | 3,756 |
| Volatile liabilities | $16,984,000 | 2,728 |
| Insider loans | $16,000 | 11,339 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,697,000 | 4,520 |
| Tier 1 (core) risk-based capital | $8,894,000 | 4,462 |
| Tier 2 risk-based capital | $902,480 | 3,173 |
| Total risk weighted assets | $72,132,880 | 3,554 |
| Total unused commitments | $5,697,000 | 4,543 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 52 | 4,076 |
| Assets and Liabilities | ||
| Total Assets: | $103,828,000 | 4,382 |
| Cash and due from depository institutions | $3,070,000 | 4,076 |
| Interest-bearing balances | $298,000 | 5,633 |
| Securities | $38,716,000 | 3,569 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 11,225 |
| Net loans & leases | $57,760,000 | 4,302 |
| Loan loss allowance | $819,000 | 4,411 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,396,000 | 3,041 |
| Other real estate owned | $782,000 | 4,076 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,054,000 | 6,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,828,000 | 4,382 |
| Total liabilities | $96,055,000 | 4,333 |
| Total deposits | $95,538,000 | 4,181 |
| Interest-bearing deposits | $86,822,000 | 4,054 |
| Deposits held in domestic offices | $95,538,000 | 4,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000 | 4,960 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $507,000 | 5,754 |
| Total equity capital | $7,773,000 | 4,920 |
| Total bank equity capital | $7,773,000 | 4,920 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $829,000 | 4,813 |
| Surplus | $1,393,000 | 6,943 |
| Undivided profits | $5,551,000 | 3,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 6,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $364,000 | 5,518 |
| Earning assets | $96,824,000 | 4,287 |
| Long-term assets (5+ years) | $26,695,000 | 2,067 |
| Average Assets, year-to-date | $102,951,200 | 4,317 |
| Average Assets, quarterly | $103,345,500 | 4,371 |
| Volatile liabilities | $13,399,000 | 3,265 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,734,000 | 5,464 |
| Tier 1 (core) risk-based capital | $7,773,000 | 4,831 |
| Tier 2 risk-based capital | $776,430 | 3,632 |
| Total risk weighted assets | $62,071,630 | 4,114 |
| Total unused commitments | $3,734,000 | 5,492 |
| Derivatives | $0 | 651 |