Home > Mercantile Bank of Central Missouri > Income and Expense
Mercantile Bank of Central Missouri, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $77,486,000 | 487 |
| Total interest expense | $38,348,000 | 489 |
| Net interest income | $39,138,000 | 494 |
| Provision for loan and lease losses | $1,285,000 | 814 |
| Total noninterest income | $8,056,000 | 660 |
| Gross Fiduciary activities income | $26,000 | 1,253 |
| Service charges on deposit accounts | $3,911,000 | 347 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,119,000 | 698 |
| Total noninterest expense | $23,978,000 | 627 |
| Salaries and employee benefits | $11,528,000 | 603 |
| Premises and equipment expense | $2,825,000 | 725 |
| Additional noninterest expense | $9,625,000 | 607 |
| Pre-tax net operating income | $21,931,000 | 424 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $7,980,000 | 427 |
| Income before extraordinary items | $13,952,000 | 453 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,952,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,721,000 | 550 |
| Cash dividends | $8,600,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $13,951,360 | 434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,563,000 | 4,825 |
| Total interest expense | $2,918,000 | 4,905 |
| Net interest income | $3,645,000 | 4,667 |
| Provision for loan and lease losses | $308,000 | 2,518 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,735 |
| Total noninterest expense | $2,605,000 | 4,839 |
| Salaries and employee benefits | $1,542,000 | 4,211 |
| Premises and equipment expense | $453,000 | 4,093 |
| Additional noninterest expense | $610,000 | 6,299 |
| Pre-tax net operating income | $1,032,000 | 5,625 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $334,000 | 5,483 |
| Income before extraordinary items | $694,000 | 5,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $694,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $846,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $696,720 | 5,715 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 5,116 |
| Total interest expense | $2,694,000 | 5,240 |
| Net interest income | $3,428,000 | 4,951 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,217 |
| Total noninterest expense | $2,440,000 | 5,105 |
| Salaries and employee benefits | $1,446,000 | 4,433 |
| Premises and equipment expense | $407,000 | 4,478 |
| Additional noninterest expense | $587,000 | 6,617 |
| Pre-tax net operating income | $1,276,000 | 5,034 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $366,000 | 5,263 |
| Income before extraordinary items | $873,000 | 5,105 |
| Extraordinary gains, net | $131,000 | 15 |
| Net income | $1,004,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $846,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $898,900 | 4,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 5,375 |
| Total interest expense | $1,964,000 | 5,691 |
| Net interest income | $3,361,000 | 5,124 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $310,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,643 |
| Total noninterest expense | $2,355,000 | 5,438 |
| Salaries and employee benefits | $1,387,000 | 4,611 |
| Premises and equipment expense | $307,000 | 5,617 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $1,316,000 | 4,892 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $379,000 | 4,948 |
| Income before extraordinary items | $935,000 | 4,750 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $935,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $846,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $936,420 | 4,793 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 5,405 |
| Total interest expense | $1,959,000 | 5,933 |
| Net interest income | $3,458,000 | 5,007 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $2,256,000 | 5,749 |
| Salaries and employee benefits | $1,386,000 | 4,601 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $609,000 | 7,251 |
| Pre-tax net operating income | $1,430,000 | 4,507 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $439,000 | 4,676 |
| Income before extraordinary items | $1,000,000 | 4,709 |
| Extraordinary gains, net | $136,000 | 1,318 |
| Net income | $1,136,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $845,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $993,790 | 4,487 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 5,671 |
| Total interest expense | $2,543,000 | 5,911 |
| Net interest income | $3,227,000 | 5,368 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $1,961,000 | 6,479 |
| Salaries and employee benefits | $1,257,000 | 4,953 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $456,000 | 8,908 |
| Pre-tax net operating income | $1,462,000 | 4,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $352,000 | 5,327 |
| Income before extraordinary items | $1,110,000 | 4,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,110,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $799,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,110,000 | 3,790 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.