Home > Mercantile Bank of Centerville > Income and Expense
Mercantile Bank of Centerville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 6,160 |
| Total interest expense | $2,032,000 | 6,391 |
| Net interest income | $2,778,000 | 5,847 |
| Provision for loan and lease losses | $163,000 | 3,478 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,244 |
| Total noninterest expense | $1,817,000 | 6,412 |
| Salaries and employee benefits | $684,000 | 7,827 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $951,000 | 4,547 |
| Pre-tax net operating income | $1,220,000 | 5,186 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $452,000 | 4,514 |
| Income before extraordinary items | $788,000 | 5,504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $788,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $775,200 | 5,553 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 6,536 |
| Total interest expense | $1,555,000 | 6,740 |
| Net interest income | $2,582,000 | 6,308 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $573,000 | 4,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,126 |
| Total noninterest expense | $1,740,000 | 6,869 |
| Salaries and employee benefits | $699,000 | 7,889 |
| Premises and equipment expense | $182,000 | 7,818 |
| Additional noninterest expense | $859,000 | 5,386 |
| Pre-tax net operating income | $1,391,000 | 4,694 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $328,000 | 5,539 |
| Income before extraordinary items | $1,066,000 | 4,289 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,066,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,063,720 | 4,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 6,926 |
| Total interest expense | $1,489,000 | 7,242 |
| Net interest income | $2,462,000 | 6,622 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $471,000 | 5,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,647 |
| Total noninterest expense | $1,561,000 | 7,617 |
| Salaries and employee benefits | $700,000 | 7,999 |
| Premises and equipment expense | $186,000 | 7,988 |
| Additional noninterest expense | $675,000 | 6,747 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $447,000 | 4,608 |
| Income before extraordinary items | $901,000 | 5,090 |
| Extraordinary gains, net | $660,000 | 341 |
| Net income | $1,561,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $425,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $901,000 | 4,869 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 7,287 |
| Total interest expense | $2,002,000 | 7,104 |
| Net interest income | $2,167,000 | 7,324 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $469,000 | 5,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $1,542,000 | 7,770 |
| Salaries and employee benefits | $672,000 | 8,207 |
| Premises and equipment expense | $179,000 | 8,342 |
| Additional noninterest expense | $691,000 | 6,815 |
| Pre-tax net operating income | $1,094,000 | 5,287 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $1,018,000 | 4,423 |
| Extraordinary gains, net | $351,000 | 270 |
| Net income | $1,369,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $640,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,017,070 | 4,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.