Home > Mercantile Bank of Clay County > Assets and Liabilities
Mercantile Bank of Clay County, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 17 | 8,427 |
Assets and Liabilities | ||
Total Assets: | $52,469,000 | 7,230 |
Cash and due from depository institutions | $2,820,000 | 8,427 |
Interest-bearing balances | $0 | 6,853 |
Securities | $8,042,000 | 8,981 |
Federal funds sold & reverse repurchase agreements | $5,850,000 | 2,483 |
Net loans & leases | $34,374,000 | 6,444 |
Loan loss allowance | $794,000 | 4,271 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $398,000 | 8,888 |
Other real estate owned | $0 | 8,427 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $985,000 | 6,449 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $52,469,000 | 7,230 |
Total liabilities | $48,145,000 | 7,132 |
Total deposits | $46,386,000 | 7,090 |
Interest-bearing deposits | $41,191,000 | 6,908 |
Deposits held in domestic offices | $46,386,000 | 7,085 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $1,500,000 | 2,600 |
Subordinated debt | $0 | 337 |
All other liabilities | $259,000 | 8,847 |
Total equity capital | $4,324,000 | 8,007 |
Total bank equity capital | $4,324,000 | 8,007 |
Perpetual preferred stock | $0 | 288 |
Common stock | $400,000 | 6,077 |
Surplus | $2,100,000 | 5,341 |
Undivided profits | $1,824,000 | 7,763 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $40,000 | 9,565 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $540,000 | 4,402 |
Earning assets | $48,266,000 | 7,198 |
Long-term assets (5+ years) | $1,144,000 | 8,809 |
Average Assets, year-to-date | $49,278,400 | 7,280 |
Average Assets, quarterly | $51,438,000 | 7,252 |
Volatile liabilities | $7,651,000 | 5,448 |
Insider loans | $1,367,000 | 2,978 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $14,086,000 | 2,549 |
Tier 1 (core) risk-based capital | $4,266,000 | 7,939 |
Tier 2 risk-based capital | $450,200 | 5,726 |
Total risk weighted assets | $35,672,500 | 6,474 |
Total unused commitments | $14,086,000 | 2,560 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 18 | 8,561 |
Assets and Liabilities | ||
Total Assets: | $46,678,000 | 7,820 |
Cash and due from depository institutions | $2,028,000 | 8,561 |
Interest-bearing balances | $0 | 7,034 |
Securities | $8,205,000 | 9,453 |
Federal funds sold & reverse repurchase agreements | $2,160,000 | 3,580 |
Net loans & leases | $32,874,000 | 6,629 |
Loan loss allowance | $795,000 | 4,357 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $409,000 | 9,080 |
Other real estate owned | $38,000 | 8,561 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $964,000 | 6,892 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,678,000 | 7,820 |
Total liabilities | $42,315,000 | 7,788 |
Total deposits | $40,487,000 | 7,772 |
Interest-bearing deposits | $36,472,000 | 7,531 |
Deposits held in domestic offices | $40,487,000 | 7,763 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,000,000 | 3,341 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $500,000 | 3,719 |
Subordinated debt | $0 | 372 |
All other liabilities | $328,000 | 6,935 |
Total equity capital | $4,363,000 | 7,780 |
Total bank equity capital | $4,363,000 | 7,780 |
Perpetual preferred stock | $0 | 310 |
Common stock | $400,000 | 6,431 |
Surplus | $2,100,000 | 5,336 |
Undivided profits | $1,863,000 | 7,372 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $118,000 | 8,101 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $398,000 | 5,203 |
Earning assets | $43,239,000 | 7,733 |
Long-term assets (5+ years) | $4,677,000 | 6,189 |
Average Assets, year-to-date | $46,123,800 | 7,730 |
Average Assets, quarterly | $45,974,500 | 7,842 |
Volatile liabilities | $4,239,000 | 7,333 |
Insider loans | $1,266,000 | 3,105 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $11,731,000 | 2,805 |
Tier 1 (core) risk-based capital | $4,454,000 | 7,769 |
Tier 2 risk-based capital | $414,350 | 6,068 |
