Home > Mercantile Bank of Boone County > Assets and Liabilities
Mercantile Bank of Boone County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $86,595,000 | 5,032 |
| Cash and due from depository institutions | $2,496,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,066,000 | 9,741 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 7,013 |
| Net loans & leases | $75,074,000 | 3,511 |
| Loan loss allowance | $1,036,000 | 3,416 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,050,000 | 5,882 |
| Other real estate owned | $14,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $745,000 | 7,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,595,000 | 5,032 |
| Total liabilities | $79,466,000 | 4,943 |
| Total deposits | $77,287,000 | 4,841 |
| Interest-bearing deposits | $72,897,000 | 4,449 |
| Deposits held in domestic offices | $77,287,000 | 4,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,741,000 | 2,511 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $438,000 | 6,772 |
| Total equity capital | $7,129,000 | 5,783 |
| Total bank equity capital | $7,129,000 | 5,783 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $299,000 | 7,092 |
| Surplus | $5,936,000 | 2,482 |
| Undivided profits | $894,000 | 9,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $393,000 | 5,871 |
| Earning assets | $82,290,000 | 4,878 |
| Long-term assets (5+ years) | $8,208,000 | 4,532 |
| Average Assets, year-to-date | $72,048,800 | 5,616 |
| Average Assets, quarterly | $85,647,500 | 5,012 |
| Volatile liabilities | $6,136,000 | 6,212 |
| Insider loans | $575,000 | 5,254 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $818,000 | 878 |
| Unused loan commitments | $4,330,000 | 5,352 |
| Tier 1 (core) risk-based capital | $7,127,000 | 5,644 |
| Tier 2 risk-based capital | $766,160 | 3,714 |
| Total risk weighted assets | $61,022,960 | 4,246 |
| Total unused commitments | $4,330,000 | 5,362 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $49,680,000 | 7,535 |
| Cash and due from depository institutions | $601,000 | 7,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,642,000 | 9,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $40,196,000 | 5,755 |
| Loan loss allowance | $587,000 | 5,506 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $691,000 | 7,426 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $550,000 | 9,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,680,000 | 7,535 |
| Total liabilities | $45,680,000 | 7,447 |
| Total deposits | $33,821,000 | 8,657 |
| Interest-bearing deposits | $30,506,000 | 8,360 |
| Deposits held in domestic offices | $33,821,000 | 8,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,600,000 | 1,190 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $259,000 | 7,941 |
| Total equity capital | $4,000,000 | 8,182 |
| Total bank equity capital | $4,000,000 | 8,182 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $299,000 | 7,494 |
| Surplus | $3,186,000 | 3,961 |
| Undivided profits | $515,000 | 10,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $244,000 | 7,574 |
| Earning assets | $47,838,000 | 7,271 |
| Long-term assets (5+ years) | $5,503,000 | 5,734 |
| Average Assets, year-to-date | $44,137,400 | 7,960 |
| Average Assets, quarterly | $47,922,000 | 7,662 |
| Volatile liabilities | $14,215,000 | 3,334 |
| Insider loans | $379,000 | 6,488 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,668,000 | 6,701 |
| Tier 1 (core) risk-based capital | $4,000,000 | 8,283 |
| Tier 2 risk-based capital | $475,580 | 5,495 |
| Total risk weighted assets | $37,934,680 | 6,140 |
| Total unused commitments | $2,668,000 | 6,710 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $41,545,000 | 8,633 |
| Cash and due from depository institutions | $1,456,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,728,000 | 9,578 |
| Federal funds sold & reverse repurchase agreements | $4,760,000 | 2,954 |
| Net loans & leases | $25,335,000 | 7,747 |
| Loan loss allowance | $543,000 | 6,009 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $804,000 | 6,993 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $462,000 | 9,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,545,000 | 8,633 |
| Total liabilities | $37,635,000 | 8,627 |
| Total deposits | $37,427,000 | 8,484 |
| Interest-bearing deposits | $34,270,000 | 8,151 |
| Deposits held in domestic offices | $37,427,000 | 8,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $208,000 | 9,101 |
| Total equity capital | $3,910,000 | 8,492 |
| Total bank equity capital | $3,910,000 | 8,492 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $299,000 | 7,888 |
| Surplus | $3,186,000 | 3,926 |
| Undivided profits | $425,000 | 11,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $170,000 | 8,905 |
| Earning assets | $38,823,000 | 8,520 |
| Long-term assets (5+ years) | $6,165,000 | 5,800 |
| Average Assets, year-to-date | $41,682,400 | 8,474 |
| Average Assets, quarterly | $41,025,500 | 8,627 |
| Volatile liabilities | $1,864,000 | 9,924 |
| Insider loans | $154,000 | 8,915 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,223,000 | 7,219 |
| Tier 1 (core) risk-based capital | $3,910,000 | 8,401 |
| Tier 2 risk-based capital | $309,240 | 7,457 |
| Total risk weighted assets | $24,505,240 | 8,228 |
| Total unused commitments | $2,223,000 | 7,243 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $40,982,000 | 8,865 |
| Cash and due from depository institutions | $1,188,000 | 7,704 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,788,000 | 10,122 |
| Federal funds sold & reverse repurchase agreements | $2,545,000 | 5,634 |
| Net loans & leases | $28,229,000 | 7,333 |
| Loan loss allowance | $570,000 | 5,854 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $840,000 | 6,920 |
| Other real estate owned | $0 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $392,000 | 10,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,982,000 | 8,865 |
| Total liabilities | $37,325,000 | 8,858 |
| Total deposits | $37,002,000 | 8,739 |
| Interest-bearing deposits | $34,382,000 | 8,355 |
| Deposits held in domestic offices | $37,002,000 | 8,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $323,000 | 7,859 |
| Total equity capital | $3,657,000 | 8,713 |
| Total bank equity capital | $3,657,000 | 8,713 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $299,000 | 8,296 |
| Surplus | $3,186,000 | 3,817 |
| Undivided profits | $172,000 | 12,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 6,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $208,000 | 8,478 |
| Earning assets | $38,562,000 | 8,686 |
| Long-term assets (5+ years) | $751,000 | 10,652 |
| Average Assets, year-to-date | $41,396,000 | 8,659 |
| Average Assets, quarterly | $40,675,000 | 8,841 |
| Volatile liabilities | $3,808,000 | 7,618 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,727,000 | 7,722 |
| Tier 1 (core) risk-based capital | $3,657,000 | 8,638 |
| Tier 2 risk-based capital | $325,200 | 7,212 |
| Total risk weighted assets | $25,770,900 | 8,100 |
| Total unused commitments | $1,727,000 | 7,757 |
| Derivatives | $0 | 651 |