Home > Mercantile Bank of Central Missouri > Income and Expense
Mercantile Bank of Central Missouri, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $66,928,000 | 589 |
| Total interest expense | $31,253,000 | 598 |
| Net interest income | $35,675,000 | 570 |
| Provision for loan and lease losses | $1,656,000 | 713 |
| Total noninterest income | $6,884,000 | 754 |
| Gross Fiduciary activities income | $28,000 | 1,317 |
| Service charges on deposit accounts | $3,650,000 | 409 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,206,000 | 841 |
| Total noninterest expense | $21,646,000 | 743 |
| Salaries and employee benefits | $9,928,000 | 705 |
| Premises and equipment expense | $2,596,000 | 833 |
| Additional noninterest expense | $9,122,000 | 721 |
| Pre-tax net operating income | $19,257,000 | 468 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $4,920,000 | 597 |
| Income before extraordinary items | $14,338,000 | 438 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,338,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,316,000 | 427 |
| Cash dividends | $37,000,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,337,260 | 435 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 6,258 |
| Total interest expense | $1,962,000 | 6,555 |
| Net interest income | $2,720,000 | 5,938 |
| Provision for loan and lease losses | $312,000 | 2,221 |
| Total noninterest income | $419,000 | 5,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $1,657,000 | 6,831 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $669,000 | 6,065 |
| Pre-tax net operating income | $1,170,000 | 5,344 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $732,000 | 5,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $732,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,397 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $732,000 | 5,784 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 6,805 |
| Total interest expense | $1,372,000 | 7,301 |
| Net interest income | $2,544,000 | 6,378 |
| Provision for loan and lease losses | $333,000 | 2,097 |
| Total noninterest income | $466,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $1,408,000 | 7,889 |
| Salaries and employee benefits | $650,000 | 8,270 |
| Premises and equipment expense | $131,000 | 9,070 |
| Additional noninterest expense | $627,000 | 6,837 |
| Pre-tax net operating income | $1,269,000 | 5,028 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $476,000 | 4,208 |
| Income before extraordinary items | $793,000 | 5,399 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $793,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,156 |
| Cash dividends | $760,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $793,000 | 5,461 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 7,277 |
| Total interest expense | $1,368,000 | 7,644 |
| Net interest income | $2,324,000 | 6,888 |
| Provision for loan and lease losses | $276,000 | 3,190 |
| Total noninterest income | $451,000 | 5,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $1,268,000 | 8,628 |
| Salaries and employee benefits | $561,000 | 9,115 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $589,000 | 7,445 |
| Pre-tax net operating income | $1,231,000 | 5,091 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $451,000 | 4,580 |
| Income before extraordinary items | $784,000 | 5,651 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $768,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $692,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $781,440 | 5,432 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 7,670 |
| Total interest expense | $1,706,000 | 7,874 |
| Net interest income | $2,173,000 | 7,307 |
| Provision for loan and lease losses | $276,000 | 4,334 |
| Total noninterest income | $417,000 | 6,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 4,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,196,000 | 9,054 |
| Salaries and employee benefits | $507,000 | 9,719 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $586,000 | 7,638 |
| Pre-tax net operating income | $1,118,000 | 5,193 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $394,000 | 4,856 |
| Income before extraordinary items | $742,000 | 5,673 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $742,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 4,433 |
| Cash dividends | $624,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $730,300 | 5,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.