Home > Mercantile Bank of Centralia > Income and Expense
Mercantile Bank of Centralia, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 4,439 |
| Total interest expense | $2,722,000 | 5,191 |
| Net interest income | $4,485,000 | 3,914 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $855,000 | 3,505 |
| Gross Fiduciary activities income | $377,000 | 819 |
| Service charges on deposit accounts | $309,000 | 4,187 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $2,824,000 | 4,506 |
| Salaries and employee benefits | $1,366,000 | 4,661 |
| Premises and equipment expense | $392,000 | 4,624 |
| Additional noninterest expense | $1,066,000 | 4,141 |
| Pre-tax net operating income | $2,376,000 | 2,993 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $819,000 | 2,826 |
| Income before extraordinary items | $1,557,000 | 3,134 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,557,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,192 |
| Cash dividends | $1,300,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,557,000 | 3,109 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 4,389 |
| Total interest expense | $2,336,000 | 4,922 |
| Net interest income | $4,379,000 | 4,020 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $900,000 | 3,359 |
| Gross Fiduciary activities income | $433,000 | 785 |
| Service charges on deposit accounts | $324,000 | 4,092 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $143,000 | 6,348 |
| Total noninterest expense | $3,129,000 | 4,253 |
| Salaries and employee benefits | $1,366,000 | 4,672 |
| Premises and equipment expense | $451,000 | 4,141 |
| Additional noninterest expense | $1,312,000 | 3,742 |
| Pre-tax net operating income | $1,910,000 | 3,566 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $605,000 | 3,500 |
| Income before extraordinary items | $1,306,000 | 3,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,306,000 | 3,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,895 |
| Cash dividends | $2,267,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,305,320 | 3,619 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 4,106 |
| Total interest expense | $2,815,000 | 4,348 |
| Net interest income | $4,563,000 | 3,880 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $986,000 | 3,376 |
| Gross Fiduciary activities income | $475,000 | 781 |
| Service charges on deposit accounts | $368,000 | 3,709 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $3,347,000 | 4,080 |
| Salaries and employee benefits | $1,606,000 | 4,012 |
| Premises and equipment expense | $435,000 | 4,387 |
| Additional noninterest expense | $1,306,000 | 3,920 |
| Pre-tax net operating income | $2,129,000 | 3,117 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $658,000 | 3,310 |
| Income before extraordinary items | $1,473,000 | 3,295 |
| Extraordinary gains, net | $-18,000 | 12,434 |
| Net income | $1,455,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,580 |
| Cash dividends | $1,164,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,471,620 | 3,125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 3,993 |
| Total interest expense | $4,090,000 | 3,997 |
| Net interest income | $4,567,000 | 3,949 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $916,000 | 3,571 |
| Gross Fiduciary activities income | $427,000 | 819 |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $170,000 | 6,222 |
| Total noninterest expense | $3,441,000 | 3,988 |
| Salaries and employee benefits | $1,622,000 | 3,948 |
| Premises and equipment expense | $435,000 | 4,476 |
| Additional noninterest expense | $1,384,000 | 3,828 |
| Pre-tax net operating income | $2,042,000 | 3,047 |
| Securities gains (losses) | $-33,000 | 13,601 |
| Applicable income taxes | $560,000 | 3,633 |
| Income before extraordinary items | $1,449,000 | 3,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,449,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,472,760 | 2,891 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.