Home > Mercantile Bank of Central Missouri > Assets and Liabilities
Mercantile Bank of Central Missouri, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 314 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $840,683,000 | 631 |
| Cash and due from depository institutions | $11,480,000 | 597 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $157,205,000 | 797 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 850 |
| Net loans & leases | $637,136,000 | 560 |
| Loan loss allowance | $9,435,000 | 557 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,562,000 | 709 |
| Other real estate owned | $340,000 | 597 |
| Goodwill and other intangibles | $680,000 | 1,509 |
| All other assets | $8,280,000 | 1,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $840,683,000 | 631 |
| Total liabilities | $785,059,000 | 619 |
| Total deposits | $743,793,000 | 567 |
| Interest-bearing deposits | $676,867,000 | 541 |
| Deposits held in domestic offices | $743,793,000 | 560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,350,000 | 646 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,691,000 | 2,896 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,225,000 | 771 |
| Total equity capital | $55,624,000 | 845 |
| Total bank equity capital | $55,624,000 | 845 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,569,000 | 683 |
| Surplus | $46,026,000 | 467 |
| Undivided profits | $4,029,000 | 5,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,487,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 741 |
| Income earned, not collected on loans | $4,019,000 | 580 |
| Earning assets | $809,341,000 | 606 |
| Long-term assets (5+ years) | $50,395,000 | 1,279 |
| Average Assets, year-to-date | $845,776,600 | 610 |
| Average Assets, quarterly | $840,386,500 | 625 |
| Volatile liabilities | $94,796,000 | 908 |
| Insider loans | $1,000 | 10,250 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,136,000 | 418 |
| Unused loan commitments | $81,609,000 | 763 |
| Tier 1 (core) risk-based capital | $54,424,000 | 813 |
| Tier 2 risk-based capital | $6,382,770 | 615 |
| Total risk weighted assets | $507,568,970 | 653 |
| Total unused commitments | $81,609,000 | 769 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $60,924,000 | 6,572 |
| Cash and due from depository institutions | $2,081,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,987,000 | 11,029 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $52,781,000 | 4,788 |
| Loan loss allowance | $807,000 | 4,220 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,252,000 | 5,257 |
| Other real estate owned | $0 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $823,000 | 7,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,924,000 | 6,572 |
| Total liabilities | $56,273,000 | 6,433 |
| Total deposits | $55,879,000 | 6,250 |
| Interest-bearing deposits | $50,533,000 | 6,023 |
| Deposits held in domestic offices | $55,879,000 | 6,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $394,000 | 7,217 |
| Total equity capital | $4,651,000 | 7,669 |
| Total bank equity capital | $4,651,000 | 7,669 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $4,051,000 | 5,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 7,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $460,000 | 5,134 |
| Earning assets | $56,768,000 | 6,498 |
| Long-term assets (5+ years) | $5,494,000 | 5,572 |
| Average Assets, year-to-date | $54,830,200 | 6,833 |
| Average Assets, quarterly | $59,240,500 | 6,634 |
| Volatile liabilities | $2,732,000 | 8,827 |
| Insider loans | $485,000 | 5,750 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,733,000 | 3,862 |
| Tier 1 (core) risk-based capital | $4,586,000 | 7,614 |
| Tier 2 risk-based capital | $536,860 | 4,996 |
| Total risk weighted assets | $42,678,760 | 5,672 |
| Total unused commitments | $7,733,000 | 3,875 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $49,240,000 | 7,578 |
| Cash and due from depository institutions | $1,418,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,979,000 | 12,065 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $42,814,000 | 5,525 |
| Loan loss allowance | $708,000 | 4,787 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,101,000 | 5,747 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $628,000 | 8,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,240,000 | 7,578 |
