Home > Mercantile Bank of Chariton > Income and Expense
Mercantile Bank of Chariton, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 8,065 |
| Total interest expense | $1,397,000 | 7,983 |
| Net interest income | $1,699,000 | 8,021 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $296,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,089,000 | 8,618 |
| Salaries and employee benefits | $436,000 | 9,649 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $524,000 | 7,082 |
| Pre-tax net operating income | $766,000 | 6,976 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $252,000 | 6,622 |
| Income before extraordinary items | $528,000 | 7,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $528,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $501,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $518,480 | 7,095 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 8,406 |
| Total interest expense | $1,151,000 | 8,094 |
| Net interest income | $1,635,000 | 8,496 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $408,000 | 6,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,679 |
| Total noninterest expense | $1,111,000 | 8,939 |
| Salaries and employee benefits | $434,000 | 9,968 |
| Premises and equipment expense | $131,000 | 9,070 |
| Additional noninterest expense | $546,000 | 7,455 |
| Pre-tax net operating income | $872,000 | 6,530 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $585,000 | 6,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $585,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $582,990 | 6,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 8,762 |
| Total interest expense | $1,173,000 | 8,383 |
| Net interest income | $1,564,000 | 8,911 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $401,000 | 6,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 5,118 |
| Total noninterest expense | $1,144,000 | 9,133 |
| Salaries and employee benefits | $503,000 | 9,638 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $785,000 | 6,895 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $245,000 | 6,880 |
| Income before extraordinary items | $540,000 | 7,226 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $540,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $540,000 | 6,974 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 9,283 |
| Total interest expense | $1,350,000 | 9,025 |
| Net interest income | $1,472,000 | 9,368 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,038,000 | 9,816 |
| Salaries and employee benefits | $468,000 | 10,112 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $455,000 | 8,919 |
| Pre-tax net operating income | $696,000 | 7,121 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $493,000 | 7,400 |
| Extraordinary gains, net | $13,000 | 1,300 |
| Net income | $506,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $305,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $483,900 | 7,102 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.