Home > Mercantile Bank of Carlyle > Income and Expense
Mercantile Bank of Carlyle, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 8,503 |
| Total interest expense | $1,293,000 | 8,300 |
| Net interest income | $1,506,000 | 8,521 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $193,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,089,000 | 8,618 |
| Salaries and employee benefits | $511,000 | 9,014 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $467,000 | 7,543 |
| Pre-tax net operating income | $575,000 | 8,022 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $442,000 | 7,707 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $442,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $442,000 | 7,679 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 8,537 |
| Total interest expense | $1,195,000 | 7,921 |
| Net interest income | $1,512,000 | 8,854 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $139,000 | 9,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,105,000 | 8,963 |
| Salaries and employee benefits | $568,000 | 8,834 |
| Premises and equipment expense | $142,000 | 8,775 |
| Additional noninterest expense | $395,000 | 8,875 |
| Pre-tax net operating income | $486,000 | 8,754 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $405,000 | 8,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $405,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $354,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $405,000 | 8,202 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 8,226 |
| Total interest expense | $1,413,000 | 7,497 |
| Net interest income | $1,648,000 | 8,650 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $1,192,000 | 8,919 |
| Salaries and employee benefits | $574,000 | 9,022 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $490,000 | 8,325 |
| Pre-tax net operating income | $573,000 | 8,146 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $106,000 | 9,601 |
| Income before extraordinary items | $467,000 | 7,824 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $490,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,427 |
| Cash dividends | $527,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $467,000 | 7,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 7,901 |
| Total interest expense | $2,042,000 | 7,024 |
| Net interest income | $1,662,000 | 8,770 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,197,000 | 9,049 |
| Salaries and employee benefits | $533,000 | 9,445 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $521,000 | 8,266 |
| Pre-tax net operating income | $615,000 | 7,599 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $495,000 | 7,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $495,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $523,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $495,000 | 6,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.