| Total liabilities | $45,086,000 | 7,506 |
| Total deposits | $44,821,000 | 7,325 |
| Interest-bearing deposits | $41,049,000 | 6,973 |
| Deposits held in domestic offices | $44,821,000 | 7,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $265,000 | 7,848 |
| Total equity capital | $4,154,000 | 8,007 |
| Total bank equity capital | $4,154,000 | 8,007 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $3,554,000 | 5,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 7,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $349,000 | 5,835 |
| Earning assets | $46,093,000 | 7,457 |
| Long-term assets (5+ years) | $4,197,000 | 6,485 |
| Average Assets, year-to-date | $48,398,000 | 7,540 |
| Average Assets, quarterly | $49,240,500 | 7,543 |
| Volatile liabilities | $1,110,000 | 10,919 |
| Insider loans | $421,000 | 6,190 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,762,000 | 5,721 |
| Tier 1 (core) risk-based capital | $4,154,000 | 8,098 |
| Tier 2 risk-based capital | $442,010 | 5,812 |
| Total risk weighted assets | $35,094,410 | 6,512 |
| Total unused commitments | $3,762,000 | 5,727 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $48,638,000 | 7,879 |
| Cash and due from depository institutions | $1,827,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,359,000 | 11,581 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $38,437,000 | 5,893 |
| Loan loss allowance | $623,000 | 5,439 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $392,000 | 9,485 |
| Other real estate owned | $85,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $538,000 | 9,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,638,000 | 7,879 |
| Total liabilities | $44,517,000 | 7,823 |
| Total deposits | $44,296,000 | 7,667 |
| Interest-bearing deposits | $41,021,000 | 7,279 |
| Deposits held in domestic offices | $44,296,000 | 7,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $221,000 | 8,831 |
| Total equity capital | $4,121,000 | 8,242 |
| Total bank equity capital | $4,121,000 | 8,242 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $3,521,000 | 5,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 9,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $285,000 | 6,336 |
| Earning assets | $45,796,000 | 7,733 |
| Long-term assets (5+ years) | $3,829,000 | 7,175 |
| Average Assets, year-to-date | $45,480,400 | 8,029 |
| Average Assets, quarterly | $46,134,500 | 8,051 |
| Volatile liabilities | $802,000 | 11,757 |
| Insider loans | $131,000 | 9,253 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,688,000 | 4,527 |
| Tier 1 (core) risk-based capital | $4,121,000 | 8,158 |
| Tier 2 risk-based capital | $406,020 | 6,190 |
| Total risk weighted assets | $32,264,320 | 6,903 |
| Total unused commitments | $5,688,000 | 4,550 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $46,822,000 | 8,207 |
| Cash and due from depository institutions | $1,423,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,486,000 | 9,802 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $32,943,000 | 6,588 |
| Loan loss allowance | $561,000 | 5,934 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $391,000 | 9,730 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $579,000 | 9,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,822,000 | 8,207 |
| Total liabilities | $42,777,000 | 8,188 |
| Total deposits | $42,546,000 | 8,049 |
| Interest-bearing deposits | $39,052,000 | 7,732 |
| Deposits held in domestic offices | $42,546,000 | 8,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $231,000 | 9,373 |
| Total equity capital | $4,045,000 | 8,214 |
| Total bank equity capital | $4,045,000 | 8,214 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $3,445,000 | 5,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 8,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $248,000 | 7,575 |
| Earning assets | $44,429,000 | 7,991 |
| Long-term assets (5+ years) | $4,718,000 | 6,702 |
| Average Assets, year-to-date | $44,224,200 | 8,338 |
| Average Assets, quarterly | $45,374,000 | 8,315 |
| Volatile liabilities | $914,000 | 11,951 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,330,000 | 5,776 |
| Tier 1 (core) risk-based capital | $4,045,000 | 8,152 |
| Tier 2 risk-based capital | $362,660 | 6,728 |
| Total risk weighted assets | $28,814,760 | 7,536 |
| Total unused commitments | $3,330,000 | 5,804 |
| Derivatives | $0 | 651 |