Home > Mercantile Bank of Clay County > Income and Expense
Mercantile Bank of Clay County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 7,303 |
| Total interest expense | $1,749,000 | 7,018 |
| Net interest income | $1,956,000 | 7,402 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,593 |
| Total noninterest expense | $1,230,000 | 8,110 |
| Salaries and employee benefits | $532,000 | 8,835 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $551,000 | 6,862 |
| Pre-tax net operating income | $1,096,000 | 5,612 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $384,000 | 5,087 |
| Income before extraordinary items | $712,000 | 5,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $712,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $712,000 | 5,897 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 7,780 |
| Total interest expense | $1,249,000 | 7,723 |
| Net interest income | $1,937,000 | 7,713 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $484,000 | 5,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $1,287,000 | 8,293 |
| Salaries and employee benefits | $591,000 | 8,665 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $553,000 | 7,398 |
| Pre-tax net operating income | $1,134,000 | 5,450 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $394,000 | 4,811 |
| Income before extraordinary items | $754,000 | 5,590 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $754,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $425,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $744,760 | 5,709 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 7,663 |
| Total interest expense | $1,368,000 | 7,644 |
| Net interest income | $2,040,000 | 7,553 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $407,000 | 6,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,508 |
| Total noninterest expense | $1,285,000 | 8,564 |
| Salaries and employee benefits | $578,000 | 8,992 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $563,000 | 7,659 |
| Pre-tax net operating income | $1,162,000 | 5,295 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $395,000 | 5,055 |
| Income before extraordinary items | $767,000 | 5,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $767,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $767,000 | 5,498 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 7,972 |
| Total interest expense | $1,753,000 | 7,752 |
| Net interest income | $1,899,000 | 8,043 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $368,000 | 6,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $1,266,000 | 8,784 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $566,000 | 7,804 |
| Pre-tax net operating income | $1,001,000 | 5,613 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $331,000 | 5,563 |
| Income before extraordinary items | $674,000 | 6,073 |
| Extraordinary gains, net | $68,000 | 900 |
| Net income | $742,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 13,092 |
| Cash dividends | $325,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $671,320 | 5,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.