Home > Mercantile Bank of Boone County > Income and Expense
Mercantile Bank of Boone County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 5,402 |
| Total interest expense | $2,888,000 | 4,930 |
| Net interest income | $2,859,000 | 5,717 |
| Provision for loan and lease losses | $530,000 | 1,496 |
| Total noninterest income | $420,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $1,902,000 | 6,223 |
| Salaries and employee benefits | $765,000 | 7,315 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $885,000 | 4,832 |
| Pre-tax net operating income | $847,000 | 6,660 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $321,000 | 5,768 |
| Income before extraordinary items | $526,000 | 7,054 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $526,000 | 7,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,740 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $526,000 | 7,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 8,165 |
| Total interest expense | $1,158,000 | 8,068 |
| Net interest income | $1,775,000 | 8,108 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $350,000 | 6,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $1,486,000 | 7,643 |
| Salaries and employee benefits | $629,000 | 8,413 |
| Premises and equipment expense | $260,000 | 6,355 |
| Additional noninterest expense | $597,000 | 7,063 |
| Pre-tax net operating income | $519,000 | 8,528 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $322,000 | 8,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $322,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $232,000 | 5,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $322,000 | 8,964 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 8,789 |
| Total interest expense | $1,173,000 | 8,383 |
| Net interest income | $1,552,000 | 8,940 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,544,000 | 7,678 |
| Salaries and employee benefits | $667,000 | 8,248 |
| Premises and equipment expense | $221,000 | 7,269 |
| Additional noninterest expense | $656,000 | 6,902 |
| Pre-tax net operating income | $335,000 | 9,941 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $132,000 | 9,038 |
| Income before extraordinary items | $203,000 | 10,615 |
| Extraordinary gains, net | $126,000 | 1,380 |
| Net income | $329,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $76,000 | 7,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $203,000 | 10,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 10,839 |
| Total interest expense | $992,000 | 10,431 |
| Net interest income | $1,041,000 | 10,933 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $243,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $952,000 | 10,195 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $420,000 | 9,333 |
| Pre-tax net operating income | $279,000 | 10,344 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $109,000 | 9,667 |
| Income before extraordinary items | $172,000 | 10,960 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $172,000 | 11,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,720 | 10,658 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.