Home > Mercantile Bank of Conway County > Income and Expense
Mercantile Bank of Conway County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 5,052 |
| Total interest expense | $2,889,000 | 4,927 |
| Net interest income | $3,319,000 | 5,081 |
| Provision for loan and lease losses | $123,000 | 4,053 |
| Total noninterest income | $434,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,332 |
| Total noninterest expense | $2,143,000 | 5,691 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $260,000 | 6,200 |
| Additional noninterest expense | $850,000 | 4,992 |
| Pre-tax net operating income | $1,487,000 | 4,488 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $1,118,000 | 4,201 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,118,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $518,000 | 3,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,118,000 | 4,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 5,271 |
| Total interest expense | $2,112,000 | 5,358 |
| Net interest income | $3,354,000 | 5,136 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $360,000 | 6,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $2,024,000 | 6,133 |
| Salaries and employee benefits | $907,000 | 6,583 |
| Premises and equipment expense | $222,000 | 7,023 |
| Additional noninterest expense | $895,000 | 5,188 |
| Pre-tax net operating income | $1,690,000 | 3,981 |
| Securities gains (losses) | $78,000 | 892 |
| Applicable income taxes | $434,000 | 4,494 |
| Income before extraordinary items | $1,334,000 | 3,519 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,334,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $1,224,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,275,500 | 3,694 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 5,467 |
| Total interest expense | $1,945,000 | 5,974 |
| Net interest income | $3,394,000 | 5,080 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $334,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,803,000 | 6,880 |
| Salaries and employee benefits | $793,000 | 7,371 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $832,000 | 5,745 |
| Pre-tax net operating income | $1,870,000 | 3,544 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $459,000 | 4,522 |
| Income before extraordinary items | $1,412,000 | 3,420 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,412,000 | 3,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $1,120,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,411,250 | 3,246 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 5,747 |
| Total interest expense | $2,288,000 | 6,434 |
| Net interest income | $3,382,000 | 5,164 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $307,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,797,000 | 6,953 |
| Salaries and employee benefits | $827,000 | 7,090 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $803,000 | 6,056 |
| Pre-tax net operating income | $1,838,000 | 3,364 |
| Securities gains (losses) | $122,000 | 2,695 |
| Applicable income taxes | $492,000 | 4,057 |
| Income before extraordinary items | $1,468,000 | 3,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,468,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 13,709 |
| Cash dividends | $1,186,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,376,500 | 3,096 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.