Total risk weighted assets | $32,767,150 | 6,842 |
Total unused commitments | $11,731,000 | 2,816 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 18 | 8,903 |
Assets and Liabilities | ||
Total Assets: | $46,589,000 | 8,068 |
Cash and due from depository institutions | $2,086,000 | 8,903 |
Interest-bearing balances | $0 | 7,655 |
Securities | $8,893,000 | 9,508 |
Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,473 |
Net loans & leases | $32,569,000 | 6,623 |
Loan loss allowance | $801,000 | 4,464 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $440,000 | 9,125 |
Other real estate owned | $66,000 | 8,903 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $935,000 | 6,439 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,589,000 | 8,068 |
Total liabilities | $42,464,000 | 8,040 |
Total deposits | $40,921,000 | 8,054 |
Interest-bearing deposits | $37,082,000 | 7,770 |
Deposits held in domestic offices | $40,921,000 | 8,047 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,120,000 | 2,669 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $112,000 | 4,327 |
Subordinated debt | $0 | 413 |
All other liabilities | $311,000 | 7,384 |
Total equity capital | $4,125,000 | 8,237 |
Total bank equity capital | $4,125,000 | 8,237 |
Perpetual preferred stock | $0 | 343 |
Common stock | $400,000 | 6,744 |
Surplus | $2,100,000 | 5,317 |
Undivided profits | $1,625,000 | 8,166 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,000 | 12,160 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $396,000 | 4,707 |
Earning assets | $43,062,000 | 8,006 |
Long-term assets (5+ years) | $7,998,000 | 5,020 |
Average Assets, year-to-date | $47,063,400 | 7,892 |
Average Assets, quarterly | $46,660,500 | 8,012 |
Volatile liabilities | $4,737,000 | 6,739 |
Insider loans | $997,000 | 3,751 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $10,701,000 | 2,953 |
Tier 1 (core) risk-based capital | $4,125,000 | 8,153 |
Tier 2 risk-based capital | $424,700 | 5,979 |
Total risk weighted assets | $33,599,300 | 6,695 |
Total unused commitments | $10,701,000 | 2,972 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 18 | 9,137 |
Assets and Liabilities | ||
Total Assets: | $49,930,000 | 7,864 |
Cash and due from depository institutions | $3,275,000 | 9,137 |
Interest-bearing balances | $0 | 8,059 |
Securities | $11,520,000 | 8,569 |
Federal funds sold & reverse repurchase agreements | $3,080,000 | 4,942 |
Net loans & leases | $30,576,000 | 6,964 |
Loan loss allowance | $778,000 | 4,589 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $493,000 | 8,969 |
Other real estate owned | $69,000 | 9,137 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $917,000 | 6,755 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,930,000 | 7,864 |
Total liabilities | $46,322,000 | 7,766 |
Total deposits | $45,932,000 | 7,646 |
Interest-bearing deposits | $40,772,000 | 7,529 |
Deposits held in domestic offices | $45,932,000 | 7,639 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $390,000 | 6,930 |
Total equity capital | $3,608,000 | 8,780 |
Total bank equity capital | $3,608,000 | 8,780 |
Perpetual preferred stock | $0 | 346 |
Common stock | $400,000 | 7,082 |
Surplus | $2,100,000 | 5,221 |
Undivided profits | $1,108,000 | 9,300 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $103,000 | 10,029 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $409,000 | 4,956 |
Earning assets | $45,176,000 | 7,899 |
Long-term assets (5+ years) | $8,531,000 | 4,778 |
Average Assets, year-to-date | $46,622,800 | 8,064 |
Average Assets, quarterly | $48,589,500 | 7,943 |
Volatile liabilities | $5,847,000 | 5,980 |
Insider loans | $33,000 | 7,784 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $10,540,000 | 2,849 |
Tier 1 (core) risk-based capital | $3,608,000 | 8,707 |
Tier 2 risk-based capital | $443,230 | 5,760 |
Total risk weighted assets | $35,123,630 | 6,538 |
Total unused commitments | $10,540,000 | 2,862 |
Derivatives | $0 | 651 |