Home > Mercantile Bank of Conway County > Assets and Liabilities
Mercantile Bank of Conway County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $89,150,000 | 4,900 |
| Cash and due from depository institutions | $2,673,000 | 4,809 |
| Interest-bearing balances | $2,000 | 6,747 |
| Securities | $36,480,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,794 |
| Net loans & leases | $43,816,000 | 5,448 |
| Loan loss allowance | $583,000 | 5,425 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,701,000 | 4,245 |
| Other real estate owned | $0 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $855,000 | 7,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,150,000 | 4,900 |
| Total liabilities | $81,760,000 | 4,803 |
| Total deposits | $80,952,000 | 4,647 |
| Interest-bearing deposits | $71,169,000 | 4,563 |
| Deposits held in domestic offices | $80,952,000 | 4,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $97,000 | 4,391 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $711,000 | 4,826 |
| Total equity capital | $7,390,000 | 5,625 |
| Total bank equity capital | $7,390,000 | 5,625 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,005,000 | 3,485 |
| Surplus | $1,603,000 | 6,283 |
| Undivided profits | $4,782,000 | 4,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $364,000 | 6,246 |
| Earning assets | $83,923,000 | 4,795 |
| Long-term assets (5+ years) | $26,225,000 | 2,032 |
| Average Assets, year-to-date | $86,684,600 | 4,829 |
| Average Assets, quarterly | $88,837,500 | 4,851 |
| Volatile liabilities | $7,450,000 | 5,559 |
| Insider loans | $876,000 | 4,050 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,215,000 | 6,172 |
| Tier 1 (core) risk-based capital | $7,325,000 | 5,531 |
| Tier 2 risk-based capital | $583,000 | 4,669 |
| Total risk weighted assets | $49,345,600 | 5,089 |
| Total unused commitments | $3,215,000 | 6,188 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $82,814,000 | 5,150 |
| Cash and due from depository institutions | $2,537,000 | 5,090 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $39,702,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 7,859 |
| Net loans & leases | $37,676,000 | 6,029 |
| Loan loss allowance | $484,000 | 6,333 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,522,000 | 4,560 |
| Other real estate owned | $0 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,202,000 | 5,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,814,000 | 5,150 |
| Total liabilities | $76,896,000 | 5,029 |
| Total deposits | $76,460,000 | 4,821 |
| Interest-bearing deposits | $66,153,000 | 4,817 |
| Deposits held in domestic offices | $76,460,000 | 4,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $436,000 | 5,717 |
| Total equity capital | $5,918,000 | 6,349 |
| Total bank equity capital | $5,918,000 | 6,349 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,005,000 | 3,631 |
| Surplus | $1,603,000 | 6,325 |
| Undivided profits | $3,310,000 | 5,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $412,000 | 4,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $296,000 | 6,643 |
| Earning assets | $77,653,000 | 5,053 |
| Long-term assets (5+ years) | $30,508,000 | 1,804 |
| Average Assets, year-to-date | $81,836,000 | 5,107 |
| Average Assets, quarterly | $82,501,500 | 5,140 |
| Volatile liabilities | $7,488,000 | 5,332 |
| Insider loans | $551,000 | 5,381 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,039,000 | 5,520 |
| Tier 1 (core) risk-based capital | $6,725,000 | 5,828 |
| Tier 2 risk-based capital | $484,000 | 5,419 |
| Total risk weighted assets | $43,797,100 | 5,515 |
| Total unused commitments | $4,039,000 | 5,527 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $80,652,000 | 5,384 |
| Cash and due from depository institutions | $1,472,000 | 5,844 |
| Interest-bearing balances | $299,000 | 5,054 |
| Securities | $43,048,000 | 3,241 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 7,887 |
| Net loans & leases | $33,479,000 | 6,497 |
| Loan loss allowance | $478,000 | 6,569 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $864,000 | 6,706 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $814,000 | 7,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,652,000 | 5,384 |
| Total liabilities | $74,037,000 | 5,324 |
| Total deposits | $73,575,000 | 5,142 |
| Interest-bearing deposits | $64,425,000 | 5,121 |
| Deposits held in domestic offices | $73,575,000 | 5,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $462,000 | 5,666 |
| Total equity capital | $6,615,000 | 5,895 |
| Total bank equity capital | $6,615,000 | 5,895 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,005,000 | 3,755 |
| Surplus | $1,603,000 | 6,347 |
| Undivided profits | $4,007,000 | 5,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 10,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $236,000 | 7,304 |
| Earning assets | $77,801,000 | 5,151 |
| Long-term assets (5+ years) | $32,126,000 | 1,790 |
| Average Assets, year-to-date | $79,037,000 | 5,346 |
| Average Assets, quarterly | $80,494,000 | 5,340 |
| Volatile liabilities | $6,950,000 | 5,336 |
| Insider loans | $669,000 | 4,861 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,227,000 | 5,369 |
| Tier 1 (core) risk-based capital | $6,615,000 | 5,812 |
| Tier 2 risk-based capital | $478,000 | 5,478 |
| Total risk weighted assets | $39,742,700 | 5,920 |
| Total unused commitments | $4,227,000 | 5,389 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $75,492,000 | 5,758 |
| Cash and due from depository institutions | $1,975,000 | 6,386 |
| Interest-bearing balances | $298,000 | 5,633 |
| Securities | $40,419,000 | 3,388 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 6,217 |
| Net loans & leases | $29,307,000 | 7,175 |
| Loan loss allowance | $413,000 | 7,347 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $574,000 | 8,397 |
| Other real estate owned | $25,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,042,000 | 6,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,492,000 | 5,758 |
| Total liabilities | $69,169,000 | 5,724 |
| Total deposits | $68,626,000 | 5,587 |
| Interest-bearing deposits | $59,424,000 | 5,630 |
| Deposits held in domestic offices | $68,626,000 | 5,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $543,000 | 5,453 |
| Total equity capital | $6,323,000 | 5,888 |
| Total bank equity capital | $6,323,000 | 5,888 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,005,000 | 3,922 |
| Surplus | $1,603,000 | 6,290 |
| Undivided profits | $3,715,000 | 5,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $244,000 | 7,651 |
| Earning assets | $72,174,000 | 5,533 |
| Long-term assets (5+ years) | $26,316,000 | 2,093 |
| Average Assets, year-to-date | $72,647,200 | 5,810 |
| Average Assets, quarterly | $74,054,000 | 5,796 |
| Volatile liabilities | $7,644,000 | 4,956 |
| Insider loans | $61,000 | 6,816 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,269,000 | 6,957 |
| Tier 1 (core) risk-based capital | $6,323,000 | 5,813 |
| Tier 2 risk-based capital | $413,000 | 6,114 |
| Total risk weighted assets | $39,079,900 | 6,040 |
| Total unused commitments | $2,269,000 | 6,986 |
| Derivatives | $0 | 651 |